Financial Year 2012-13 (27 MB) - The New India Assurance Co. Ltd.

More documents

Recommendations

Info

ue#³e keÀer TB®eer Gæ[eve¢ ›¡¸» ƒ¢›”¡¸¸ ‡©¡¸¸½£›¬¸ ˆÅŸœ¸›¸ú (¢°¸¢›¸¸ ‡¿” ’¸½¤¸¾Š¸¸½) ¢¥¸¢Ÿ¸’½”¢¨¸î¸ú¡¸ ¢¬˜¸¢÷¸ ˆÅ¸ ¢¨¸¨¸£µ¸ 31 ¢¬¸¿¤¸£ 2012(¢°¸¢›¸¸ ‡¿” ’¸½¤¸¾Š¸¸½ ”¸Á¥¸£ í]¸¸£¸½¿ Ÿ¸½¿ ©¸¸Ä¡¸¸)¢’œœ¸µ¸ú 2012 2011¤¸úŸ¸¸ ¬¸¿¢¨¸¸‡¿ œÏú¢Ÿ¸¡¸Ÿ¸ £¸]¸¬¨¸ $ 113,528 110,644¤¸úŸ¸¸ ¬¸¿¢¨¸¸‚¸½¿ ˆÅ¸ œÏú¢Ÿ¸¡¸Ÿ¸ ‚¸¡¸ Ÿ¸½¿ œ¸º›¸¤¸úÄŸ¸¸ ©¸½¡¸£ (45,429) (43,456)¢›¸¨¸¥¸ ¤¸úŸ¸¸ ¬¸¿¢¨¸¸ Ÿ¸½¿ œÏú¢Ÿ¸¡¸Ÿ¸ £¸]¸¬¨¸ 68,099 67,188‚›¸¢]¸Ä÷¸ œÏú¢Ÿ¸¡¸Ÿ¸ œÏ¸¨¸š¸¸›¸ ‚¸¾£ ‚¬¸Ÿ¸¸œ÷¸]¸¸½¢‰¸Ÿ¸ Ÿ¸½¿ ¬¸ˆÅ¥¸ œ¸¢£¨¸÷¸Ä›¸ 279 (1,181)‚›¸¢]¸Ä÷¸ ¤¸úŸ¸¸ œÏ¸¨¸š¸¸›¸ ‚¸¾£ ‚¬¸Ÿ¸¸œ÷¸ ]¸¸½¢‰¸Ÿ¸¸½¿ Ÿ¸½¿œ¸º›¸¤¸úÄŸ¸¸ ¢í¬¬¸¸½¿ ˆÅ¸ œ¸¢£¨¸÷¸Ä›¸ (255) 807¢›¸¨¸¥¸ œÏú¢Ÿ¸¡¸Ÿ¸ œÏ¸¨¸š¸¸›¸ ‚¸¾£ ‚¬¸Ÿ¸¸œ÷¸ ]¸¸½¢‰¸Ÿ¸¸½¿ Ÿ¸½¿œ¸º›¸¤¸úÄŸ¸¸ ¢í¬¬¸¸½¿ ˆÅ¸ œ¸¢£¨¸÷¸Ä›¸ 24 (374)¢›¸¨¸¥¸ ¤¸úŸ¸¸ £¸]¸¬¨¸ 68,123 66,814œ¸º›¸¤¸úÄŸ¸¸ ˆÅŸ¸ú©¸›¸ 11,710 10,503¢›¸¨¸½©¸ ‡¨¸¿ ‚›¡¸ ‚¸¡¸ 13 5,718 5,754ˆºÅ¥¸ £¸]¸¬¨¸ 85,551 83,071¬¸ˆÅ¥¸ „œ¸Š¸÷¸ ¸¨¸½ (33,357) (30,288)¬¸ˆÅ¥¸ „œ¸Š¸÷¸ ¸¨¸¸½¿ Ÿ¸½¿ œ¸º›¸¤¸úÄŸ¸¸ ©¸½¡¸£ 1,879 4,585¢›¸¨¸¥¸ „œ¸Š¸÷¸ ¤¸úŸ¸¸ ¸¨¸½ (31,478) (25.703)‡]¸½¿’¸½¿ ‚¸¾£ ¤Ï¸½ˆÅ£¸½¿ ˆÅ¸ ˆÅŸ¸ú©¸›¸ (18,326) (17,640)‚›¡¸ œÏ\¸¸¥¸›¸ ‚¸¾£ œÏ©¸¸¬¸¢›¸ˆÅ ¨¡¸¡¸ (15,796) (12,759)ˆºÅ¥¸ „œ¸Š¸÷¸ ¸¨¸½ ÷¸˜¸¸ ‚›¡¸ ¨¡¸¡¸ (65,600) (56,102)ˆÅ£ œ¸»¨¸Ä ¥¸¸ž¸ 19,951 26,969ˆÅ£¸š¸¸›¸ 6 (v) (6,822) (9,574)¨¸«¸Ä ˆ½Å ¢¥¸‡ ¢›¸¨¸¥¸ ¥¸¸ž¸ $ 13,129 17,395¬¸¿¥¸Š›¸ ¢’œœ¸¢µ¸¡¸¸¿ ƒ›¸ ¢¨¸î¸ú¡¸ ¢¨¸¨¸£µ¸¸½¿ ˆÅ¸ ‚¢ž¸››¸ ž¸¸Š¸ í¾.240¢ ›¡¸» ƒ¢›”¡¸¸ ‡©¡¸¸½£¿¬¸ ˆ¿Åœ¸›¸ú ¢¥¸¢Ÿ¸’½”THE NEW INDIA ASSURANCE CO. LTD.
Leadership and BeyondTHE NEW INDIA ASSURANCE COMPANY (TRINIDAD AND TOBAGO) LIMITEDStatement of Comprehensive Income December 31, 2012(Expressed in thousands of Trinidad and Tobago dollars)Note 2012 2011Insurance contracts premium revenue $ 113,528 110,644Reinsurers’ share of insurance contracts premium revenue (45,429) (43,456)Net insurance contracts premium revenue 68,099 67,188Gross change in unearned premium provision andunexpired risks 279 (1,181)Reinsurers’ share of change in unearned premiumprovision and unexpired risks (255) 807Net change in unearned premium provision andunexpired risks 24 (374)Net insurance revenue 68,123 66,814Reinsurance commissions 11,710 10,503Investment and other income 13 5,718 5,754Total revenue 85,551 83,071Gross claims incurred (33,357) (30,288)Reinsurers’ share of gross claims incurred 1,879 4,585Net insurance claims incurred (31,478) (25.703)Agents and brokers commissions (18,326) (17,640)Other operating and administrative expenses (15,796) (12,759)Total claims incurred and other expenses (65,600) (56,102)Profit before tax 19,951 26,969Taxation 6 (v) (6,822) (9,574)Net profit for the year $ 13,129 17,395The accompanying notes form an integral part of these financial statements.ANNUAL REPORT241
Page 1 and 2:
ANNUAL REPORT1
Page 3 and 4:
Leadership and BeyondANNUAL REPORT3
Page 5 and 6:
ANNUAL REPORT5
Page 7 and 8:
Leadership and BeyondLEADING LIGHTS
Page 9:
Leadership and Beyond9
Page 14 and 15:
14¢ ›¡¸» ƒ¢›”¡¸¸ ‡
Page 17 and 18:
Leadership and and BeyondÑããè
Page 19 and 20:
Chairman's MessageLeadership and Be
Page 24 and 25:
ue#³e keÀer TB®eer Gæ[eve‚¢
Page 26 and 27:
ue#³e keÀer TB®eer Gæ[eveˆÅ£
Page 29:
Leadership and BeyondF Commission (
Page 33 and 34:
Leadership and BeyondB. FOREIGN OPE
Page 35 and 36:
Leadership and BeyondREINSURANCEThe
Page 37 and 38:
Leadership and BeyondIn recognition
Page 39 and 40:
Leadership and Beyondextremely spec
Page 42 and 43:
ue#³e keÀer TB®eer Gæ[eve¥¸®
Page 44 and 45:
ue#³e keÀer TB®eer Gæ[eve›¸
Page 46 and 47:
ue#³e keÀer TB®eer Gæ[eveƒ‚
Page 48 and 49:
ue#³e keÀer TB®eer Gæ[eve¬¸¿
Page 51:
Leadership and BeyondINFORMATION TE
Page 54:
ue#³e keÀer TB®eer Gæ[eve‚]¸
Page 57 and 58:
Leadership and Beyond• Sports Act
Page 59 and 60:
Leadership and Beyondtranslation fo
Page 61 and 62:
Leadership and Beyondto guard again
Page 63 and 64:
Leadership and BeyondPARTICULARS OF
Page 65 and 66:
Leadership and BeyondBOARD OF DIREC
Page 68 and 69:
ue#³e keÀer TB®eer Gæ[eveœ¸¸
Page 70 and 71:
ue#³e keÀer TB®eer Gæ[eveœ¸¸
Page 72 and 73:
ue#³e keÀer TB®eer Gæ[eveˆ¿Å
Page 74 and 75:
ue#³e keÀer TB®eer Gæ[eve¬¸¿
Page 76 and 77:
ue#³e keÀer TB®eer Gæ[eve÷¸Ÿ
Page 78 and 79:
ue#³e keÀer TB®eer Gæ[eve¢›
Page 80 and 81:
ue#³e keÀer TB®eer Gæ[eve¢¨¸
Page 82 and 83:
Page 84 and 85:
ue#³e keÀer TB®eer Gæ[eveŠÏ¸
Page 86 and 87:
ue#³e keÀer TB®eer Gæ[eveˆ¿Å
Page 88 and 89:
ue#³e keÀer TB®eer Gæ[eve‚¸
Page 90 and 91:
ue#³e keÀer TB®eer Gæ[eveœÏ¤
Page 92 and 93:
ue#³e keÀer TB®eer Gæ[eve11. ¬
Page 94 and 95:
ue#³e keÀer TB®eer Gæ[eve¥¸½
Page 96 and 97:
ue#³e keÀer TB®eer Gæ[eve‰¸.
Page 98 and 99:
ue#³e keÀer TB®eer Gæ[eve2. í
Page 100 and 101:
ue#³e keÀer TB®eer Gæ[eve31 Ÿ
Page 102 and 103:
ue#³e keÀer TB®eer Gæ[eve¤¸ú
Page 106 and 107:
Page 108 and 109:
Page 110 and 111:
Page 112:
Page 115:
Leadership and BeyondBalance Sheet
Page 118 and 119:
Page 120 and 121:
Page 122 and 123:
Page 124 and 125:
ue#³e keÀer TB®eer Gæ[eve‚›
Page 126 and 127:
Page 128 and 129:
Page 130 and 131:
Page 132 and 133:
Page 134 and 135:
Page 136 and 137:
Page 139 and 140:
Leadership and BeyondSchedules for
Page 141 and 142:
Leadership and BeyondSchedules for
Page 143 and 144:
Leadership and BeyondReceipts & Pay
Page 145 and 146:
Leadership and BeyondSEGMENT REPORT
Page 147 and 148:
Page 149 and 150:
Page 152 and 153:
Page 154 and 155:
Page 156 and 157:
Page 158 and 159:
Page 160 and 161:
Page 162 and 163:
Page 164 and 165:
Page 166 and 167:
Page 168 and 169:
Page 170 and 171:
Page 172 and 173:
ue#³e keÀer TB®eer Gæ[eve©¸½
Page 174 and 175:
ue#³e keÀer TB®eer Gæ[eve‚›
Page 176 and 177:
ue#³e keÀer TB®eer Gæ[eve÷¸Ã
Page 178 and 179:
ue#³e keÀer TB®eer Gæ[eve•
Page 180 and 181:
Page 182 and 183:
ue#³e keÀer TB®eer Gæ[eve¢]¸
Page 184 and 185:
ue#³e keÀer TB®eer Gæ[eve14. ¢
Page 186 and 187:
ue#³e keÀer TB®eer Gæ[eve• Ž
Page 188 and 189:
ue#³e keÀer TB®eer Gæ[eve21. ˆ
Page 190 and 191: ue#³e keÀer TB®eer Gæ[eve16 ¤
Page 192 and 193: ue#³e keÀer TB®eer Gæ[eveŠ¸
Page 194 and 195: ue#³e keÀer TB®eer Gæ[eve9 ¬¸
Page 196 and 197: ue#³e keÀer TB®eer Gæ[eve2 ¬¸
Page 198 and 199: ue#³e keÀer TB®eer Gæ[eveiv‚
Page 200 and 201: ue#³e keÀer TB®eer Gæ[eve(` ¥
Page 203 and 204: Leadership and Beyond(` in Lakhs)Pe
Page 205 and 206: Leadership and Beyondamount payable
Page 207 and 208: Leadership and Beyond18 As per IRDA
Page 209 and 210: Leadership and Beyondhas appropriat
Page 211 and 212: Leadership and Beyond16 C. Disclosu
Page 213 and 214: Leadership and BeyondSr.NoParticula
Page 215 and 216: Leadership and Beyond21 Performance
Page 217 and 218: Leadership and Beyondiv)Net Retenti
Page 219 and 220: Leadership and Beyondvii)Combined R
Page 221 and 222: Leadership and Beyondx) Operating P
Page 224 and 225: ue#³e keÀer TB®eer Gæ[eve23 31.
Page 227 and 228: Leadership and Beyond24 Interest, D
Page 229 and 230: Leadership and BeyondBALANCE SHEET
Page 231: Leadership and BeyondSTATEMENT OF I
Page 234 and 235: ¬¸í¸¡¸ˆÅ ˆ¿Åœ¸¢›¸
Page 236 and 237: ue#³e keÀer TB®eer Gæ[eve¢¨¸
Page 238 and 239: ue#³e keÀer TB®eer Gæ[eve¢ ›
Page 246 and 247: ue#³e keÀer TB®eer Gæ[eve¢›
Page 252 and 253: ue#³e keÀer TB®eer Gæ[eve1. ¢
Page 254 and 255: ue#³e keÀer TB®eer Gæ[eve(Œ)
Page 256 and 257: ue#³e keÀer TB®eer Gæ[eve(^¸)
Page 258 and 259: ue#³e keÀer TB®eer Gæ[eveiii)œ
Page 260 and 261: ue#³e keÀer TB®eer Gæ[eve(µ¸)
Page 262 and 263: ue#³e keÀer TB®eer Gæ[eve(˜¸)
Page 264 and 265: ue#³e keÀer TB®eer Gæ[eve‚¬
Page 266 and 267: ue#³e keÀer TB®eer Gæ[eve(Ÿ¸)
Page 268 and 269: ue#³e keÀer TB®eer Gæ[eve4. ¬
Page 270 and 271: ue#³e keÀer TB®eer Gæ[eve(iii)
Page 272 and 273: ue#³e keÀer TB®eer Gæ[eve7. ¨
Page 274 and 275: ue#³e keÀer TB®eer Gæ[eve11. ¤
Page 276 and 277: ue#³e keÀer TB®eer Gæ[eve12. ¨
Page 278 and 279: ue#³e keÀer TB®eer Gæ[eve¬¸¿
Page 280 and 281: ue#³e keÀer TB®eer Gæ[eve‰¸.
Page 282 and 283: ue#³e keÀer TB®eer Gæ[eve¬¸¸
Page 284 and 285: ue#³e keÀer TB®eer Gæ[eveœ¸¢
Page 286 and 287: ue#³e keÀer TB®eer Gæ[eve2012¢
Page 288 and 289: ue#³e keÀer TB®eer Gæ[eve19. ¬
Page 290 and 291:
ue#³e keÀer TB®eer Gæ[eve¥¸¸
Page 292 and 293:
ue#³e keÀer TB®eer Gæ[eve¢ ›
Page 294 and 295:
ue#³e keÀer TB®eer Gæ[eve¬¸¬
Page 296 and 297:
ue#³e keÀer TB®eer Gæ[eve‚¸
Page 298 and 299:
ue#³e keÀer TB®eer Gæ[eve›¸
Page 300 and 301:
Page 302 and 303:
ue#³e keÀer TB®eer Gæ[eve8 œÏ
Page 304 and 305:
ue#³e keÀer TB®eer Gæ[eveœÏ½
Page 306 and 307:
ue#³e keÀer TB®eer Gæ[eve£¸¡
Page 308 and 309:
ue#³e keÀer TB®eer Gæ[eveœ¸¢
Page 310 and 311:
ue#³e keÀer TB®eer Gæ[evei) ¬
Page 312 and 313:
ue#³e keÀer TB®eer Gæ[eveˆ½Å
Page 314 and 315:
ue#³e keÀer TB®eer Gæ[eve\¸.ˆ
Page 316 and 317:
ue#³e keÀer TB®eer Gæ[eveii(ˆ
Page 318 and 319:
ue#³e keÀer TB®eer Gæ[eveii(‹
Page 320 and 321:
ue#³e keÀer TB®eer Gæ[eveiiiiv
Page 322 and 323:
ue#³e keÀer TB®eer Gæ[evevœ¸
Page 324 and 325:
ue#³e keÀer TB®eer Gæ[eveviiivi
Page 326 and 327:
ue#³e keÀer TB®eer Gæ[evexx(ˆ
Page 328 and 329:
ue#³e keÀer TB®eer Gæ[evexi(‹
Page 330 and 331:
ue#³e keÀer TB®eer Gæ[evexiii(
Page 332 and 333:
ue#³e keÀer TB®eer Gæ[evexvxvix
Page 334 and 335:
ue#³e keÀer TB®eer Gæ[eve¤¸ú
Page 336 and 337:
ue#³e keÀer TB®eer Gæ[evexxxxix
Page 338:
ue#³e keÀer TB®eer Gæ[evexxiv(
Page 342 and 343:
Page 344 and 345:
Page 346 and 347:
Page 348 and 349:
Page 350 and 351:
Page 352 and 353:
Page 354 and 355:
ue#³e keÀer TB®eer Gæ[eve• ¸
Page 357 and 358:
Leadership and BeyondviiiImpairment
Page 359 and 360:
Leadership and BeyondThe Company is
Page 361 and 362:
Leadership and BeyondFor a portfoli
Page 363 and 364:
Leadership and BeyondThe Company cl
Page 365 and 366:
Leadership and Beyondmarket risk po
Page 367 and 368:
Leadership and Beyondix)Sensitivity
Page 369 and 370:
Leadership and Beyondxii)investment
Page 371 and 372:
Leadership and Beyondxiv)xv)xvi)•
Page 373 and 374:
Leadership and BeyondStatement of f
Page 375 and 376:
Leadership and Beyond31 December 20
Page 377 and 378:
Page 379 and 380:
Leadership and Beyond1 January 2011
Page 381 and 382:
Leadership and Beyond(e) Financial
Page 383 and 384:
Page 385 and 386:
Page 387 and 388:
Leadership and BeyondPlant &Machine
Page 389 and 390:
Page 391 and 392:
Page 393 and 394:
Leadership and Beyond2012N'0002011N
Page 395 and 396:
Leadership and BeyonddDeferred tax
Page 397 and 398:
Leadership and Beyond1 January2012R
Page 399 and 400:
Page 401 and 402:
Leadership and BeyondFire GeneralAc
Page 403 and 404:
Leadership and BeyondNOTES TO THE F
Page 405 and 406:
Page 407 and 408:
Leadership and Beyond38(a) Profit b
Page 409 and 410:
Leadership and BeyondCategory Male
Page 411 and 412:
Leadership and Beyond(c) The Compan
Page 413 and 414:
Leadership and BeyondReconciliation
Page 415 and 416:
Leadership and Beyond43. Analysis o
Page 417 and 418:
Leadership and Beyond44. Contingenc
Page 419 and 420:
Leadership and Beyondd) Reconciliat
Page 421 and 422:
Leadership and Beyonde) Reconciliat
Page 423 and 424:
Leadership and BeyondPreviousGAAPEf
Page 425 and 426:
Leadership and BeyondPRESTIGE ASSUR
Page 427 and 428:
Leadership and BeyondPRESTIGE ASSUR
Page 429 and 430:
Leadership and BeyondTHE NEW INDIA
Page 431 and 432:
Leadership and BeyondTHE NEW INDIA
Page 433:
Leadership and BeyondC. SUBSIDIARY
show all

Financial Year 2012-13 (27 MB) - The New India Assurance Co. Ltd.

Create successful ePaper yourself

Delete template?

Save as template?