Výročná správa 2009 - Komunálna Poisťovňa

(All amount are in thousands of Euros, unless stated otherwise)c) Long-term insurance contractsYear ended 31 December 2009 2008At the beginning of the year 9,340 7,735Business combination (Note 14) 90,200 -Received premium 12,924 2,281Release of provision due to payment of claims ( death, surrender or otherreason of termination of contract)(5,119) (2,066)Interest credited 1,472 357Changes in claims provision 165 72Changes in unearned premium revenue provision 359 39Changes in profit sharing - 3Exchange rate difference from translation to presentation currency - 919Total at the end of the year 101,549 9,340d) Long-term insurance contracts without DPFYear ended 31 December 2009 2008At the beginning of the year 2,299 691Business combination (Note 14) 26,992 -Premium received 23,573 4,180Fees deducted from account balances (71) (14)Release of provision due to repayment in case of death, surrender orother termination during the year(22,930) (2,717)Interest credited 145 22Exchange rate difference from translation to presentation currency - 137Total at the end of year 30,008 2,299e) Long-term insurance contracts with DPFYear ended 31 December 2009 2008At the beginning of the year 982 482Business combination (Note 14) 11,173 -Premium received 3,513 500Fees deducted from account balances (406) (46)Release of provision due to repayment in case of death, purchase orother termination during the year(3,162) (3)Interest credited 772 (22)Exchange rate difference from translation to presentation currency - 71Total at the end of year 12,872 982Liabilities due to accident insurance contracts of the former Kontinuita insurance company areincluded in non-life liabilities.Ročná účtovná závierka a komentár I Company Accounts183