Internet Business Banking Service Agreement - Union Bank

26. YOUR LIABILITY FOR UNAUTHORIZED ELECTRONIC FUND TRANSFERS. Tell us AT ONCE if you believe yourPassword has been lost, stolen, or otherwise compromised, or someone has transferred or may transfer moneyfrom your account without your permission. Telephoning is the best way of limiting your possible losses. Youcould lose all the money in your accounts (plus the aggregate maximum amount of your lines of credit for yourActivated Accounts). You agree to review promptly all statements, Customer Notices, and transactioninformation made available to you, and to report all unauthorized transactions and errors to us immediately.You agree that we may process payment and transfer instructions that are submitted with correct online logininformation, and agree that such instructions will be deemed effective as if made by you, even if they are nottransmitted or authorized by you.Personal Accounts Only: Tell us AT ONCE if you believe your password or PIN has been lost or stolen.Telephoning is the best way of limiting your possible losses (see Section 30). You could lose all the money inyour account (plus your maximum line of credit). If you tell us within two Business Days that your password hasbeen lost or stolen, you can lose no more than $50 if someone used your password without your permission. Ifyou do NOT tell us within two Business Days after you learn of the loss or theft of your password, and we canprove we could have stopped someone from using your password without your permission if you had told us,you could lose as much as $500. Also, if your statement or information you access online shows transfers thatyou did not make, tell us at once.If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money youlost after the 60 days if we can prove that we could have stopped someone from taking the money if you hadtold us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we may extendthe time periods.Business Accounts: The limitations on customer liability set forth in the preceding paragraph do notapply to accounts held by businesses. Business customers agree to review promptly all statements,Customer Notices, and transaction information made available to them, and to report all unauthorizedtransactions and errors to us immediately. Business customers agree that we may process payment andtransfer instructions that are submitted with correct online login information, and agree that suchinstructions will be deemed effective as if made by them, even if they are not transmitted or authorizedby the customer.27. DISCLAIMER OF WARRANTIES. To the fullest extent permitted by law, we make no representations orwarranties of any kind in respect of the Service, either express or implied, statutory or otherwise, including butnot limited to implied warranties of merchantability or fitness for a particular purpose, and we hereby disclaimany such representations, warranties and conditions of any kind. We do not represent or warrant that theService will be uninterrupted, timely, secure or error free, that defects will never arise or will be corrected, orthat our website that makes the Service available is free of viruses or other harmful components.28. LIMITATION OF LIABILITY. Except as specifically set forth herein or where the law requires a differentstandard, we shall not be responsible for any loss, damage or injury or for any direct, indirect, special,incidental, exemplary or consequential damages, including lost profits, loss of data, files, profit or goodwill orthe costs of procurement of substitute goods or services, arising from or related to the Service, the inability touse the Service, or otherwise in connection with this Agreement, even if advised of the possibility of suchdamages.