managing risk.pdf

Managing Risk and Creating Value with Microfinancevii3.2 Effects of Subsidized Interest Rates 464.1 The Mechanisms of a Weather-Indexed Insurance System 574.2 Mapfre Seguros: Microinsurance in Brazil 614.3 FINSOL: Life and Funeral Insurance in Mexico 615.1 Can Gender Be a Factor in a Housing Microfinance Program? 736.1 CECAM’s Expanded Menu of Leased Equipment for Rural Producers 807.1 Catastrophe Risk DDO 947.2 Buro-Tangail Conngency Fund, Bangladesh 947.3 Loan Product Adjustments for Disasters: The Case of the Bangladesh RuralAdvancement Commiee (BRAC) 957.4 Katalysis: Response to Disasters 968.1 Minimum Requirements for a POS Device 1088.2 Regulatory and Policy Guidelines for Branchless Banking 110FIGURES3.1 Percentage Components of Real Interest Rates, 2004–05 424.1 Tradional and Potenal Insurance Markets 544.2 Demand for Insurance: Risk Management Needs of the Poor in 11 Countries, 2002–06 567.1 Cycle of Risk Management 928.1 Penetraon of Services and Technologies 1048.2 Porolio Expansion and PDA Use 1078.3 PDA Use and Porolios at Risk 107MAP4.1 Microinsurance Coverage in Lan America, 2007 60TABLES1.1 Urban Risk Categories 41.2 Rural Risk Categories 81.3 Steps in Risk Management 111.4 Shorebank Advisory Services (USA) Credit Risk Grading System 122.1 Recommended Characteriscs and Background of a Board Member 322A.1 Sample Board Self-evaluaon Quesonnaire 383.1 Effects of Ceilings on Microcredit Interest Rates 474.1 Types of Insurance 534.2 Risk Coverage and Outcomes 554.3 The Microinsurance Supply Chain 564.4 Characteriscs of the Four Insurance Delivery Models 585.1 Differences between Microfinance Loan Types 685.2 FUNHAVI Performance Indicators, December 31, 2007 715.3 MiCasa Porolio, December 2007 726.1 Advantages and Disadvantages of Financial Leases 817.1 The Enormous Cost of Natural Disasters 907.2 New Financial Products, Results, and Implicaons 978.1 Wireless Penetraon Rates, 2003–12 104