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ANNUAL REPORT INTRUM JUSTITIA A N N U A L R EP O R T 2 0 ...

ANNUAL REPORT INTRUM JUSTITIA A N N U A L R EP O R T 2 0 ...

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Our services<br />

Respectful<br />

credit management<br />

with supplementary financial services<br />

When companies want to sell a product or service<br />

they need to evaluate their existing and potential<br />

customers and gather information in order to<br />

provide each of them with the appropriate offering.<br />

This could involve selling telephony or power<br />

services, products that are paid for online or by credit card. Our<br />

clients also need to be able to monitor changes in risk levels, e.g. if<br />

a customer’s credit status has changed. When a client sells a product<br />

or service, the payment administration process begins and involves,<br />

for example, invoicing and sales ledgers. When invoice payments<br />

are overdue, an efficient debt-collection process is needed<br />

to ensure that full payment is received for the product or service.<br />

Intrum Justitia offers services in every part of this chain, and our<br />

services are often adapted to a client’s specific needs. Providing a<br />

complete offering means not only that all of a client’s credit management<br />

service needs are met by one supplier, but we are also able<br />

to use and interpret information in our own databases that we have<br />

obtained from both clients and external sources. By gathering all of<br />

this information, Intrum Justitia has the basis for informed decisions<br />

so that clients can increase their sales and cash flow, reduce<br />

credit losses and improve their relationships with their customers.<br />

v<br />

13

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