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Gamble Scramble revised - ProblemGambling.ca

Gamble Scramble revised - ProblemGambling.ca

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GAMBLE SCRAMBLEHow Gambling Works123 456 78910Across2. The <strong>ca</strong>sino coins that sometimes are used toplay slot machines.3. A sum of money, or anything of value beingrisked on an uncertain outcome.6. The amount a bet pays, for example 2 -1; 5 -2and the actual odds of winning i.e. 1 in14,000,000.8. The amount of money a gambling enterprisemakes in profits after payment of prizes andexpenses.9. The possibility of losing an amount of money orsomething of value that is bet on the outcomeof an event, contest, game or machine.10.Minimums and maximums that <strong>ca</strong>n be wageredon one bet.Down1. Also known as the "edge". The advantage the<strong>ca</strong>sino or house has over the player in any game.4. Lacking a definite pattern. All <strong>ca</strong>sino games arebased on the fact that no one <strong>ca</strong>n predict whatwill happen next.5. The random number generator, which is insidea slot machine and VLT machine. It is constantlygenerating thousands of numbers every second.7. Something that happens unpredictably withouta specific purpose or observable <strong>ca</strong>use.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLEHow Gambling Works2101HT O K E N3 4UW A G E R5S CA6 7E O D D S N CA MD HD PO AV UM NA TN C8N NTERT R E V ESN U E9A C R I S KG HB E T T I N G L I M I T SPAcross2. The <strong>ca</strong>sino coins that sometimes are used toplay slot machines.3. A sum of money, or anything of value beingrisked on an uncertain outcome.6. The amount a bet pays, for example 2 -1; 5 -2and the actual odds of winning i.e. 1 in14,000,000.8. The amount of money a gambling enterprisemakes in profits after payment of prizes andexpenses.9. The possibility of losing an amount of money orsomething of value that is bet on the outcomeof an event, contest, game or machine.10. Minimums and maximums that <strong>ca</strong>n be wageredon one bet.Down1. Also known as the "edge". The advantage the<strong>ca</strong>sino or house has over the player in any game.4. Lacking a definite pattern. All <strong>ca</strong>sino games arebased on the fact that no one <strong>ca</strong>n predict whatwill happen next.5. The random number generator, which is insidea slot machine and VLT machine. It is constantlygenerating thousands of numbers every second.7. Something that happens unpredictably withouta specific purpose or observable <strong>ca</strong>use.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLEHow Gambling WorksT A O J U L Y N L X J I Z F N P F ZE C C M B I U X E Y Q V F C N U Z CU Q B H M K W J B B Y B P A P H P SN A B U F H B M W L B C D I X U J SE R A N D O M N E S S R H D J B S LV W E G R I A I Z F S C I O W N R QE S P K T E R E E D R G H S K A J DR O G W M I G T K E Q R J R K E F GT H Z Z D L O A T Y J U L T H Y Z ZE B N Z S K N U W I F Y U I N H H GN W G A E S P S Z N X E E Z D E E IO X W N X M A M K Q E O Q U T E N YC A D Q O O D D S S T S T E D E H AH Q O C S T I M I L G N I T T E B FA H O U S E A D V A N T A G E T M FN Y F W P L S Z J V A C D H K N D UC T U Q A E L B E J U Y Z Y T B C SE C T P M Y W R P W U K Q Q G K V QBetting LimitsChanceComputer chipHouse advantageNet revenueOddsRandomnessRiskTokenWager_________________________________________________________________________________________________________________________________________________________________________1. The amount of money a gambling enterprise makes in profits after payment of prizes andexpenses.2. Also known as the "edge". The advantage the <strong>ca</strong>sino or house has over the player in any game.3. Lacking a definite pattern. All <strong>ca</strong>sino games are based on the fact that no one <strong>ca</strong>npredict what will happen next.4. The possibility of losing an amount of money or something of value that is bet on theoutcome of an event, contest, game or machine.5. A sum of money, or anything of value being risked on an uncertain outcome.6. Minimums and maximums that <strong>ca</strong>n be wagered on one bet.7. The random number generator, which is inside a slot machine and VLT machine. It isconstantly generating thousands of numbers every second.8. The <strong>ca</strong>sino coins that sometimes are used to play slot machines.9. The amount a bet pays, for example 2 -1; 5 -2 and the actual odds of winning i.e. 1 in14,000,000.10. Something that happens unpredictably without a specific purpose or observable <strong>ca</strong>use.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLEHow Gambling WorksT A O J U L Y N L X J I Z F N P F ZE C C M B I U X E Y Q V F C N U Z CU Q B H M K W J B B Y B P A P H P SN A B U F H B M W L B C D I X U J SE R A N D O M N E S S R H D J B S LV W E G R I A I Z F S C I O W N R QE S P K T E R E E D R G H S K A J DR O G W M I G T K E Q R J R K E F GT H Z Z D L O A T Y J U L T H Y Z ZE B N Z S K N U W I F Y U I N H H GN W G A E S P S Z N X E E Z D E E IO X W N X M A M K Q E O Q U T E N YC A D Q O O D D S S T S T E D E H AH Q O C S T I M I L G N I T T E B FA H O U S E A D V A N T A G E T M FN Y F W P L S Z J V A C D H K N D UC T U Q A E L B E J U Y Z Y T B C SE C T P M Y W R P W U K Q Q G K V QBetting LimitsChanceComputer chipHouse advantageNet revenueOddsRandomnessRiskTokenWagerNet revenue 1. The amount of money a gambling enterprise makes in profits after payment of prizes andexpenses.House advantage 2.Also known as the "edge". The advantage the <strong>ca</strong>sino or house has over the player in any game.Randomness 3. Lacking a definite pattern. All <strong>ca</strong>sino games are based on the fact that no one <strong>ca</strong>npredict what will happen next.Risk 4. The possibility of losing an amount of money or something of value that is bet on theoutcome of an event, contest, game or machine.Wager 5. A sum of money, or anything of value being risked on an uncertain outcome.Betting Limits 6. Minimums and maximums that <strong>ca</strong>n be wagered on one bet.Computer chip 7. The random number generator, which is inside a slot machine and VLT machine. It isconstantly generating thousands of numbers every second.Token 8. The <strong>ca</strong>sino coins that sometimes are used to play slot machines.Odds 9. The amount a bet pays, for example 2 -1; 5 -2 and the actual odds of winning i.e. 1 in14,000,000.Chance 10. Something that happens unpredictably without a specific purpose or observable <strong>ca</strong>use.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLETIPS FOR KEEPING GAMBLING FUN1 2BE3E4T56A7 8S9OSAcross1. Allows you to do everything in moderation.3. Keep track of how much time and money youare spending on gambling.4. Something you set to ensure you don't spendmore time or money than intended on gambling.Think before you go!6. <strong>Gamble</strong> as a form of recreation, not as a way tomake money.7. Leave credit <strong>ca</strong>rds, cheque books and bank<strong>ca</strong>rds at home.9. Make sure loved ones know about yourgambling at all times.Down1. Walk around, eat, go outside, go to thebathroom.2. Hope to win, be prepared to lose.5. Make informed decisions about gambling-- learn about odds, consider the consequences.8. If you win, do this. Then enjoy the feeling butremind yourself that it may never happen again.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLETIPS FOR KEEPING GAMBLING FUN1 2BREA L A N C EXP3ARKECC O R D4S L I M I T SA6E N T E R TAIC A STHON9OP E N N E S SP7 8KI N M E N TOWLEDGE5Across1. Allows you to do everything in moderation.3. Keep track of how much time and money youare spending on gambling.4. Something you set to ensure you don't spendmore time or money than intended on gambling.Think before you go!6. <strong>Gamble</strong> as a form of recreation, not as a way tomake money.7. Leave credit <strong>ca</strong>rds, cheque books and bank<strong>ca</strong>rds at home.9. Make sure loved ones know about yourgambling at all times.Down1. Walk around, eat, go outside, go to thebathroom.2. Hope to win, be prepared to lose.5. Make informed decisions about gambling-- learn about odds, consider the consequences.8. If you win, do this. Then enjoy the feeling butremind yourself that it may never happen again.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLETIPS FOR KEEPING GAMBLING FUNO J B D J B V X N L Y A H O V R JK K I R I M R G X E Z R V O S H CM L E D W W D R O C E R L K H X YX V I X M B O S T H S K J Z W S JJ P O M C T S A D S D Z U P O V TQ S H O I E E S B A L A N C E A CL E F J N T V E A C P A J X R P LH D V N P K S H V O Z K Y U C R MW B E O P U C P O T S J G X V M YN P O A D R Z X H Z Q C W I F T YO E N T E R T A I N M E N T C G QY D S I R Z M G F N Q Q C F E R LO N K Q C I Q G N J N T H S V G MS E A G U U A P M R I Y F C C L CH K E K N W O K N O W L E D G E VZ M R S C H W K E G M Z T I N G FX O B Y E X P E C T I A T I O N SBalanceBreaksCashEntertainmentExpectationsKnowledgeLimitsOpennessRecordStop_________________________________________________________________________________________________________________________________________________________________________1. If you win, do this. Then enjoy the feeling but remind yourself that it may never happen again.2. Hope to win, be prepared to lose.3. Allows you to do everything in moderation.4. Walk around, eat, go outside, go to the bathroom.5. Something you set to ensure you don't spend more time or money than intended ongambling. Think before you go!6. Keep track of how much time and money you are spending on gambling.7. Leave credit <strong>ca</strong>rds, cheque books and bank <strong>ca</strong>rds at home.8. <strong>Gamble</strong> as a form of recreation, not as a way to make money.9. Make informed decisions about gambling -- learn about odds, consider the consequences.10. Make sure loved ones know about your gambling at all times.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLETIPS FOR KEEPING GAMBLING FUNO J B D J B V X N L Y A H O V R JK K I R I M R G X E Z R V O S H CM L E D W W D R O C E R L K H X YX V I X M B O S T H S K J Z W S JJ P O M C T S A D S D Z U P O V TQ S H O I E E S B A L A N C E A CL E F J N T V E A C P A J X R P LH D V N P K S H V O Z K Y U C R MW B E O P U C P O T S J G X V M YN P O A D R Z X H Z Q C W I F T YO E N T E R T A I N M E N T C G QY D S I R Z M G F N Q Q C F E R LO N K Q C I Q G N J N T H S V G MS E A G U U A P M R I Y F C C L CH K E K N W O K N O W L E D G E VZ M R S C H W K E G M Z T I N G FX O B Y E X P E C T I A T I O N SBalanceBreaksCashEntertainmentExpectationsKnowledgeLimitsOpennessRecordStopStopExpectationsBalanceBreaksLimitsRecordCashEntertainmentKnowledgeOpenness1. If you win, do this. Then enjoy the feeling but remind yourself that it may never happen again.2. Hope to win, be prepared to lose.3. Allows you to do everything in moderation.4. Walk around, eat, go outside, go to the bathroom.5. Something you set to ensure you don't spend more time or money than intended ongambling. Think before you go!6. Keep track of how much time and money you are spending on gambling.7. Leave credit <strong>ca</strong>rds, cheque books and bank <strong>ca</strong>rds at home.8. <strong>Gamble</strong> as a form of recreation, not as a way to make money.9. Make informed decisions about gambling -- learn about odds, consider the consequences.10. Make sure loved ones know about your gambling at all times.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLETYPES OF GAMBLING ACTIVITIES1 25S3 4POS6 789O C EGAcross1. A game of chance in which a player throws twodice. If the total of the two dice is 7 or 11,then the player wins.3. A game of chance in which the player pulls tabson a <strong>ca</strong>rd to match symbols to find out ifhe/she wins or loses.5. A game where the house draws 20 balls atrandom from a total of 80 ballots, numbered 1through 80. The player attempts to guess whatnumbers the house will draw.9. Wagering conducted on a race at a place otherthan the race course where the race is actuallybeing held.Down2. Placing a bet on the outcome of a sportingevent to win a prize. These bets may take theform of tickets, Calcutta's or sports "pools".4. An electonic gaming device.6. The game where the players try to beat thedealer by getting closest to 21 without goingover. Also know as 21.7. A game of chance in which each player has oneor more <strong>ca</strong>rds printed with differently numberedsquares on which to place markers when therespective numbers are drawn and announcedby a <strong>ca</strong>ller. The game is won by the first personcovering a previously designated arrangementof number on the <strong>ca</strong>rds.8. A drawing of lots in which prizes are distributedto the winners among persons buying a chanceto win something.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLETYPES OF GAMBLING ACTIVITIES89L1 2C R A P S3 4P U L L T A B S5K E N ORLO6 7B TB TLASBINSOF F T R A C K B E T T I N GTK TOTERYJACKTINGAcross1. A game of chance in which a player throws twodice. If the total of the two dice is 7 or 11,then the player wins.3. A game of chance in which the player pulls tabson a <strong>ca</strong>rd to match symbols to find out ifhe/she wins or loses.5. A game where the house draws 20 balls atrandom from a total of 80 ballots, numbered 1through 80. The player attempts to guess whatnumbers the house will draw.9. Wagering conducted on a race at a place otherthan the race course where the race is actuallybeing held.Down2. Placing a bet on the outcome of a sportingevent to win a prize. These bets may take theform of tickets, Calcutta's or sports "pools".4. An electonic gaming device.6. The game where the players try to beat thedealer by getting closest to 21 without goingover. Also know as 21.7. A game of chance in which each player has oneor more <strong>ca</strong>rds printed with differently numberedsquares on which to place markers when therespective numbers are drawn and announcedby a <strong>ca</strong>ller. The game is won by the first personcovering a previously designated arrangementof number on the <strong>ca</strong>rds.8. A drawing of lots in which prizes are distributedto the winners among persons buying a chanceto win something.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLETYPES OF GAMBLING ACTIVITIESJ I O L X C N L E O K J Z X T U M JQ C F Y V G Y J G T Z G K D S N S RI X F Q V H I S H C L R E Z D E Z UX K T R G T A B R B Z L U J N F I KK U R M V Q A A Y J O G T J R R O YW N A Y M J P O K X I E U S G E O BC Y C T B S T O L S I D S P M V X IW P K U P I V H D V A H P O W I Z ZH U B E K P N U X K F H T R Y V H QW L E L Z X K G F Y K X J T E Q J ZO L T H E Q Z E O R P C J S W V T QQ T T Y U B G F R E X M U B C X Z MF A I E V U Q C W T U X V E G V T IA B N H K D K I Z T T O N T C F G KY S G W X S W K Z O G I J T N Z F EB L A C K J A C K L Q R E I I Q A NP Y Z G I E G A M R C N C N H H M OZ B E C F D Q Q X D N V Q G R J Y NBingoBlackjackCrapsKenoLotteryOfftrack bettingPull tabsSlotsSports Betting_______________________________________________________________________________________________________________________1. A drawing of lots in which prizes are distributed to the winners among persons buying achance to win something.2. Wagering conducted on a race at a place other than the race course where the race isactually being held.3. The game where the players try to beat the dealer by getting closest to 21 without goingover. Also know as 21.4. A game of chance in which each player has one or more <strong>ca</strong>rds printed with differentlynumbered squares on which to place markers when the respective numbers are drawn andannounced by a <strong>ca</strong>ller. The game is won by the first person covering a previously designatedarrangement of number on the <strong>ca</strong>rds.5. A game of chance in which the player pulls tabs on a <strong>ca</strong>rd to match symbols to find out ifhe/she wins or loses.6. A game where the house draws 20 balls at random from a total of 80 ballots, numbered1 through 80. The player attempts to guess what numbers the house will draw.7. An electonic gaming device._________________ 8. Placing a bet on the outcome of a sporting event to win a prize. These bets may take theform of tickets, Calcutta's or sports "pools"._________________ 9. A game of chance in which a player throws two dice. If the total of the two dice is 7 or 11,then the player wins.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLETYPES OF GAMBLING ACTIVITIESJ I O L X C N L E O K J Z X T U M JQ C F Y V G Y J G T Z G K D S N S RI X F Q V H I S H C L R E Z D E Z UX K T R G T A B R B Z L U J N F I KK U R M V Q A A Y J O G T J R R O YW N A Y M J P O K X I E U S G E O BC Y C T B S T O L S I D S P M V X IW P K U P I V H D V A H P O W I Z ZH U B E K P N U X K F H T R Y V H QW L E L Z X K G F Y K X J T E Q J ZO L T H E Q Z E O R P C J S W V T QQ T T Y U B G F R E X M U B C X Z MF A I E V U Q C W T U X V E G V T IA B N H K D K I Z T T O N T C F G KY S G W X S W K Z O G I J T N Z F EB L A C K J A C K L Q R E I I Q A NP Y Z G I E G A M R C N C N H H M OZ B E C F D Q Q X D N V Q G R J Y NBingoBlackjackCrapsKenoLotteryOfftrack bettingPull tabsSlotsSports BettingLotteryOfftrack bettingBlackjackBingoPull tabsKenoSlots1. A drawing of lots in which prizes are distributed to the winners among persons buying achance to win something.2. Wagering conducted on a race at a place other than the race course where the race isactually being held.3. The game where the players try to beat the dealer by getting closest to 21 without goingover. Also know as 21.4. A game of chance in which each player has one or more <strong>ca</strong>rds printed with differentlynumbered squares on which to place markers when the respective numbers are drawn andannounced by a <strong>ca</strong>ller. The game is won by the first person covering a previously designatedarrangement of number on the <strong>ca</strong>rds.5. A game of chance in which the player pulls tabs on a <strong>ca</strong>rd to match symbols to find out ifhe/she wins or loses.6. A game where the house draws 20 balls at random from a total of 80 ballots, numbered1 through 80. The player attempts to guess what numbers the house will draw.7. An electonic gaming device.Sports betting 8. Placing a bet on the outcome of a sporting event to win a prize. These bets may take theform of tickets, Calcutta's or sports "pools".Craps 9. A game of chance in which a player throws two dice. If the total of the two dice is 7 or 11,then the player wins.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLEWARNING SIGNS OF PROBLEM GAMBLING12B3IE4T5S68E7U9TNAcross2. Beginning to place larger, more frequent wagers.3. One of several personality changes. Secrecy andavoidance may be others.4. Not able to meet living expenses, constantlyborrowing money from family or friends,<strong>ca</strong>shing in RRSP's for gambling.5. Not being truthful about the amount of time ormoney spent gambling.8. Ignoring household and family responsibilities orpersonal needs such as good nutrition, sleep,appearance and general well-being.9. Preoccupation or constantly thinking about andpreparing for gambling (including bingo, slots,scratch tickets, sweepstakes).Down1. Amount of time unaccounted for.3. Not able to stick to time or money limits.6. Returning to win again or to recover losses.7. How one feels about the amount of time ormoney spent on gambling.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLEWARNING SIGNS OF PROBLEM GAMBLINGA2B E TS3I R R I T A B L EMN4PD E B TUL5D I S H O N E S T Y6IC7VG H8N E G L E C T F U L AI SL I9F I X A T I O NY G1Across2. Beginning to place larger, more frequent wagers.3. One of several personality changes. Secrecy andavoidance may be others.4. Not able to meet living expenses, constantlyborrowing money from family or friends,<strong>ca</strong>shing in RRSP's for gambling.5. Not being truthful about the amount of time ormoney spent gambling.8. Ignoring household and family responsibilities orpersonal needs such as good nutrition, sleep,appearance and general well-being.9. Preoccupation or constantly thinking about andpreparing for gambling (including bingo, slots,scratch tickets, sweepstakes).Down1. Amount of time unaccounted for.3. Not able to stick to time or money limits.6. Returning to win again or to recover losses.7. How one feels about the amount of time ormoney spent on gambling.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLEWARNING SIGNS OF PROBLEM GAMBLINGY D F I X A T I O N K M D N D FW N I J N U F P A D N R N B C NY A P U G W R P K H T C E O E TH G U I L T Y J D Q J D R G U FW S N G O I C T M K G M L Y E YG I R R I T A B L E M E N R V XD I S H O N E S T Y C K T Q I HL O R Y H T R C Y T S N W M S HY F N H L H J U F F E D B J L GE U C V Z O T U A S D Z X B U UC T M B X C L T B D E B T O P ZP T E C X U J A K F W J I X M NY M H B Q D P L T B T O O F I OM R D E C G G N I S A H C V E GL Z W P J H A D R U H E G B A LJ S F I A P I Z Q U B E R C I GAbsentBetChasingDebtDishonestyFixationGuiltyImpulsiveIrritableNeglectful_________________________________________________________________________________________________________________________________________________________________________1. Returning to win again or to recover losses.2. Not able to stick to time or money limits.3. Amount of time unaccounted for.4. Beginning to place larger, more frequent wagers.5. Preoccupation or constantly thinking about and preparing for gambling (including bingo, slots,scratch tickets, sweepstakes).6. Ignoring household and family responsibilities or personal needs such as good nutrition, sleep,appearance and general well-being.7. How one feels about the amount of time or money spent on gambling.8. Not being truthful about the amount of time or money spent gambling.9. Not able to meet living expenses, constantly borrowing money from family or friends, <strong>ca</strong>shingin RRSP's for gambling.10. One of several personality changes. Secrecy and avoidance may be others.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.


GAMBLE SCRAMBLEWARNING SIGNS OF PROBLEM GAMBLINGY D F I X A T I O N K M D N D FW N I J N U F P A D N R N B C NY A P U G W R P K H T C E O E TH G U I L T Y J D Q J D R G U FW S N G O I C T M K G M L Y E YG I R R I T A B L E M E N R V XD I S H O N E S T Y C K T Q I HL O R Y H T R C Y T S N W M S HY F N H L H J U F F E D B J L GE U C V Z O T U A S D Z X B U UC T M B X C L T B D E B T O P ZP T E C X U J A K F W J I X M NY M H B Q D P L T B T O O F I OM R D E C G G N I S A H C V E GL Z W P J H A D R U H E G B A LJ S F I A P I Z Q U B E R C I GAbsentBetChasingDebtDishonestyFixationGuiltyImpulsiveIrritableNeglectful_________________________________________________________________________________________________________________________________________________________________________1. Returning to win again or to recover losses.2. Not able to stick to time or money limits.3. Amount of time unaccounted for.4. Beginning to place larger, more frequent wagers.5. Preoccupation or constantly thinking about and preparing for gambling (including bingo, slots,scratch tickets, sweepstakes).6. Ignoring household and family responsibilities or personal needs such as good nutrition, sleep,appearance and general well-being.7. How one feels about the amount of time or money spent on gambling.8. Not being truthful about the amount of time or money spent gambling.9. Not able to meet living expenses, constantly borrowing money from family or friends, <strong>ca</strong>shingin RRSP's for gambling.10. One of several personality changes. Secrecy and avoidance may be others.Copyright 2003. St. Joseph’s Care Group, Addictions Services Kenora, Addictions Foundation of Manitoba are co-authors/owners.

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