managing risk.pdf

More documents

Recommendations

Info

viContentsThe Role of Government and Risk Management 70Examples from Lan America 70Lessons Learned 72Designing a New Housing Microfinance Program 736 Microleasing: Overcoming Equipment-Financing Barriers 77The Basics of Microleasing 79Advantages of Leasing for Microbusinesses 79Advantages of Microleasing for the MFI 80Tax and Regulatory Consideraons with Microleasing 81Management of Microleasing Risks 82Use of Microleasing in Lan America 82Recommendaons for a New Microleasing Program 847 Disaster Management: Preparing for the Worst 87An Unfortunate but Common Story 89Costs of Disasters 89Proacve Approaches and Concrete Responses 91Conclusion 978 New Technologies: Providing a Path to Lower Costs and New Products 101Introducon 103Why Technology Maers 103Mobile Banking 104Network Systems 105Remote Data Processing 106PDAs 106POS Terminals 107Biometrics 108Costs, Risks, and Challenges 109Conclusion 111Glossary 115Index 117BOXES1.1 Basel Commiee: Internaonal Standards and Pracces for Risk Management 101.2 Risk Measurement Systems 132.1 Investors as Board Members 212.2 Quesons to Assess the Implicaons of an MFI’s Ownership Structure 232.3 The Board and Social Performance Management 242.4 Evaluang Board Performance 252.5 Some “Do’s” and “Don’ts” for Boards 272.6 Sample Board Meeng Agenda 292.7 A Case Study: The Dominican Integrated Development Instute 312.8 Responsibilies and Standards of Conduct for Board Members 343.1 Microcredit Cost Structure 44
Managing Risk and Creating Value with Microfinancevii3.2 Effects of Subsidized Interest Rates 464.1 The Mechanisms of a Weather-Indexed Insurance System 574.2 Mapfre Seguros: Microinsurance in Brazil 614.3 FINSOL: Life and Funeral Insurance in Mexico 615.1 Can Gender Be a Factor in a Housing Microfinance Program? 736.1 CECAM’s Expanded Menu of Leased Equipment for Rural Producers 807.1 Catastrophe Risk DDO 947.2 Buro-Tangail Conngency Fund, Bangladesh 947.3 Loan Product Adjustments for Disasters: The Case of the Bangladesh RuralAdvancement Commiee (BRAC) 957.4 Katalysis: Response to Disasters 968.1 Minimum Requirements for a POS Device 1088.2 Regulatory and Policy Guidelines for Branchless Banking 110FIGURES3.1 Percentage Components of Real Interest Rates, 2004–05 424.1 Tradional and Potenal Insurance Markets 544.2 Demand for Insurance: Risk Management Needs of the Poor in 11 Countries, 2002–06 567.1 Cycle of Risk Management 928.1 Penetraon of Services and Technologies 1048.2 Porolio Expansion and PDA Use 1078.3 PDA Use and Porolios at Risk 107MAP4.1 Microinsurance Coverage in Lan America, 2007 60TABLES1.1 Urban Risk Categories 41.2 Rural Risk Categories 81.3 Steps in Risk Management 111.4 Shorebank Advisory Services (USA) Credit Risk Grading System 122.1 Recommended Characteriscs and Background of a Board Member 322A.1 Sample Board Self-evaluaon Quesonnaire 383.1 Effects of Ceilings on Microcredit Interest Rates 474.1 Types of Insurance 534.2 Risk Coverage and Outcomes 554.3 The Microinsurance Supply Chain 564.4 Characteriscs of the Four Insurance Delivery Models 585.1 Differences between Microfinance Loan Types 685.2 FUNHAVI Performance Indicators, December 31, 2007 715.3 MiCasa Porolio, December 2007 726.1 Advantages and Disadvantages of Financial Leases 817.1 The Enormous Cost of Natural Disasters 907.2 New Financial Products, Results, and Implicaons 978.1 Wireless Penetraon Rates, 2003–12 104
Page 1: Public Disclosure AuthorizedPublic
Page 11: Managing Risk and Creating Value wi
Page 15 and 16: Managing Risk and Creating Value wi
Page 24 and 25: 4 Chapter 1 - Risk Management: Prep
Page 26 and 27: 6 Chapter 1 - Risk Management: Prep
Page 28: 8 Chapter 1 - Risk Management: Prep
Page 32 and 33: 12 Chapter 1 - Risk Management: Pre
Page 34 and 35: 14 Chapter 1 - Risk Management: Pre
Page 40 and 41: 20 Chapter 2 - Good Governance: Man
Page 56 and 57:
36 Chapter 2 - Good Governance: Man
Page 58 and 59:
38 Chapter 2 - Good Governance: Man
Page 61 and 62:
Managing Risk and Creating Value wi
Page 63 and 64:
Page 65 and 66:
Page 67 and 68:
Page 69:
Page 73 and 74:
Page 75 and 76:
Page 77 and 78:
Page 79 and 80:
Page 81 and 82:
Page 83:
Page 87 and 88:
Page 89 and 90:
Page 91 and 92:
Page 93 and 94:
Page 95 and 96:
Page 97:
Page 100 and 101:
80 Chapter 6 - Microleasing: Overco
Page 102 and 103:
Page 104 and 105:
Page 107:
Page 110 and 111:
90 Chapter 7 - Disaster Management:
Page 112 and 113:
Page 114 and 115:
Page 116 and 117:
Page 118 and 119:
98Chapter 7 - Disaster Management:
Page 121:
Page 124 and 125:
104Chapter 8 - New Technologies: A
Page 126 and 127:
Page 128 and 129:
Page 130 and 131:
Page 132 and 133:
Page 135 and 136:
Page 137 and 138:
Page 139 and 140:
Page 141 and 142:
Page 145:
Eco-AuditEnvironmental Benefits Sta
show all

managing risk.pdf

Create successful ePaper yourself

Delete template?

Save as template?