Výročná správa 2009 - Komunálna Poisťovňa
Výročná správa 2009 - Komunálna Poisťovňa Výročná správa 2009 - Komunálna Poisťovňa
(Všetky údaje su v tisícoch eur, pokiaľ nie je uvedené inak.)20. Čisté realizované zisky z finančných aktív31. 12. 2009 31. 12. 2008Výnosy z realizácie CP a výnosy z precenenia štrukturovaných dlhopisov 2 820 536Výnosy z realizácie precenenia CP určených na predaj pri vyradení z revaluačnejrezervy (Pozn. 14)66 -Reálna hodnota vloženého derivátu 65 -Náklady z realizácie CP a náklady z precenenia štrukturovaných dlhopisov -5 784 -369Rozpustenie OP z CP držaných do splatnosti 3 204 -Nerealizované zisky/straty z majetkových CP oceňovanýchv reálnej hodnote cez výkaz ziskov a strát1 145 22Tvorba OP k CP určeným na predaj -740 -Rozpustenie OP k CP určeným na predaj 116 -Celkom 892 14521. Ostatné prevádzkové výnosy31. 12. 2009 31. 12. 2008Kurzové rozdiely - 6Úroky z omeškania 29 6Výnosy z nájomného 147 107Odpis záväzkov 24 293Ostatné 78 78Spolu ostatné prevádzkové výnosy 278 49022. Ostatné prevádzkové výnosya) Poistné úžitky31. 12. 2009 31. 12. 2008Výročná správa 2009 I Annual Report 2009 KOMUNÁLNA poisťovňa a.s., Vienna Insurance Group190Dlhodobé poistné zmluvy s pevnými alebo garantovanými zmluvnými podmienkami- životné úžitky 32 640 5 173- životné úžitky – zaistenie -90 -- nárast záväzkov (Poznámka 15) 3 084 2 547- nárast záväzkov (Poznámka 15) - zaistenie 23 -Spolu poistné úžitky 35 657 7 720b) Poistné plnenia31. 12. 2009 31. 12. 2008Brutto Zaistenie Netto Brutto Zaistenie NettoPoistné plnenia a náklady na vybaveniepoistných udalostí vyplatené 17 930 -5 781 12 149 19 746 -6 590 13 156v danom rokuDodatočné náklady na poistné plneniaa vybavenie poistných udalostíz poistných plnení vyplatených v8 038 -2 683 5 355 6 590 -2 787 3 803minulých rokovZmena stavu rezervy na poistnéplnenia1 198 645 1 843 6 658 -2 935 3 723Príspevok SKP 1 433 - 1 433 1 896 - 1 896Zmena rezervy na deficit SKP 1 129 - 1 129 2 240 - 2 240Spolu poistné plnenia a nákladyna vybavenie poistných udalostí29 728 -7 819 21 909 37 130 -12 312 24 818
(All amount are in thousands of Euros, unless stated otherwise)20. Net realized gains on financial assetsYear ended 31 December 2009 2008Realized gains on financial assets and gains from the revaluation of structured bonds 2,820 536Net gains on financial asset available for sale transferred from revaluation reserveon disposal (Note 14)66 -Fair value of embedded derivatives 65 -Realized losses on financial assets and losses from revaluation of structured bonds (5,784) (369)Release of impairment provision for financial assets held to maturity 3,204 -Unrealized gains/losses from financial assets at fair value through profit or loss 1,145 22Creation of valuation allowances (740) -Release of valuation allowances for financial assets available for sale 116 -Total 892 14521. Other operational incomeYear ended 31 December 2009 2008Foreign exchange differences - 6Interest from late payment 29 6Income from rental 147 107Write-off of liabilities 24 293Other 78 78Total operating income 278 49022. Insurance benefits and claimsa) Insurance benefitsYear ended 31 December 2009 2008Long-term insurance contracts with fixed and guaranteed terms:- life claims 32,640 5,173- life claims - reinsurance (90) -- increase in liabilities (Note 15) 3,084 2,547- increase in liabilities (Note 15)- reinsurance 23 -Total cost of claims 35,657 7,720b) Claims in insurance31 December 2009 31 December 2008GrossReinsurancranceReinsu-Net GrossNetInsurance claims and loss adjustmentexpenses paid in the current year17,930 (5,781) 12,149 19,746 (6,590) 13,156Additional insurance claim and lossadjustment expenses paid before8,038 (2,683) 5,355 6,590 (2,787) 3,803year 2009Change in technical provisions 1,198 645 1,843 6,658 (2,935) 3,723Contribution to MTPL bureau 1,433 - 1,433 1,896 - 1,896Change in reserves for paymentpayables towards MTPL bureau1,129 - 1,129 2,240 - 2,240Total 29,728 (7,819) 21,909 37,130 (12,312) 24,818Ročná účtovná závierka a komentár I Company Accounts191
- Page 140 and 141: (Všetky údaje su v tisícoch eur,
- Page 142 and 143: (Všetky údaje su v tisícoch eur,
- Page 144 and 145: (Všetky údaje su v tisícoch eur,
- Page 146 and 147: (Všetky údaje su v tisícoch eur,
- Page 148 and 149: (Všetky údaje su v tisícoch eur,
- Page 150 and 151: (Všetky údaje su v tisícoch eur,
- Page 152 and 153: (Všetky údaje su v tisícoch eur,
- Page 154 and 155: (Všetky údaje su v tisícoch eur,
- Page 156 and 157: (Všetky údaje su v tisícoch eur,
- Page 158 and 159: (Všetky údaje su v tisícoch eur,
- Page 160 and 161: (Všetky údaje su v tisícoch eur,
- Page 162 and 163: (Všetky údaje su v tisícoch eur,
- Page 164: (Všetky údaje su v tisícoch eur,
- Page 167 and 168: (All amount are in thousands of Eur
- Page 169 and 170: (All amount are in thousands of Eur
- Page 171 and 172: (All amount are in thousands of Eur
- Page 173 and 174: (All amount are in thousands of Eur
- Page 175 and 176: (All amount are in thousands of Eur
- Page 177 and 178: (All amount are in thousands of Eur
- Page 179 and 180: (All amount are in thousands of Eur
- Page 181 and 182: (All amount are in thousands of Eur
- Page 183 and 184: (All amount are in thousands of Eur
- Page 185 and 186: (All amount are in thousands of Eur
- Page 187 and 188: (All amount are in thousands of Eur
- Page 189: (All amount are in thousands of Eur
- Page 193 and 194: (All amount are in thousands of Eur
- Page 195 and 196: (All amount are in thousands of Eur
- Page 197 and 198: (All amount are in thousands of Eur
- Page 199 and 200: (All amount are in thousands of Eur
- Page 201 and 202: 9AdresárDirectoryRočná účtovn
- Page 203 and 204: Directory- branches, business outle
- Page 205 and 206: Ročná účtovná závierka a kome
(All amount are in thousands of Euros, unless stated otherwise)20. Net realized gains on financial assetsYear ended 31 December <strong>2009</strong> 2008Realized gains on financial assets and gains from the revaluation of structured bonds 2,820 536Net gains on financial asset available for sale transferred from revaluation reserveon disposal (Note 14)66 -Fair value of embedded derivatives 65 -Realized losses on financial assets and losses from revaluation of structured bonds (5,784) (369)Release of impairment provision for financial assets held to maturity 3,204 -Unrealized gains/losses from financial assets at fair value through profit or loss 1,145 22Creation of valuation allowances (740) -Release of valuation allowances for financial assets available for sale 116 -Total 892 14521. Other operational incomeYear ended 31 December <strong>2009</strong> 2008Foreign exchange differences - 6Interest from late payment 29 6Income from rental 147 107Write-off of liabilities 24 293Other 78 78Total operating income 278 49022. Insurance benefits and claimsa) Insurance benefitsYear ended 31 December <strong>2009</strong> 2008Long-term insurance contracts with fixed and guaranteed terms:- life claims 32,640 5,173- life claims - reinsurance (90) -- increase in liabilities (Note 15) 3,084 2,547- increase in liabilities (Note 15)- reinsurance 23 -Total cost of claims 35,657 7,720b) Claims in insurance31 December <strong>2009</strong> 31 December 2008GrossReinsurancranceReinsu-Net GrossNetInsurance claims and loss adjustmentexpenses paid in the current year17,930 (5,781) 12,149 19,746 (6,590) 13,156Additional insurance claim and lossadjustment expenses paid before8,038 (2,683) 5,355 6,590 (2,787) 3,803year <strong>2009</strong>Change in technical provisions 1,198 645 1,843 6,658 (2,935) 3,723Contribution to MTPL bureau 1,433 - 1,433 1,896 - 1,896Change in reserves for paymentpayables towards MTPL bureau1,129 - 1,129 2,240 - 2,240Total 29,728 (7,819) 21,909 37,130 (12,312) 24,818Ročná účtovná závierka a komentár I Company Accounts191
Change language