<strong>BULLETIN</strong> HIGHLIGHTS AND TABLESTABLE A: INSTITUTIONAL CHARACTERISTICS AND OUTREACH INDICATORSTOTAL ASSETS CAPITAL / ASSETS “MARKET” BASEDFUNDINGall liabilities with “market”CRITERIAtotal capital / total assets cost / avg loan portfolio(US$)(%)(%)AGE New (1 - 2 years) avg 2,356,811* 55.8 13.1*stdv 1,260,124 30.3 19.1N 22 22 22Young (3 - 6 years) avg 4,622,207 57.0 29.0stdv 4,726,330 32.8 70.3N 22 22 22Mature (> 6 years) avg 61,781,141 48.4 57.1*stdv 372,003,749 24.4 47.6N 64 64 64SCALE OF Large (Portfolio > US$ 8 million) avg 190,543,109* 32.0* 88.5*OPERATIONS stdv 658,415,764 21.1 72.9N 20 20 20Medium (Portfolio US$ 1 to 8 million) avg 4,276,559 54.3 37.4stdv 2,391,563 25.1 39.5N 65 65 65Small (Portfolio < US$ 1 million) avg 1,226,378* 61.8 14.3*stdv 755,236 30.6 26.8N 23 23 23METHOD- Individual avg 70,133,026 43.4 60.0*OLOGY stdv 420,616,841 26.0 60.6N 50 50 50Solidarity Groups avg 10,792,057* 51.7 33.6(groups of 3 to 9 borrowers) stdv 20,727,044 25.7 38.8N 38 38 38Village Banking avg 2,571,521* 72.7* 12.8*(groups with ≥ 10 borrowers) stdv 1,892,150 22.9 19.3N 20 20 20RETAIL Financial Intermediaries avg 139,042,446* 23.6* 126.2*FINANCIAL (passbook and time deposits stdv 593,003,373 16.5 64.3INTER- ≥ 20% of total assets) N 25 25 25MEDIARYOther avg 5,890,092 60.3* 20.4*(passbook and time deposits stdv 10,683,267 25.6 24.7< 20% of total assets) N 85 85 85TARGET Low-end avg 5,102,014 63.4* 21.8GROUP (depth < 20% OR avg. loan balance stdv 12,552,299 26.7 31.5< US$ 150) N 48 48 48Broad avg 69,897,939 43.3* 59.6*(depth between 20% and 149%) stdv 420,629,069 24.6 46.7N 50 50 50High-end avg 14,190,423* 37.6 41.2(depth ≥ 150%) stdv 15,930,427 26.1 77.3N 10 10 10Note: Standard deviations and sample sizes are listed below the group averages. The averages are calculated on the basis of the values between the second andthe 99th percentiles for each group; therefore, sample sizes vary across indicators. Group averages different from average for all MFIs at 5 percent significancelevel are marked with an asterisk (*). Additional statistical information is available at www.calmeadow.com.48 <strong>MICROBANKING</strong> <strong>BULLETIN</strong>, SEPTEMBER 2000
<strong>BULLETIN</strong> HIGHLIGHTS AND TABLESBRANCHOFFICES% WOMENBORROWERSTOTAL LOANPORTFOLIOPRESENTBORROWERSAVG. LOANBALANCE(no.) (%) (US$) (no.)total loan portfolio / no.present clients(US$)7* 56.1 1,830,619* 3,123* 2637 24.4 1,060,564 3,259 28622 17 22 22 1111 74.8* 3,065,045 9,839 188*9 26.9 3,606,613 7,298 14422 20 22 22 19100* 61.2 24,273,835 113,788* 331*364 24.9 106,900,749 461,188 26962 58 64 63 49172* 49.8 72,728,502* 328,385* 539398 21.7 185,215,265 788,818 29720 16 20 20 1312 59.2 2,966,943 11,406 298*17 24.1 1,531,921 13,477 23362 58 65 64 457* 84.2* 623,572* 5,235* 112*7 21.2 252,366 3,933 5523 21 23 23 2141 44.4* 23,852,227 57,255 1,341*219 14.2 119,291,547 348,873 1,06850 41 50 50 5034* 72.4* 8,137,669* 45,171 222*99 22.5 17,339,930 174,107 18038 34 38 38 3335 86.7* 1,672,098* 13,879 109*117 23.1 1,440,229 11,584 5518 20 20 20 2079* 45.6* 46,881,657* 114,547* 891*308 11.5 167,898,436 491,801 69025 22 25 25 2535 69.0* 4,350,521 24,939 707129 26.7 8,730,900 118,148 95582 74 85 84 8456* 84.3* 3,578,968 39,040 156*172 20.3 10,565,846 156,958 14745 41 48 47 4744 50.4* 24,756,209 61,133 481218 17.7 119,498,358 348,471 25150 47 50 50 3211 33.6* 8,930,351* 4,221* 2,741*10 3.6 9,137,688 4,536 1,12110 7 10 10 10<strong>MICROBANKING</strong> <strong>BULLETIN</strong>, SEPTEMBER 2000 49