Financial Year 2012-13 (27 MB) - The New India Assurance Co. Ltd.

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Leadership and BeyondDeferred tax assets are reviewed at each reporting date and are reduced to the extent that it is no longerprobable that the related tax benefit will be realized.xvShare capital and share premiumOrdinary shares are recognized at par value and classified as ‘share capital’ in equity. Any amounts receivedover and above the par value of the shares issued are classified as ‘share premium’ in equity.xviRevenue reserveRevenue reserve represents amount set aside out of the profits of the Company which shall at the discretionof the directors be applicable for meeting contingencies, repairs or maintenance of any works connectedwith the business of the Company, for equalising dividends, for special dividend or bonus, or such otherpurposes for which the profits of the Company may lawfully be applied.xviixvii(a)Equity movementsOrdinary share capitalThe Company has issued ordinary shares that are classified as equity instruments. Incremental externalcosts that are directly attributable to the issue of these shares are recognised in equity, net of tax.xvii(b)Dividends on ordinary share capitalDividend on ordinary shares are recognised as a liability and deducted from equity when they are approvedby the Company shareholders. Interim dividends are deducted from equity when they are paid. Dividendsfor the year that are approved after the reporting date are dealt with as an event after the reporting date.xviiiInsurance contractsIn accordance with IFRS 4 insurance contracts, the Company has continued to apply the accountingpolicies it applied in accordance with Nigerian GAAP. These contracts are accident, workmens compensation,motor, marine and aviation and fire insurance.Insurance contracts protect the Company’s customers against the risk of harm from unforeseen events totheir properties resulting from their legitimate activities. The typical protection offered is designed foremployers who become legally liable to pay compensation to injured employees (employers’ liability) andfor individual and business customers who become liable to pay compensation to a third party for bodilyharm or property damage (public liability).Property insurance contracts mainly compensate the Company’s customers for damage suffered to theirproperties or for the value of property lost.Others forms of Insurance contracts include but are not limited to workmens compensation, motor, marineand aviation insurance.Claims and loss adjustment expenses are charged to income as incurred based on the estimated liabilityfor compensation owed to contract holders or third parties damaged by the contract holders. They includedirect and indirect claims settlement costs arising from events that have occurred up to the end of thereporting period even if they have not yet been reported to the Company IBNR which is 10%. The Companydoes not discount its liabilities for unpaid claims other than for workmen compensation claims. Liabilitiesfor unpaid claims are estimated using the impute of assessments of provision reported to the Companyand analysis for the claims incurred but not reported (IBNR).ANNUAL REPORT333
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Page 373 and 374: Leadership and BeyondStatement of f
Page 375 and 376: Leadership and Beyond31 December 20
Page 377 and 378: Leadership and Beyond31 December 20
Page 379 and 380: Leadership and Beyond1 January 2011
Page 381 and 382: Leadership and Beyond(e) Financial
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Leadership and Beyond31 December 20
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Leadership and BeyondPlant &Machine
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Page 391 and 392:
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Leadership and Beyond2012N'0002011N
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Leadership and BeyonddDeferred tax
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Leadership and Beyond1 January2012R
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Page 401 and 402:
Leadership and BeyondFire GeneralAc
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Leadership and BeyondNOTES TO THE F
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Leadership and Beyond38(a) Profit b
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Leadership and BeyondCategory Male
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Leadership and Beyond(c) The Compan
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Leadership and BeyondReconciliation
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Leadership and Beyond43. Analysis o
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Leadership and Beyond44. Contingenc
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Leadership and Beyondd) Reconciliat
Page 421 and 422:
Leadership and Beyonde) Reconciliat
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Leadership and BeyondPreviousGAAPEf
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Leadership and BeyondPRESTIGE ASSUR
Page 427 and 428:
Leadership and BeyondPRESTIGE ASSUR
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Leadership and BeyondTHE NEW INDIA
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Leadership and BeyondTHE NEW INDIA
Page 433:
Leadership and BeyondC. SUBSIDIARY
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Financial Year 2012-13 (27 MB) - The New India Assurance Co. Ltd.

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