Internet Business Banking Service Agreement - Union Bank

credit, Portfolio Connection® accounts, Investment Services IRA and brokerage accounts (you may view accountbalance information only), and installment loans. We may allow other types of accounts to be connected to theService from time to time. Linked accounts are referred to as "Activated Accounts." We reserve the right todetermine which accounts can be connected to the Service.9. AUTHORIZED USER ACCESS.The following parts of this section apply to Personal Accounts Only:Any personal account owner or sole proprietor account owner of an Activated Account may act alone in usingthe Online Banking to perform account transactions. Such access is granted completely at the Bank’s discretion.Contact us at 1-800-238-4486 for additional information.The following parts of this section apply to Business Accounts Only:For all businesses, any individual identified in the Bank’s account records as a business Contracting Officer(“Contracting Officer”) or Owner can enroll in Online Banking for Small Business as a Contracting Officer.In Online Banking for Small Business, Contracting Officers or Owners may designate one or more individuals tohave access as a Web Administrator for the Service. At least one Web Administrator must be designated at alltimes. A Contracting Officer or Owner may designate himself/herself as a Web Administrator. In order tomaintain the Service, and for security reasons, at least one Web Administrator must log in to the Service at afrequency determined by us. Any Contracting Officer, Owner or Web Administrator, acting alone, maydesignate one or more Web Users and/or View Only Web Users for the Service, and further designate theActivated Accounts that an individual Web User or View Only Web User is authorized to access.View Only Web User.Each designated View Only Web User, for each Activated Account to which access is authorized by theContracting Officer, Owner or Web Administrator, may:• View account statements and images of deposit slips and paid checks electronically• Check account balances• Deposit checks to certain types of accounts using a mobile device• View Customer Notices delivered through the ServiceWeb User.Each designated Web User, for each Activated Account to which access is authorized by the Contracting Officer,Owner or Web Administrator, may:• Obtain account balance and transactions• View account statements and images of deposit slips, deposited items, and paid checkselectronically• Transfer funds between Activated Accounts and set up recurring transfers from one Activated• Account to another (recurring transfers must be for the same amount)• Make payments on certain Union Bank lines of credit, mortgages, or loans• Receive account and transaction notices and alerts and designate manner of delivery• Request a stop payment on a paper check• Check account balance and transfer funds between Union Bank accounts using a mobile device• Order copies of paid checks and prior statements• Reorder checks from Deluxe® Check Printers• View Customer Notices delivered through the Service