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Non-GAAP Financial MeasuresRECONCILIATION OF NON-GAAP FINANCIAL MEASURESCiticorp RCB Adjusted ROA Reconciliation ($B)Net Income from Cont. Ops.AdjustmentsTotalAdjusted Net IncomeNA Int'l Total RCB NA Int'l LLR NA Int'l Total2006 2.6 3.4 $6.0 0.0 0.0 $0.1 2.6 3.4 $5.92007 1.9 3.7 $5.6 (0.1) (0.5) (0.6) 1.9 4.2 6.22009 0.4 1.5 $1.9 (0.3) (0.8) (1.1) 0.6 2.4 3.0GAAP Avg. AssetsNA Int'l Total2006 37 135 $1722007 39 161 2002009 34 162 196CardsSec. ImpactMgd. Avg.Assets$68 $24067 26769 265Adjusted ROANA Int'l Total2006 2.45% 2.49% 2.47%2007 1.82% 2.64% 2.31%06-'07 Avg 2.14% 2.56% 2.39%2009 0.63% 1.45% 1.13%37
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