Adopted 2014-2021 Housing Element - Garden Grove
Adopted 2014-2021 Housing Element - Garden Grove Adopted 2014-2021 Housing Element - Garden Grove
Housing Element Needs AssessmentTable 4: Race and Ethnicity by Person1990 2000 2010Garden Orange Garden OrangeRacial/Ethnic Group Grove County Grove County Garden Grove Orange CountyWhite 55% 65% 33% 51% 22% 44%Hispanic 24% 23% 33% 31% 38% 34%Black 1% 2% 1% 2% 1% 1%Asian/Pacific Islander 20% 10% 31% 14% 36% 18%Other 1% 1% 3% 3% 3% 3%Total 100% 100% 100% 100% 100% 100%Source: U.S. Census 1990, 2000 and 2010.Income and EmploymentIncome profileHousehold income is the most important, although not the only factor, affecting housingopportunity because it determines a household's ability to purchase or rent housing and balancehousing costs with other necessities. Income levels can vary considerably among households,affecting preferences for tenure, location, and housing type. While higher-income households havemore discretionary income to spend on housing, low- and moderate-income households have amore limited choice in the housing they can afford.Garden Grove’s median household income was $61,026 according to the 2010 Census, only 78percent of the County median of $74,344. Figure 2 shows that overall, the City has a higherproportion of residents earning under $99,999 and a lower proportion of residents earning over$100,000 as compared with County-wide medians.For housing planning and funding purposes, the HCD uses five income categories to evaluatehousing need based on the Area Median Income (AMI) for the metropolitan area:• Extremely Low-Income Households earn between 0 and 30% of AMI• Very Low-Income Households earn between 31 and 50% of AMI• Low-Income Households earn between 51 and 80% of AMI• Moderate-Income Households earn between 81 and 120% of AMI• Above Moderate-Income Households earn over 120% of AMI2014-2021 Housing Element 10 City of Garden Grove
Housing Element Needs AssessmentFigure 2: Household Income Distribution, 2010Source: U.S. Census 2010In the Comprehensive Housing Affordability Strategy (CHAS), special Census tabulations developedby HUD provide a specific breakdown of household income adjusted for family size. As shown inTable 5, in Garden Grove moderate/above moderate-income households comprise the largest shareof all households, and low-income households comprise the second largest category. According tothe 2009 CHAS, 18% of the City's total households were classified as extremely low income (0-30%of AMI), 17% were classified as very low income (31-50% of AMI), and 21% were classified as lowincome (51-80% AMI). Forty-four percent of the City’s households had incomes above 80% of themedian household income in 2010. Total renters earned lower incomes overall with only about aquarter of renters earning more than 80% of the median income compared to more than half forowner households. Elderly renters are shown to be in the most precarious financial situation, with66% earning less than 30% of the median income.City of Garden Grove 11 2014-2021 Housing Element
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<strong>Housing</strong> <strong>Element</strong> Needs AssessmentTable 4: Race and Ethnicity by Person1990 2000 2010<strong>Garden</strong> Orange <strong>Garden</strong> OrangeRacial/Ethnic Group <strong>Grove</strong> County <strong>Grove</strong> County <strong>Garden</strong> <strong>Grove</strong> Orange CountyWhite 55% 65% 33% 51% 22% 44%Hispanic 24% 23% 33% 31% 38% 34%Black 1% 2% 1% 2% 1% 1%Asian/Pacific Islander 20% 10% 31% 14% 36% 18%Other 1% 1% 3% 3% 3% 3%Total 100% 100% 100% 100% 100% 100%Source: U.S. Census 1990, 2000 and 2010.Income and EmploymentIncome profileHousehold income is the most important, although not the only factor, affecting housingopportunity because it determines a household's ability to purchase or rent housing and balancehousing costs with other necessities. Income levels can vary considerably among households,affecting preferences for tenure, location, and housing type. While higher-income households havemore discretionary income to spend on housing, low- and moderate-income households have amore limited choice in the housing they can afford.<strong>Garden</strong> <strong>Grove</strong>’s median household income was $61,026 according to the 2010 Census, only 78percent of the County median of $74,344. Figure 2 shows that overall, the City has a higherproportion of residents earning under $99,999 and a lower proportion of residents earning over$100,000 as compared with County-wide medians.For housing planning and funding purposes, the HCD uses five income categories to evaluatehousing need based on the Area Median Income (AMI) for the metropolitan area:• Extremely Low-Income Households earn between 0 and 30% of AMI• Very Low-Income Households earn between 31 and 50% of AMI• Low-Income Households earn between 51 and 80% of AMI• Moderate-Income Households earn between 81 and 120% of AMI• Above Moderate-Income Households earn over 120% of AMI<strong>2014</strong>-<strong>2021</strong> <strong>Housing</strong> <strong>Element</strong> 10 City of <strong>Garden</strong> <strong>Grove</strong>