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Fund Access - LoanPolicy loan is not available under this plan.Tax BenefitsPremium Paid are eligible for tax benefits under section 80C and maturity benefit, death benefit and surrendervalue are eligible for Tax benefits under Section 10(10D) of the Income Tax Act subject to the provision statedtherein.Free Look PeriodWithin 15 days [30 days in case the Policy is issued under the provisions of IRDA Guidelines on DistanceMarketing of Insurance Products] from the date of receipt of the policy, you have the option to review the termsand conditions and return the policy, if you disagree to any of the terms & conditions, stating the reasons foryour objections. You will be entitled to a refund of the premium paid, subject to a deduction of a proportionaterisk premium for the period on cover and the expenses incurred on medical examination and stamp dutycharges. The company is entitled to repurchase the units at the unit price as on the date of cancellation andadjust the amount of change in fund value due to movement in the unit price in to the amount to be refunded.
What are the Charges under the Plan?ChargesPremium Allocation Charge on baseregular premiumPolicy Administration Charge (PAC)Guarantee ChargeFund ManagementCharge (FMC)Surrender ChargeMiscellaneous ChargeMortality ChargeRider ChargeService TaxRegular Premium due in Policy YearPremium Allocation ChargeDetailsAll top up premiums will have an allocation charge of 2%120%2-54%6 onwards0%Nil for the first five policy years and `10 per month from the 6th year onwards inflating at 5% perannum annually. The charge will be deducted at each monthly anniversary by cancellation of unitsat prevailing unit price.Only under plan variant <strong>Bajaj</strong> <strong>Allianz</strong> Life Assure Plan-Sure, 2% of base regular premium paid.This charge would be levied when regular premiums are received by the companyFundEquity Growth Fund IIAccelerator Mid Cap Fund IIPure Stock FundAsset Allocation FundBluechip Equity FundLiquid FundBond FundAssured Return FundThis charge would be adjusted in the unit price.Nil (after 5th year)FMC per annum as a % of Fund Value1.35%1.35%1.35%1.25%1.25%0.95%0.95%1.25%The miscellaneous charge would be charged at the rate of `100/- per transaction in respect ofalteration of premium mode, alteration of premium apportionment, partial withdrawal, switching ofPlan Variant, change in premium paying term, decrease in Sum assured or issuance of copy ofpolicy document.Mortality Charge will be deducted at each monthly anniversary by cancellation of units. Samplemortality charges per annum per thousand of sum at risk for a healthy male life is shown below:Age (yrs)20304050`1.571.742.826.53Sum at risk is equal to the death benefit less fund value.An additional risk charge of `1.00 per thousand of regular premium sum assured with respect to theprimary life assured and sum assured with respect to the spouse, if any, will be charged towards theinbuilt accidental death cover.Please refer to Additional Rider Benefit brochures for rider charge details.As applicable
Page 2 and 3: Lehrbrief für Fußball-Schiedsrich
Page 4: II) Accelerator Mid-Cap Fund II- Ri
Page 7 and 8: You will not have the option to swi
Page 9 and 10: Death BenefitIn case of a single li
Page 11 and 12: Computation of NAVThe NAV of the Fu
Page 13: No risk cover or additional rider b
Page 17: ForeclosureIf, after five (5) polic
Page 21 and 22: All benefits payable under the Poli

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