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acHievinG financial freedom<br />

If you’re looking for a way <strong>to</strong> earn extra money or reduce expenses,<br />

Melaleuca has the answer. With a straightforward, proven approach, Melaleuca gives<br />

you the opportunity <strong>to</strong> get out of debt and enjoy life <strong>to</strong> its fullest.<br />

financial freeDoM<br />

aWarDs<br />

1. First Step <strong>to</strong> Financial Freedom (No<br />

Credit Card Debt)—No credit card debt<br />

and no outstanding balances on any credit<br />

card (this includes department s<strong>to</strong>re cards,<br />

petrol cards, travel cards, and major credit<br />

cards.) This first step is a huge step forward<br />

as you work <strong>to</strong>wards <strong>to</strong>tal financial freedom.<br />

It is also perhaps the <strong>to</strong>ughest as you are<br />

just beginning your journey of getting out<br />

of debt. We applaud all those with the self<br />

discipline required <strong>to</strong> achieve Step One.<br />

2. Financial Freedom (Debt-Free)—No<br />

outstanding debt except for your<br />

mortgage . This includes all balances with<br />

banks, credit unions, car loans, personal<br />

loans (vacation, furniture, school, and<br />

appliances), and no second mortgages<br />

or lines of credit secured by your home<br />

mortgage. In other words, the only<br />

indebtedness is your first mortgage on<br />

your residence . Reaching Step Two is<br />

incredibly liberating! Imagine, absolutely no<br />

debt but your home. <strong>Your</strong> hard work and<br />

sacrifice are paying off and it feels great!<br />

3. Total Financial Freedom (Totally<br />

Debt-Free)—All of the above PLUS<br />

no mortgage debt . Achieving Total<br />

Financial Freedom is the most incredible<br />

experience you’ll ever have! Melaleuca<br />

will help you celebrate with a mortgage<br />

burning party <strong>to</strong> mark the moment that<br />

you become <strong>to</strong>tally free from all debt. This<br />

is really something worth working for!<br />

In a world of economic uncertainty, Melaleuca’s work-from-home opportunity<br />

helps many families use their spare time <strong>to</strong> help others enjoy the benefits of<br />

health-promoting products while earning the extra money they need .<br />

True financial prosperity is about more than owning the flashiest car or living<br />

in the most luxurious home. It’s about peace of mind, security, and stability. For<br />

years, Melaleuca CEO Frank L. VanderSloot has taught the principles of financial<br />

wellness: spending less than you make, paying off debt, and saving for a rainy<br />

day. Melaleuca not only teaches these principles of financial freedom, it rewards<br />

those who practice it in their daily lives .<br />

Throughout the years, Melaleuca has celebrated with hundreds of Marketing<br />

Executives who have used their Melaleuca income <strong>to</strong> pay off their debts . To<br />

date, dozens of Marketing Executives have even paid off their mortgages using<br />

their residual income .<br />

Marketing Executives can qualify for three awards through Melaleuca’s<br />

recognition program for financial freedom . See page 52 for more information on<br />

how <strong>to</strong> earn these life-changing awards .<br />

Being rich is one thing . Having true financial freedom is something truly<br />

different . Melaleuca can be your vehicle <strong>to</strong> true financial prosperity .<br />

Melaleuca CEO Frank L. Vandersloot watches as US Executive Direc<strong>to</strong>r III<br />

Stacy Bodnar burns her mortgage and celebrates <strong>to</strong>tal financial freedom.<br />

ACHIEVING FINANCIAL FREEDOM BUILDING YOUR MELALEUCA BUSINESS<br />

38

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