Výročná správa 2009 - Komunálna Poisťovňa

(All amount are in thousands of Euros, unless stated otherwise)15. Insurance liabilities and reinsurance assetsYear ended 31 December 2009 2008GrossShort-term insurance contracts:- claims reported and loss adjustment expenses 23,810 22,611- claims incurred but not reported 6, 584 6,442- reserve for statutory insurance (MTPL) deficit 3,456 2,327- unearned premiums 17,021 17,474Long-term insurance contracts:- with fixed and guaranteed terms 101,549 9,340- without fixed and guaranteed terms – unit linked 30,008 2,299- investment contracts with DPF 12,872 982Total insurance liabilities, gross 195,300 61,475Short-term 50,871 48,854Long-term 144,429 12,621Year ended 31 December 2009 2008Reinsurers’ shareShort-term insurance contracts:- claims reported and loss adjustment expenses 9,900 10,286- claims incurred but not reported 2,672 2,863- unearned premiums 4,868 6,239Long-term insurance contracts:- with fixed and guaranteed terms 440 -- without fixed and guaranteed terms – unit linked 147 -- investment contracts with DPF 3 -Total reinsurers’ share of insurance liabilities 18,030 19,387Current 17,441 19,387Non-current 589 -Year ended 31 December 2009 2008NetShort-term insurance contracts:- claims reported and loss adjustment expenses 13,910 12,325- claims incurred but not reported 3,912 3,579- reserve for statutory insurance (MTPL) deficit 3,456 2,327- unearned premiums 12,153 11,235Long-term insurance contracts:- with fixed and guaranteed terms 101,109 9,340- without fixed and guaranteed terms – unit linked 12,725 982- investment contracts with DPF 30,005 2,299Total insurance liabilities, net 177,270 42,087Current 33,431 29,466Non-current 143,839 12,621Ročná účtovná závierka a komentár I Company Accounts175