Handicap International experience in Afghanistan - CBM

Figure 43: Distribution of Persons with Disability and Non-Disabled Above 14and Purpose of Loan50454035302520151050Food Health House Activity• Person with Disability• Non-DisabledCeremony School Dowry Land Property Good OtherWhereas persons with disability usually use loans for emergency expenditures to cover basic needs such asnutrition and health, non-disabled have a tendency to use loans more for professional investment, equipmentor social expenditure. There is a clear difference between persons with disability and non-disabled personsregarding reasons for loans. For the former, it is more a matter of urgency, to fulfil basic needs: thus it is afactor of vulnerability. For the latter, it is more of an investment in the future. Thus, it contributes to the welfareand the increase of assets of the household.There is nosignificantdifferencebetweendisabled andnon-disabled,when it comes toreceiving money,even if a largerproportion ofpersons withdisability receivesmoney morefrequentlyMoney Given: Family at the Basis of the Social CapitalIf income from activity is concentrated in the hands of a small proportion of persons, redistribution within thefamily is a common practice in both groups. 43.2% of all adults above 14 received money from the socialnetwork, mainly family. There is no significant difference between disabled and non-disabled, when it comesto receiving money, even if a larger proportion of persons with disability receives money more frequently(a proportion of 45.4% compared to a proportion of 38.9% for non-disabled). One difference, which isnoticeable, is that women receive help more often than men. This is consistent with the fact that men are theones who have paid employment and bring the majority of money into the household.Figure 44 shows a breakdown of persons with disability and non-disabled according to the person who gavemoney. In both cases, a huge majority of the donors are from the family itself. For non-disabled persons, firstcome the parents (28.9%), followed closely by the spouse (27.8%), then come brother and sister (23.2%)and children and other relatives, as a distant fourth (10.9%). For persons with disability, first come childrenand other relatives (24.6%), before brother and sister (22.6%), the spouse (19.7%) and parents (17.9%).The differences between both groups are statistically significant. The major difference regarding the moneyreceived by children is probably due to the needs of persons with disability to get support. This is also in linewith other findings of the NDSA, which shows a high number of persons over the age of 45 among personswith disability. The children thus support their parents as they become disabled with age and/or disease.A minority of people receive money from persons outside the family. Friends make up a proportion of 5.4% interms of giving money. Then come other donors, like NGOs or employers, mainly for persons with disability.58 Understanding the Challenge Ahead