Punjabi

11. mudrw siPRqI dw invyS qy pRBwvjy quhwfy invyS dw v`fw ih`sw bJI Awmdn dyx vwlIAW isikaurtIAW dw hY, qW quhwƒ mudrw siPRqIdr aupr iDAwn dyxw cwhIdw hY[v`DdI hoeI mudrw siPRqI dw sB qoN v`D pRBwv syvw inivRq lokW aupr pYNdw hY ijnHW kol isrP sQweIAwmdn hI huMdI hY[ ieh ies kwrn huMdw hY ikauNik mudrw siPRqI v`Dx nwl pYsy dI KrIdx SkqIG`t jWdI hY ijs kwrn syvw inivRq lok Awpxy pYsy nwl pihlW nwloN G`t KrId skdy hn[mudrw siPRqI quhwfI KrIdx dI SkqI Kw jWdI hY[ ijvyN ik, jy mdrw siPRqI dI AOsq dr 8% hY,qW quhwƒ ieh p`kw krnw peygw ik quhwfw invyS tYks dyx qoN bwAd 8% jW aus qoN v`D Awmdnkmw irhw hovy[ Prz kr lYNdy hW ik quhwfw invyS 100,000 rupey dw hY ijs aupr qusIN 10%Awmdn kmw rhy ho Aqy mudrw siPRqI dr 8% hY[ ies siQqI ivc qusIN swlwnw 10,000 rupeykmwaugy jo ik Aweykr dyx qoN bwAd 7,000 rupey bxygw (ieh mMndy hoey ik qusIN kr dI sB qoN aucIdr mqlb 30% dy rhy ho)[ hux jd qusIN id`qI geI 8% mudrw siPRqI dyKogy (8,000 jW 100,000rupey dw 8%) qW ies dw mqlb hovygw ik qusIN 1000 rupey Gwty ivc ho (7000 rupey Awmdn Gtwmudrw siPRqI 8000)[ ies dw Bwv hoieAw ik qusIN Awpxy invyS aupr Asl ivc kuJ nhIN kmw rhyho[12. syvw inivRqI XojnwienHy swl kM krn qoN bwAd syvw inivRq hoxw Awpxy Awp ivc iek bhuq hI AnoKw Aqy nwtkI pVHwAhY[ iPr vI syvw inivRqI v`l v`Ddy kdmW leI loVINdI Xojnw jW aus aupr ivcwr nhIN kIqw jWdwijs dI auh h`kdwr hY[ hor koeI syvw inivRq hox qoN bwAd iek sOKw jIvn bIqwauxw cwhuMdy hn[hwlwik aus leI loVINdI Xojnw kIqy ibnHW ieh mumikn nhIN hY[ mnu`K pihlW nwloN vDyry lMmI aumrBog irhw hY, jo cMgI ^br hY pr ies dw ieh mqlb vI hY ik syvw inivRqI hor mihMgI huMdI jw rhIhY[ ies leI zrUrI hY ik pihlW hI Xojnw bxw leI jwvy Aqy syvw inivRqI dI aumr dy nyVy phuMcx qyqusIN AwrQk qOr ’qy iqAwr rho[syvw inivRqI Xojnw qoN Bwv hY ik buFwpy vyly Awmdn lYx leI kuJ pYsw jW sMp`qI v`KrI r`K id`qIjwvy[ ieh syvw inivRqI dI aumr qy phuMcx qoN pihlW krn huMdw hY[Xwd r`Ko, ik quhwfw mksd Aijhy inrxy lYxw hY ijs nwl quhwfy A`j dI injI AwrQk siQqI dyAwDwr qy B`ivK dy Awpxy AwrQk mskd ƒ bhuq swrQk rUp ivc pUrw kr sko[1) CyqI SurU kro Aqy SWqI nwl syvw inivRq hovo: ijvyN ik mMn lau jy qusIN 25swl dI aumr qoNsyvw inivRqI jo qusIN 60 swl dI aumr q`k cwh rhy ho leI bcq krnw SurU krdy ho qW ies dwmqlb hovygw ik qusIN 35 swl q`k bcq kr skdy ho[ jy 25 swl dI aumr qy quhsIN hr mhIny6% ivAwj-dr-ivAwj dy ihswb nwl 1000 rupey invyS krnw SurU krdy ho qW smW pUrw hox qyquhwƒ 13,80,290 rupey imlxgy[ pr jy qusIN iehI invyS 35 swl dI aumr qoN SurU krogy qW 60swl dI aumr qy quhwƒ 6,79,580 rupey imlxgy[17