My life : a record of events and opinions - Wallace-online.org
My life : a record of events and opinions - Wallace-online.org My life : a record of events and opinions - Wallace-online.org
36oMY LIFEand copper mining all his life, and he had the mostunbounded confidence in good English mines as aninvestment. He had shares in some of the leadminesof Shropshire and Montgomeryshire, and wewent for a walking tour in that beautiful country,visited the mines, went down the shafts by endlessperpendicular ladders, and examined the veins andworkings with the manager, who had great confidencein its value, and was a large shareholder. " Here,"said Geach, " you can see the vein of lead ore.It isvery valuable, and extends to an unknown depth.This is not a probability, it is a certainty." And soI was persuaded to buy shares in lead-mines, andgradually had a large portion of my capital investedin them. About 1870 the price of lead began to fall,and has continued to fall ever since. The result ofall this was that by 1880 a large part of the moneyI had earned at the risk of health and life wasirrecoverably lost.While these continued misfortunes were in progressI was involved in two other annoyances,causing anxiety and worry for years, as well as a verylarge money loss. The first was with a dishonestbuilder, who contracted to build my house at Grays,and who was paid every month according to theproportion of the work done. One day, when thehouse was little more than half finished, he did notappear to pay his men, and as they would not continueto work without their money I paid them. Hedid not appear the next week, and sent no excuse, soshould completethe architect gave him notice that Ithe building myself, and that, according to the agreement,he would be responsible for any cost beyondthe contract price. After a few weeks he appeared,and wanted to go on, but that we declined. The
MONEY MATTERS 361house cost me somewhat more than the contract price,and when it was finished I sent him word he couldhave his ladders, scaffold-poles, boards, etc., though,according to the agreement, they were to be myproperty on his failure to finish the building.Isoon found, however, that he had not paid for akept cominglarge portion of the materials, and billsin for months afterwards for bricks, timber, stone,iron-work, etc., etc. The merchants who had trustedhim found that he had no effects whatever, as he livedas a lodger with his father ;and from all I heard, wasaccustomed to take contracts in different places roundLondon, and by not paying for any materials that hecould get on credit, made a handsome profit. Butthe height of his impudence was to come. Aboutfive years after the house was finished, I received ademand through a lawyer for (I think) between £800and ;^900 damages for not allowing this man to finishthe house ! I wrote, refusing to pay a penny. Thencame a notice of an action at law ;and I was obligedto put it in a lawyer's hands. All the usual preliminariesof interrogatories, affidavits, statements of claim,replies, objections^ etc., etc., were gone through, andon every point argued we were successful, with costs,which we never got. The case was lengthened outfor two or three years, and then ceased, the resultbeing that I had to pay about ;^ioo law costs forwhat was merely an attempt to extort money. Thatwas my experience of English law, which leaves thehonest man in the power of the dishonest one, mulctsthe former in heavy expenses, and is thus the veryantithesis oijustice.The next matter was a much more seriousone,and cost me fifteen years of continued worry, litigation,and persecution, with the final loss of several
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36oMY LIFE<strong>and</strong> copper mining all his <strong>life</strong>, <strong>and</strong> he had the mostunbounded confidence in good English mines as aninvestment. He had shares in some <strong>of</strong> the leadmines<strong>of</strong> Shropshire <strong>and</strong> Montgomeryshire, <strong>and</strong> wewent for a walking tour in that beautiful country,visited the mines, went down the shafts by endlessperpendicular ladders, <strong>and</strong> examined the veins <strong>and</strong>workings with the manager, who had great confidencein its value, <strong>and</strong> was a large shareholder. " Here,"said Geach, " you can see the vein <strong>of</strong> lead ore.It isvery valuable, <strong>and</strong> extends to an unknown depth.This is not a probability, it is a certainty." And soI was persuaded to buy shares in lead-mines, <strong>and</strong>gradually had a large portion <strong>of</strong> my capital investedin them. About 1870 the price <strong>of</strong> lead began to fall,<strong>and</strong> has continued to fall ever since. The result <strong>of</strong>all this was that by 1880 a large part <strong>of</strong> the moneyI had earned at the risk <strong>of</strong> health <strong>and</strong> <strong>life</strong> wasirrecoverably lost.While these continued misfortunes were in progressI was involved in two other annoyances,causing anxiety <strong>and</strong> worry for years, as well as a verylarge money loss. The first was with a dishonestbuilder, who contracted to build my house at Grays,<strong>and</strong> who was paid every month according to theproportion <strong>of</strong> the work done. One day, when thehouse was little more than half finished, he did notappear to pay his men, <strong>and</strong> as they would not continueto work without their money I paid them. Hedid not appear the next week, <strong>and</strong> sent no excuse, soshould completethe architect gave him notice that Ithe building myself, <strong>and</strong> that, according to the agreement,he would be responsible for any cost beyondthe contract price. After a few weeks he appeared,<strong>and</strong> wanted to go on, but that we declined. The