Present - Citigroup

Citicorp – Securities and BankingStrong client franchise with uniqueexposure to emerging markets– 92 banking clients transact with us inmore than 50 countries– Trading floors in 75 countries– Established presence in Asia, LatinAmerica and CEEMEA– Leading local markets FX businessMaintaining focus on:– Risk-adjusted profitability and executiondiscipline– 5,000 core clients (from 45,000 3 yearsago) and integrating Corporate andInvestment BankInvesting in talent and technology toclose product gaps and create a morebalanced revenue stream– Investment banking, equities, primebrokerage, commodities, G10 rates,private bank, equity capital markets2009$20.8Revenues (ex-CVA) (1)$24.5 $23.92009 Revenues (ex-CVA) (1)$29.42006 2007 2008 2009$21.1FIMktsAsiaLatAmEMEANA$5.4 $4.8 $2.1EquityMktsInv.Bnkg.Prvt.Bank$(3.9)Other$27.6B $9.2B $77917% 20% 20%12% 17% 8%36%25%37%34%46%26%Revenue Net Income Avg. Assets(3)(2)(1) CVA of $(1,770) million in 2009, $1,033 million in 2008, and $810 million in 2007. 2009 CVA by business: fixed income markets $464 million, equitymarkets $(2,190) million, private bank $(44) million. (2) Other includes Lending, Other Securities and Banking. (3) Net income from continuing operations.16