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Non-GAAP Financial MeasuresRECONCILIATION OF NON-GAAP FINANCIAL MEASURESCiticorp RCB Retail Bank Adjusted ROA Reconciliation ($B)AdjustmentsNet Income from Cont. Ops.TotalAdjusted Net IncomeNA Int'l Total NA Int'l LLR NA Int'l Total2006 0.6 2.3 $3.0 0.0 0.2 $0.2 0.6 2.1 $2.82007 0.1 2.3 $2.4 (0.0) (0.2) (0.2) 0.1 2.5 2.62009 0.4 1.6 $2.0 (0.1) (0.2) (0.3) 0.5 1.8 2.3Avg.AssetsNA Int'l Total2006 16 110 $1262007 20 126 $1462009 14 125 $139Adjusted ROANA Int'l Total2006 3.89% 1.92% 2.18%2007 0.67% 1.95% 1.78%06-'07 Avg 2.28% 1.94% 1.98%2009 3.39% 1.45% 1.65%38
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