Flex Plan Summary - Personnel - Sacramento County

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INTRODUCTIONThe County is pleased to sponsor an employee benefit program known as the “Flexible Benefit Plan”(the Plan). The Plan has five components:The Flexible Spending Account (FSA) which has two plans:1) the Medical Reimbursement Account (MRA) and2) the Dependent Care Reimbursement Account (DCRA)3) the Premium Conversion Option4) the Health Savings Account (HSA) and5) the Cash Benefit featureParticipation is voluntary in all the plans. The County assumes most of the cost of administering theplan. Each plan is described in the Summary of Benefits Booklet and the Evidence of Coverage.This document/summary plan description is designed to provide you with the information you need touse your flexible benefits wisely. Please read it carefully and refer to it when you have questions.iii
HOW THE FLEXIBLE BENEFIT PLAN WORKSWhen you enroll in the County of Sacramento’s Flexible Benefit Plan you may elect to participate insome or all of the following benefit options. Specifics about each plan’s coverage are described in theSummary of Benefits or the Evidence of Coverage for the specific plan, both of which are available at theSacramento County Department of Personnel Services Employee Benefits Office website.Flexible Spending Accounto Medical Reimbursement Account allows you to set aside a portion of your before-taxsalary dollars to reimburse yourself for eligible expenses which are not covered by agroup medical, prescription drug, vision or dental plan.o Dependent Care Reimbursement Account allows you to use before-tax salary dollars toreimburse yourself for work-related dependent care expenses.Premium Conversion Option allows you to pay contributions for the medical, dental, and visioncoverage you have selected for you or your family members through the County’s benefit planswith before-tax salary dollars.Health Savings Account allows you to set aside a portion of your before-tax salary dollars toestablish an account to reimburse yourself for qualified medical expenses. You must be enrolledin one of the High Deductible Plans in order to participate in this option.Cash Benefit Feature allows those eligible to elect a health plan whose premiums are less thanthe amount the County will subsidize so the “extra” amount will be added to your paycheck astaxable income. If you waive coverage you may be eligible to receive additional cash in yourpaycheck. Eligibility for this benefit is determined by your date of hire and your bargaining unit.Not all employees are eligible.Flexible BenefitsPlan(Cafeteria Plan)Flexible SpendingAccount (FSA)Cash OptionPremiumConversionOptionHealth SavingsAccount (HSA)Dependent CareReimbursementAccount (DCRA)Medical CareReimbursementAccount (MRA)1
Page 1 and 2: Restated: October 2012FLEXIBLE BENE
Page 3: COUNTY OF SACRAMENTOFLEXIBLE BENEFI
Page 7 and 8: FLEXIBLE SPENDING ACCOUNTMEDICAL RE
Page 9 and 10: DependentThe dependent must have be
Page 11 and 12: Finance chargesFuneral expensesGend
Page 13 and 14: FLEXIBLE SPENDING ACCOUNTDEPENDENT
Page 15 and 16: Examples of types of dependent care
Page 17 and 18: PREMIUM CONVERSION OPTIONThe Premiu
Page 19 and 20: The following examples are provided
Page 21 and 22: make an additional catch-up contrib
Page 23 and 24: Recognized Employee Organization (R
Page 25 and 26: PARTICIPANTS’ KEY RESPONSIBILITIE
Page 27 and 28: SOCIAL SECURITY AND TAXESSince the
Page 29 and 30: GLOSSARYThe following words and phr
Page 31 and 32: An eligible employee is not an empl
Page 33: DEPARTMENT OF PERSONNEL SERVICESEMP

Flex Plan Summary - Personnel - Sacramento County

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