Výroční zpráva\Annual Report - CETELEM ČR, as

Notes to 2006 Financial Statements
9. REVENUES FROM REGULAR ACTIVITY PER ACTIVITY TYPE
2005 2006
Provision of credits and related services:
Interest revenue 1,238,181 1,458,263
Other financial revenue 196,936 300,671
Other revenue 40,482 55,613
Revenues from regular activity 1,475,599 1,814,547
(In thousand CZK)
In accordance with the Company’s core business – providing credit – a majority of the revenues is attributable to interest revenue
and other financial revenue. Other revenues from regular activity are primarily delay interests, contractual penalties, payments of
costs related to enforcing receivables, support services, consultancy, etc. Revenue from providing services abroad amounted to
CZK 18,469 thousand in 2006.
10. UNDISCLOSED LIABILITIES
No circumstances are known that might constitute potential future liabilities for the Company and that were not disclosed.
11. OTHER SIGNIFICANT POTENTIAL LOSSES
The Company is not aware of any new circumstances representing a threat of a potential loss. A provision was created to fully
cover the potential loss from previous period.
12. RESEARCH AND DEVELOPMENT EXPENDITURES
The Company has no separate research and development department. The investment in developing information and communication
technologies and the innovations in the product offering are primarily reflected in the fixed tangible and intangible assets
(see the relevant part of these Notes).
13. POST-BALANCE EVENTS
No other event that could significantly affect the Company’s profit or loss and its further development was noted from the balance
day of December 31, 2006 to the date of the compiling of the financial statements.
VÝROČNÍ ZPRÁVA\ANNUAL REPORT 2006 81