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Financial Year 2012-13 (27 MB) - The New India Assurance Co. Ltd.

Financial Year 2012-13 (27 MB) - The New India Assurance Co. Ltd.

Financial Year 2012-13 (27 MB) - The New India Assurance Co. Ltd.

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ue#³e keÀer TB®eer Gæ[eveINDEX ›¡¸» ƒ¢›”¡¸¸ ˆ½Å ¬¨¸¢µ¸ÄŸ¸ ¨¸«¸¸½ô ˆ½Å œÏ¢¬¸Ö ¨¡¸¢Æ÷¸........................5 ¢›¸½©¸ˆÅ Ÿ¸¿”¥¸ ............................................................6 ¢›¸Š¸Ÿ¸ú¡¸ œÏ¤¸¿š¸›¸ ...........................................................7 ˆ¿Åœ¸›¸ú ˆÅú ]¸¸›¸ˆÅ¸£ú ......................................................8 Å‚š¡¸®¸ ˆÅ¸ ¬¸¿½©¸ ......................................................11 ¨¸¸¢«¸ÄˆÅ Ÿ¸í¸ ¤¸¾“ˆÅ ˆÅú ¬¸»\¸›¸¸ ..........................................12 ¢›¸½©¸ˆÅ Ÿ¸¿”¥¸ ˆÅú ¢£œ¸¸½’Ä ............................................<strong>13</strong> ¢›¸½©¸ˆÅ Ÿ¸¿”¥¸ ˆÅ¸ œ¸¢£¢©¸«’ .........................................45 œÏ¤¸¿š¸›¸ ¢£œ¸¸½’Ä ............................................................47 ¥¸½‰¸¸œ¸£ú®¸ˆÅ¸½¿ ˆÅú ¢£œ¸¸½’Ä ...............................................49 ¬¸ú‡]¸ú ˆÅú ¢’œœ¸¢µ¸¡¸¸Â ..................................................52 ¤¸úŸ¸¸ ¢›¸¡¸¸Ÿ¸ˆÅ ‡¨¸¿ ¢¨¸ˆÅ¸¬¸ œÏ¸¢š¸ˆÅ£µ¸ ¢¨¸¢›¸¡¸Ÿ¸›¸ 2002ˆÅú ‚›¸º¬¸»\¸ú ¬¸ú ˆ½Å ‚›¸º¬¸¸£ œÏŸ¸¸µ¸œ¸°¸ ...............................53 £¸]¸¬¨¸ ¥¸½‰¸¸ ............................................................55 ¥¸¸ž¸ ‚¸¾£ í¸¢›¸ ¥¸½‰¸¸ ..................................................58 ÷¸º¥¸›¸-œ¸°¸ ................................................................59 ‚›¸º¬¸»¢\¸¡¸¸Á¿...............................................................60 œÏ¸¢œ÷¸¡¸¸Â ‚¸¾£ ž¸ºŠ¸÷¸¸›¸ ¥¸½‰¸¸(›¸Š¸ œÏ¨¸¸í ¢¨¸¨¸£µ¸) .................................................73 ‰¸¿”¨¸¸£ ‚›¸º¬¸»\¸ú.......................................................74 ©¸½¡¸£š¸¸£ˆÅ¸½¿ ‚¸¾£ œ¸¸Á¢¥¸¬¸úš¸¸£ˆÅ¸½¿ ˆÅú ¢›¸š¸ú .........................88 Ÿ¸í÷¨¸œ¸»µ¸Ä ¥¸½‰¸¸Š¸÷¸ ›¸ú¢÷¸¡¸¸Â¢’œœ¸¢µ¸¡¸¸Â ‡¨¸¿ œÏˆÅ’úˆÅ£µ¸ ............................................89 ÷¸º¥¸›¸-œ¸°¸ ¬¸¸£¸¿©¸ ....................................................116 ¬¸í¸¡¸ˆÅ ˆ¿Åœ¸¢›¸¡¸¸½¿ Ÿ¸½¿ ¢í÷¸¸½¿ ˆÅ¸ ¢¨¸¨¸£µ¸ .............................117¬¸í¸¡¸ˆÅ ˆ¿Åœ¸¢›¸¡¸¸½¿ ˆÅú ¨¸¸¢«¸ÄˆÅ ¢£œ¸¸½’ÄÅ ¢ ›¡¸» ƒ¢›”¡¸¸ ‡©¡¸¸½£›¬¸ ˆ¿Å.(¢°¸¢›¸¸ ‡¨¸¿ ’¸½¤¸¾Š¸¸½) ¢¥¸¢Ÿ¸’½” ...................................123 ¢ ›¡¸» ƒ¢›”¡¸¸ ‡©¡¸¸½£›¬¸ ˆ¿Å.(¢¬¸‡£¸ ¢¥¸‚¸Á›¸) ¢¥¸¢Ÿ¸’½” .........................................151 œÏ½¬’ú]¸ ‡©¡¸¸½£›¬¸ œ¸ú‡¥¸¬¸ú (›¸¸ƒÄ]¸ú¢£¡¸¸)......................157 ž¸¸£÷¸ Ÿ¸½¿ ¢¬˜¸÷¸ ˆÅ¸¡¸¸Ä¥¸¡¸ ...........................................220 ¢¨¸½©¸ú ˆÅ¸¡¸¸Ä¥¸¡¸¸½¿ ˆÅú ¬¸»\¸ú ..........................................221INDEX Leading lights through glorious years of <strong>New</strong> <strong>India</strong> ..5 Board of Directors .................................................6 <strong>Co</strong>rporate Management ........................................7 <strong>Co</strong>mpany Information ............................................8 Chairman's Message ..........................................11 Notice of Annual General Body Meeting .............12 Report of the Board of Directors ........................<strong>13</strong> Addendum to Directors’ Report ...........................45 Management Report ...........................................47 Auditors' Report ..................................................49 <strong>Co</strong>mments of CAG ..............................................52 Certificate as required by Schedule ‘C’ ofIRDA Regulation 2002 ........................................53 Revenue Account ................................................55 Profit and Loss Account ......................................58 Balance Sheet .....................................................59 Schedules ...........................................................60 Receipts and Payments Account(Cash Flow Statement) .......................................73 Segment Reporting Schedule .............................74 Shareholders' and Policyholders' Funds .............88 Significant Accounting Policies,Notes and Disclosures ........................................89 Balance Sheet Abstract .....................................116 Statement of Interest in Subsidiary <strong>Co</strong>mpanies 117ANNUAL REPORTS OF SUBSIDIARIES <strong>The</strong> <strong>New</strong> <strong>India</strong> <strong>Assurance</strong> <strong>Co</strong>.(Trinidad & Tobago) Limited ..............................123 <strong>The</strong> <strong>New</strong> <strong>India</strong> <strong>Assurance</strong> <strong>Co</strong>.(Sierra Leone) Limited ......................................151 Prestige <strong>Assurance</strong> Plc (Nigeria) ......................157 Offices in <strong>India</strong> ..................................................220 List of Overseas Offices ....................................2214¢ ›¡¸» ƒ¢›”¡¸¸ ‡©¡¸¸½£¿¬¸ ˆ¿Åœ¸›¸ú ¢¥¸¢Ÿ¸’½”THE NEW INDIA ASSURANCE CO. LTD.

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