Technology Form - ACE Group

ACE American Insurance CompanyIllinois Union Insurance CompanyWestchester Fire Insurance CompanyWestchester Surplus Lines Insurance Company[LIST ONLY THE COMPANY THAT APPLIES]ACE DigiTech ®Digital Technology & ProfessionalLiability Insurance PolicyIn consideration of the payment of the premium, in reliance upon the Application, and subject to the Declarations and theterms and conditions of this Policy, the Insureds and the Insurer agree as follows:I. INSURING AGREEMENTSCoverage is afforded pursuant to the only those Insuring Agreements purchased, as indicated in Item 3 of theDeclarations.II.A. Technology and Internet Errors and Omissions LiabilityThe Insurer will pay Damages and Claims Expenses by reason of a Claim first made against theInsured during the Policy Period and reported to the Insurer pursuant to Section VIII, Notice, for anyWrongful Acts taking place after the Retroactive Date and prior to the end of the Policy Period.However this Insuring Agreement A shall not insure that portion of any Claim which would be coveredunder Insuring Agreements C, or D, whether or not such Insuring Agreements were purchased.B. Electronic Media Activities LiabilityThe Insurer will pay Damages and Claims Expenses by reason of a Claim first made against theInsured during the Policy Period and reported to the Insurer pursuant to Section VIII, Notice, for anyWrongful Acts taking place after the Retroactive Date and prior to the end of the Policy Period.C. Network Security LiabilityThe Insurer will pay Damages and Claims Expenses by reason of a Claim first made against theInsured during the Policy Period and reported to the Insurer pursuant to Section VIII, Notice, for anyWrongful Acts taking place after the Retroactive Date and prior to the end of the Policy Period.D. Privacy LiabilityThe Insurer will pay Damages and Claims Expenses by reason of a Claim first made against theInsured during the Policy Period and reported to the Insurer pursuant to Section VIII, Notice, for anyWrongful Acts taking place after the Retroactive Date and prior to the end of the Policy Period.E. Data Breach FundThe Insurer will pay Data Breach Expenses incurred by the Insured during the Policy Period by reasonof a Claim reported to the Insurer pursuant to Section VIII, Notice, for any Wrongful Acts taking placeafter the Retroactive Date and prior to the end of the Policy Period.F. Network Extortion ThreatThe Insurer will pay Extortion Expenses incurred by the Insured by reason of a Claim first madeagainst the Insured and reported to the Insurer pursuant to Section VIII, Notice, for any Wrongful Actstaking place after the Retroactive Date and prior to the end of the Policy Period.G. Miscellaneous Professional Services LiabilityThe Insurer will pay Damages and Claims Expenses by reason of a Claim first made against theInsured during the Policy Period and reported to the Insurer pursuant to Section VIII, Notice, for anyWrongful Acts taking place after the Retroactive Date and prior to the end of the Policy Period.However this Insuring Agreement G shall not insure that portion of any Claim which would be coveredunder Insuring Agreements C, or D, if such Insuring Agreements were purchased.DEFINITIONSWhen used in this Policy:A. Advertising means promotional material (including branding, co-branding, sponsorships andendorsements), publicly disseminated on any Internet Website on behalf of the Insured.PF-26997 (05/09) © 2009Page 1 of 18