MICROBANKING BULLETIN - Microfinance Information Exchange

More documents

Recommendations

Info

APPENDICESACRONYM NAME, LOCATION DATEAMKASABAACBanADEMIBanco doPovo de Juizde ForaBancoSolBancoPeqEmp(BPE)Bank DagangBASIXBOSPOBRACBRIBURO,TangailCalpiáCAMAMK Posusje,Bosnia and HerzegovinaAssociation for SocialAdvancement,BangladeshBank for Agriculture andAgricultural Cooperatives,ThailandBanco de DesarrolloADEMI, S.A.,Dominican RepublicBanco do Povo de Juiz deFora,BrazilBanco Solidario, S.A.,BoliviaBanco de la PequeñaEmpresa, S.A.,Dominican RepublicBank Dagang Bali,IndonesiaBharatiya SamruddhiFinance Ltd.,IndiaBOSPO,Bosnia and HerzegovinaBangladesh RuralAdvancement Committee,BangladeshBank Rakyat Indonesia,Unit Desa System,IndonesiaBURO, Tangail,BangladeshFinanciera Calpiá, S.A.,El SalvadorCentro de Apoyo a laMicroempresa,El SalvadorDATAQUALITYRATINGDESCRIPTION OF MICROFINANCE PROGRAM12/99 B AMK is a limited liability company founded in 1997 to providemicrocredit to low income self-employed individuals in urban areas.It is financed by the Local Initiatives Department of the World Bankthat aims to improve access to credit to the poor to promoteeconomic reconstruction.12/99 AAA ASA is an NGO that offers credit services to the rural poor inBangladesh. The majority of its clients are landless women. It wasfounded in 1978 and shifted from an earlier, integrated developmentstrategy to its current focus on financial services in the early 1990s.It uses a village level group lending methodology.03/98 AAA BAAC is a government-owned agricultural bank that lends to smallfarmers and farmers’ cooperatives. Founded in 1966, its outreach inrural areas of Thailand is now estimated to cover more than 80% offarm families.12/99 A Banco ADEMI is a formal financial institution, which beganoperations in 1998. The bank is the successor to the NGO, ADEMI,which was involved in microcredit since 1982.06/99 AAA Banco do Povo de Juiz de Fora is an NGO operating in Juiz de Forain Brazil. It offers individual loans to microentrepreneurs and wasfounded in1997. It was formerly known as FAEP.12/99 A BancoSol is a licensed commercial bank devoted to microfinance,offering microenterprise credit and passbook savings. Its creditprogram focuses on group loans, and it operates primarily in urbanareas of Bolivia. It grew out of the NGO PRODEM and was spun offas a bank in 1992. It is an affiliate of ACCION International.12/98 AAA Banco de la Pequeña Empresa was created to serve bothmicroenterprises and small businesses, and has just completed itsfirst year of operations. It s a formal financial sector institution andholds a license to operate as a development bank. It is an affiliate ofACCION International.12/98 AAA Bank Dagang is a private commercial bank that offers savings andcredit facilities to primarily low-income clients in Bali. It was foundedin 1970.03/99 AAA BASIX was set up in 1996 to provide financial services to the ruralpoor, to promote self-employment, and to provide technicalassistance to microentrepreneurs and rural financial institutions.12/99 B BOSPO is a NGO founded in 1995 to provide microcredit to solidaritygroups made of low income women entrepreneurs in secondarycities of Tuzla. It is financed by the Local Initiatives Department ofthe World Bank that aims to improve access to credit to the poor topromote economic reconstruction.12/99 AAA BRAC is an NGO that started in 1972. It provides both financial andnon-financial services primarily in rural areas. The financial servicesinclude the provision of microloans and mobilization of savings.12/99 AAA BRI is a government-owned bank oriented towards rural areas,which has operated since 1897. The Unit Desa system is anextensive network of small banking units, which function as profitcenters and provide individual loans and savings services. Thesystem has existed in its current form since 1984.12/99 AAA Flexible voluntary open-savings, microloans and insurance servicesare provided by BURO Tangail since 1990. It is an NGO.12/98 AAA Financiera Calpiá began as an NGO, AMPES, and was convertedinto a finance company in 1995. It offers individual loans tomicroenterprises and small businesses and has started to mobilizesavings. It operates mainly in urban areas, although 25% of itsportfolio is now in rural areas.12/99 B FINCA’s affiliate in El Salvador, the CAM was founded in 1990 and isone of FINCA’s largest affiliates serving over 16,000 clients in all 15geographic departamentos in El Salvador.60 MICROBANKING BULLETIN, SEPTEMBER 2000
APPENDICESACRONYM NAME, LOCATION DATECDSCommunity DevelopmentSociety,IndiaDATAQUALITYRATINGDESCRIPTION OF MICROFINANCE PROGRAM03/99 A CDS offers microcredit and non-financial services in the Nagpurregion of India. It was founded in 1985 and is an affiliate ofOpportunity International.CEAPE/PECERUDEBCiti S&LCHISPAChuimequenáCM ArequipaCMM/MedCOMPARTCONSTANCONTIGOCOOSAJOCRECERECOSABAEmprenderEMTCentro de Apoio aosPequeños EmpreendimentosPernambuco,BrazilCentenary RuralDevelopment Bank,UgandaCiti Savings & Loans,GhanaFundación Chispa,NicaraguaCooperativa San MiguelChuimequená,GuatemalaCajas Municipales deArequipa,PeruCorporación Mundial de laMujer Medellín, Medellín,ColombiaAsociación ProgramaCompartamos, I.A.P.,MexicoConstanta,GeorgiaFundación CONTIGO,ChileCooperativa San JoséObrero,GuatemalaCRECER,BoliviaECOSABA,GuatemalaEmprender Buenos Aires,ArgentinaEnnathian MoulethanTchonnebat,Cambodia06/99 AAA CEAPE Pernambuco is an urban-based microenterprise creditprogram. A member of the FENAPE network in Brazil, and ofACCION International, it was founded in 1992.12/99 A CERUDEB was founded as a trust company in 1983, and obtainedits banking license in 1992. It received technical assistance fromIPC from 1993-98, and its current shareholders are the UgandaCatholic Secretariat, the Catholic Dioceses of Uganda, Hivos-TriodosFond and SIDI. CERUDEB provides credit and savings services inKampala and Uganda’s district towns.12/99 B Citi Savings is a private non-bank financial institution that operates inGreater Accra, Ghana. It lends to rotating savings and creditassociations (susu clubs) and informal savings collectors, andmobilizes savings from the public.06/98 AAA Founded in 1991, CHISPA works primarily in urban areas ofNicaragua. It is affiliated with the Mennonite Economic DevelopmentAssociation (MEDA).09/99 AAA San Miguel Chuimequená is a Guatemalan credit union. It is amember of the FENACOAC system and it participates in WOCCU’stechnical assistance program. It offers loans and savings services toits members.12/98 AAA The municipal savings and credit banks of Peru are owned by citygovernments. Arequipa is one of the largest and most successfulbanks of the national network, and offers pawn and microenterpriseloans as well as savings products.12/99 A CMM Medellín is affiliated to the Women’s World Banking network,and operates in Medellín and surrounding areas. It was founded in1985 and lends to both men and women.12/99 B Compartamos is the lending arm of Gente Nueva, a Mexican NGOthat was founded in 1985. The program uses a village bankingmethodology focusing on women, in rural and semi-urban areas ofMexico. It began lending in 1990.12/98 A Constanta was established in 1997 with a grant from UNHCR/Savethe Children as a local NGO to provide group loans to poor selfemployedwomen.12/99 A CONTIGO began lending operations in 1989, and offers creditservices to microentrepreneurs in communities in the south ofSantiago de Chile.09/99 AAA San José Obrero is a member of the FENACOAC credit unionfederation, and participated in WOCCU’s technical assistanceprogram in Guatemala. It offers loans and savings services to itsmembers.06/99 B CRECER is an NGO working primarily in rural areas of Bolivia. Itparticipates in Freedom from Hunger’s “Credit with Education”program, using a village banking methodology.09/99 AAA ECOSABA is a member of the FENACOAC credit union federation,and participated in WOCCU’s technical assistance program inGuatemala. It offers loans and savings services to its members.04/99 A Emprender, founded in 1992, is an ACCION affiliate that offersmicroenterprise credit in urban areas of Argentina. The majority of itslending is to solidarity groups.12/99 A EMT was founded in 1991 as a rural credit project run by the Frenchagency, GRET. It is in the process of transformation to anindependent Institution, and operates in rural areas in the south ofCambodia. It offers individual and solidarity group loans.MICROBANKING BULLETIN, SEPTEMBER 2000 61
Page 1:
THEMICROBANKINGBULLETINFocus: Reach
Page 5:
CONTENTSFrom the Chair.............
Page 8:
FINCA Uganda is one of the most mat
Page 13 and 14:
FEATURE ARTICLESFigure 4: Compariso
Page 15 and 16: FEATURE ARTICLESA Business Model fo
Page 17 and 18: FEATURE ARTICLESBy redirecting fina
Page 19 and 20: COMMENTARYCOMMENTARYServing the Poo
Page 21 and 22: COMMENTARYDG: The most important ch
Page 23: COMMENTARYSix out of Seven Ain’t
Page 26 and 27: CASE STUDIESUntil mid-1997, FINCA U
Page 28 and 29: CASE STUDIEScredit training and qua
Page 30 and 31: CASE STUDIESFigure 2: Outreach of B
Page 32 and 33: CASE STUDIESproviding smaller loans
Page 34 and 35: CASE STUDIESThe large concentration
Page 36 and 37: BULLETIN HIGHLIGHTS AND TABLESmetho
Page 38 and 39: BULLETIN HIGHLIGHTS AND TABLESFigur
Page 40 and 41: BULLETIN HIGHLIGHTS AND TABLESFigur
Page 42 and 43: BULLETIN HIGHLIGHTS AND TABLESSetti
Page 45 and 46: BULLETIN HIGHLIGHTS AND TABLESIndex
Page 47 and 48: BULLETIN HIGHLIGHTS AND TABLES“MA
Page 49 and 50: BULLETIN HIGHLIGHTS AND TABLESOPERA
Page 51 and 52: BULLETIN HIGHLIGHTS AND TABLESOTHER
Page 53 and 54: BULLETIN HIGHLIGHTS AND TABLESAddit
Page 55 and 56: BULLETIN HIGHLIGHTS AND TABLESBRANC
Page 57 and 58: BULLETIN HIGHLIGHTS AND TABLESADMIN
Page 59: BULLETIN HIGHLIGHTS AND TABLESCompo
Page 62 and 63: APPENDICEScurrent year’s inflatio
Page 64 and 65: APPENDICESStatistical IssuesThe Bul
Page 68 and 69: APPENDICESACRONYM NAME, LOCATION DA
Page 70 and 71: APPENDICESACRONYM NAME, LOCATION DA
show all

MICROBANKING BULLETIN - Microfinance Information Exchange

Create successful ePaper yourself

Delete template?

Save as template?