Financial Year 2012-13 (27 MB) - The New India Assurance Co. Ltd.

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ue#³e keÀer TB®eer Gæ[eve¢¨¸î¸ú¡¸ ¢¨¸¨¸£µ¸¸Ê œ¸£ ¢’œœ¸¢µ¸¡¸¸¿2012‡›¸'0002011‡›¸'000‚¿¢ˆÅ÷¸ ¬¸ˆÅ¥¸ œÏú¢Ÿ¸¡¸Ÿ¸29. ¬¸úš¸½ œÏú¢Ÿ¸¡¸Ÿ¸ 3,230,887 3,068,813‚¸¨¸ˆÅ œ¸º›¸¤¸úÄŸ¸¸ 1,600,444 1,204,5734,831,331 4,273,386¬¸ˆÅ¥¸ œÏú¢Ÿ¸¡¸Ÿ¸ ‚¸¡¸30. ‚¸Š¸½ ¥¸¸¡¸¸ Š¸¡¸¸ ‚›¸¢]¸Ä÷¸ œÏú¢Ÿ¸¡¸Ÿ¸ 820,857 720,967¨¸«¸Ä ˆ½Å ¸¾£¸›¸ ‚¿¢ˆÅ÷¸ œÏú¢Ÿ¸¡¸Ÿ¸ 4,831,331 4,273,3865,652,188 4,994,353‚¸Š¸½ ¥¸½ ]¸¸¡¸¸ Š¸¡¸¸ ‚›¸¢]¸Ä÷¸ œÏú¢Ÿ¸¡¸Ÿ¸ (1,328,659) (820,857)4,323,529 4,173,496]¸¸¨¸ˆÅ œ¸º›¸¤¸úÄŸ¸¸31. ]¸¸¨¸ˆÅ œ¸º›¸¤¸úÄŸ¸¸ 2,893,503 2,649,757œ¸»¨¸Ä ‚¸ˆ¼Å÷¸ œ¸º›¸¤¸úÄŸ¸¸ Ÿ¸Ê (ˆÅŸ¸ú)/¨¸¼¢Ö (143,791) (110,155)2,749,712 2,539,602¸¨¸¸ ¨¡¸¡¸32. ¬¸ˆÅ¥¸ ¸¨¸½ 3,283,825 1,063,983¤¸ˆÅ¸¡¸¸ ¸¨¸¸Ê Ÿ¸Ê ¨¸¼¢Ö/(ˆÅŸ¸ú) 1,793,605 (65,277)5,077,430 998,706œ¸º›¸¤¸úÄŸ¸¸ ‚¸¦¬÷¸¡¸¸Ê Ÿ¸Ê œ¸¢£¨¸÷¸Ä›¸ (2,097,933) 86,018œ¸º›¸¤¸úÄŸ¸¸ ¨¸¬¸»¢¥¸¡¸¸¿ (1,658,078) (928,918)1,321,419 155,806‚¢š¸ŠÏíµ¸ ¥¸¸Š¸÷¸ÊThe acquisition expenses are those incured in obtaining andreviewing insurance contracts. These expenses include commissionsor brokerage paid to agents or brokers and indirect expenses such assalaries of underwriting staff.33. ‚¸Š¸½ ¥¸¸ƒÄ Š¸ƒÄ ‚¸¬˜¸¢Š¸÷¸ ‚¢š¸ŠÏíµ¸ ¥¸¸Š¸÷¸ 110,976 132,814¨¸«¸Ä ˆ½Å ¢¥¸‡ ˆÅŸ¸ú©¸›¸ 705,471 563,839¬¸ˆÅ¥¸ ˆÅŸ¸ú©¸›¸ 816,447 696,653‚¸Š¸½ ¥¸½ ]¸¸ƒÄ Š¸ƒÄ ‚¸¬˜¸¢Š¸÷¸ ‚¢š¸ŠÏíµ¸ ¥¸¸Š¸÷¸ (189,792) (110,976)626,655 585,677402¢ ›¡¸» ƒ¢›”¡¸¸ ‡©¡¸¸½£¿¬¸ ˆ¿Åœ¸›¸ú ¢¥¸¢Ÿ¸’½”THE NEW INDIA ASSURANCE CO. LTD.
Leadership and BeyondNOTES TO THE FINANCIAL STATEMENTS2012N'0002011N'000Gross premium written29. Direct premium 3,230,887 3,068,813Inward reinsurance 1,600,444 1,204,5734,831,331 4,273,386Gross premium income30. Unearned premium brought forward 820,857 720,967Premium written during the year 4,831,331 4,273,3865,652,188 4,994,353Unearned premium carried forward (1,328,659) (820,857)4,323,529 4,173,496Reinsurance expenses31. Outward reinsurance 2,893,503 2,649,757(Decrease)/increase in prepaid reinsurance (143,791) (110,155)2,749,712 2,539,602Claim expenses32. Gross claims 3,283,825 1,063,983Increase/(decrease) in outstanding claims 1,793,605 (65,277)5,077,430 998,706Change in re-insurance assets (2,097,933) 86,018Re-insurance recoveries (1,658,078) (928,918)1,321,419 155,806Acquisition costsThe acquisition expenses are those incured in obtaining andreviewing insurance contracts. These expenses include commissionsor brokerage paid to agents or brokers and indirect expenses such assalaries of underwriting staff.33. Deferred acquisition cost b/f 110,976 132,814Commission for the year 705,471 563,839Gross commission 816,447 696,653Deferred acquisition cost c/f (189,792) (110,976)626,655 585,677ANNUAL REPORT403
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ANNUAL REPORT1
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Leadership and BeyondANNUAL REPORT3
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Leadership and BeyondLEADING LIGHTS
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Leadership and BeyondF Commission (
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Leadership and BeyondB. FOREIGN OPE
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Leadership and BeyondREINSURANCEThe
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Leadership and BeyondIn recognition
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Leadership and Beyondextremely spec
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Leadership and BeyondINFORMATION TE
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Leadership and Beyond• Sports Act
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Leadership and Beyondtranslation fo
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Leadership and Beyondto guard again
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Leadership and BeyondPARTICULARS OF
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Leadership and BeyondBOARD OF DIREC
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Leadership and BeyondSchedules for
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Leadership and BeyondReceipts & Pay
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Leadership and BeyondSEGMENT REPORT
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Leadership and Beyondamount payable
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Leadership and Beyond18 As per IRDA
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Leadership and Beyondhas appropriat
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Leadership and Beyond16 C. Disclosu
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Leadership and Beyond21 Performance
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Leadership and Beyondiv)Net Retenti
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Leadership and BeyondSTATEMENT OF I
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Page 357 and 358: Leadership and BeyondviiiImpairment
Page 359 and 360: Leadership and BeyondThe Company is
Page 361 and 362: Leadership and BeyondFor a portfoli
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Page 365 and 366: Leadership and Beyondmarket risk po
Page 367 and 368: Leadership and Beyondix)Sensitivity
Page 369 and 370: Leadership and Beyondxii)investment
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Page 373 and 374: Leadership and BeyondStatement of f
Page 375 and 376: Leadership and Beyond31 December 20
Page 379 and 380: Leadership and Beyond1 January 2011
Page 381 and 382: Leadership and Beyond(e) Financial
Page 387 and 388: Leadership and BeyondPlant &Machine
Page 393 and 394: Leadership and Beyond2012N'0002011N
Page 395 and 396: Leadership and BeyonddDeferred tax
Page 397 and 398: Leadership and Beyond1 January2012R
Page 401: Leadership and BeyondFire GeneralAc
Page 407 and 408: Leadership and Beyond38(a) Profit b
Page 409 and 410: Leadership and BeyondCategory Male
Page 411 and 412: Leadership and Beyond(c) The Compan
Page 413 and 414: Leadership and BeyondReconciliation
Page 415 and 416: Leadership and Beyond43. Analysis o
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Page 419 and 420: Leadership and Beyondd) Reconciliat
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Page 423 and 424: Leadership and BeyondPreviousGAAPEf
Page 425 and 426: Leadership and BeyondPRESTIGE ASSUR
Page 427 and 428: Leadership and BeyondPRESTIGE ASSUR
Page 429 and 430: Leadership and BeyondTHE NEW INDIA
Page 431 and 432: Leadership and BeyondTHE NEW INDIA
Page 433: Leadership and BeyondC. SUBSIDIARY
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Financial Year 2012-13 (27 MB) - The New India Assurance Co. Ltd.

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