Notes to Financial Statements - BDO

Notes to Financial StatementsDECEMBER 31, 2008, 2007 AND 2006(Amounts in Millions Except Per Share Data)Parent BankMoreOne to than three More than Morethree months to one year to than threemonths one year three years years TotalDecember 31, 2008:ResourcesCash P 21,763 P - P - P - P 21,763Loans 215,609 48,717 40,779 162,485 467,590Investments 4,900 5,851 32,420 98,921 142,092Placements 74,821 - - - 74,821Other resources - 10,574 - 44,786 55,360Total Resources 317,093 65,142 73,199 306,192 761,626Liabilities and EquityDeposit liabilities 111,010 1,870 13,139 486,948 612,967Bills payable 22,329 12,859 647 27,553 63,388Other liabilities 3,367 27,645 1,534 ( 537 ) 32,011Total Liabilities 136,708 42,374 15,320 513,964 708,366Equity - - - 53,260 53,260Total Liabilities and Equity 136,708 42,374 15,320 567,224 761,626On-book gap 180,385 22,768 57,879 ( 261,032 ) -Cumulative on-book gap 180,385 203,153 261,032 - -Contingent assets 57,411 6,423 7,228 5,347 76,409Contingent liabilities 54,688 11,565 5,674 685 72,612Off-book gap 2,723 ( 5,142 ) 1,554 4,662 3,797Net Periodic Gap 183,108 17,626 59,432 ( 256,369 ) 3,797Cumulative Total Gap P 183,108 P 200,734 P 260,166 P 3,797 P -December 31, 2007:Resources:Cash P 18,437 P - P - P - P 18,437Loans 141,909 37,137 35,087 83,498 297,631Investments 11,376 5,665 25,962 105,879 148,882Placements 64,422 - - - 64,422Other resources - - - 57,117 57,117Total Resources 236,144 42,802 61,049 246,494 586,489Liabilities and Equity:Deposit liabilities 89,098 20,236 4,172 320,789 434,295Bills payable 26,039 13,232 3,736 16,817 59,824Other liabilities 6,142 18,549 1,808 10,422 36,921Total Liabilities 121,279 52,017 9,716 348,028 531,040Equity - 1,702 - 53,747 55,449Total Liabilities and Equity (Carried Forward) P 121,279 P 53,719 P 9,716 P 401,775 P 586,48928Thinking Ahead To Get You Ahead • Annual Report 2008