Bahamas - FirstCaribbean International Bank

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Michael MansoorChairman - FirstCaribbeanInternational Bank(Bahamas) LimitedTerence R. HiltsRetail Director,Northern Caribbeanand Country ManagerSharon BrownTeresa ButlerJoseph KrukowskiReginald LoboskyWillie MossG. Diane Stewart Mark StrangMark TevershamWalter Wells
Directors, Senior Management & AdvisorsBoard of DirectorsMichael Mansoor – ChairmanTerence R. HiltsSharon BrownTeresa ButlerJoseph W. P. KrukowskiReginald LoboskyWillie MossG. Diane StewartMark StrangMark TevershamWalter WellsLegal AdvisorsHarry B Sands, Lobosky & CompanyCorporate SecretaryCheryl E. BazardRegistrar and Transfer AgentsCIBC Trust Company (Bahamas) LimitedAnsbacher (Bahamas) LimitedSenior ManagementTerence R. HiltsRetail Director, Northern CaribbeanFrederick CartwrightActing Deputy Retail Director, NorthernCaribbeanCheryl BazardDirector of Compliance ProfessionalsPedro DelaneyManager, FinanceRobert GriffithsInternational Banking DirectorGregory WilliamsActing Head of OperationsGraeme SkinnerCorporate Banking Director, Bahamas and Turks andCaicos IslandsBasil LongleyInfrastructure Manager, Technical Support Unit,Operations and TechnologyRegistered OfficesFirstCaribbean International Bank (Bahamas) Limited4th Floor, #308 East Bay Street,Nassau, The BahamasRegional Audit CommitteeRon Lalonde - ChairmanChristopher BovellTeresa ButlerKathryn CasparianAllan FieldsChester FeldbergSir Fred GollopDavid RitchAuditorsPricewaterhouseCoopersDr. Kerry HiggsHead of Human Resources, Northern Caribbean12
Page 3: ContentsOur Heritage 6Notice of Mee
Page 6 and 7: FirstCaribbean International Bank
Page 8 and 9: Our HeritageBarclays BankThrough th
Page 10: Notice of MeetingAnnual MeetingNoti
Page 15 and 16: Directors’ ReportDIRECTORSIn acco
Page 17 and 18: Chairman’s ReviewIn late 2002, co
Page 19 and 20: Chairman’s Reviewpolicies. We are
Page 21 and 22: Group Chief Executive Officer’s R
Page 27 and 28: Country Manager’s ReportYear in R
Page 29 and 30: Country Manager’s ReportBank in 2
Page 31 and 32: Management’s Discussion and Analy
Page 33 and 34: Management’s Discussion and Analy
Page 35 and 36: 34Retail Banking
Page 37 and 38: 36Corporate Banking
Page 39 and 40: 38International Banking
Page 41 and 42: 40Capital Markets
Page 43 and 44: 42Marketing and Communications
Page 45 and 46: 44Human Resources
Page 48 and 49: FirstCaribbeanInternational Bank(Ba
Page 50 and 51: FIRSTCARIBBEAN INTERNATIONAL BANK (
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FIRSTCARIBBEAN INTERNATIONAL BANK (
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FirstCaribbean International Bank(B
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FirstCaribbean International Bank(B
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The undersigned....................
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Bahamas - FirstCaribbean International Bank

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