Present - Citigroup

RCB + GTS: Citi At Work Joint Consumer–ICG coverage of corporate clients– Leverage GTS into Consumer Banking through integrated payroll solutions Strong base of ~4,000 ICG clients (1) 5.7 million total customers in 35 countries Growing source of new customers: 29% of new-to-bank retail customersCiti At Work % new-to-bank retail customersCiti At Work % retail banking deposits80%59%27%18%33%18%11%7%Russia India Mexico Brazil Russia India Brazil Mexico(1) Approximately 53,000 clients in total: ~4,000 ICG clients and ~49,000 Local Commercial Banking (RCB) clients.Note: Citi At Work as a % of new-to-bank retail customers for full year 2009. Citi At Work as a % of retail banking deposits as of EOP 2009.23