Internet Business Banking Service Agreement - Union Bank

and are credited to the receiving account two (2) Business Days later (for example, a transfer submittedbefore 10:00 p.m. (Pacific Time) on Monday will be withdrawn from the funding account on Tuesday anddeposited to the receiving account on Thursday). Once we have processed the transfer request, thetransfer cannot be canceled or stopped. Transfers can be scheduled for the current Business Day or upto one year in the future and on a one-time or a recurring basis. Any one-time, future-dated or recurringtransfer scheduled for a non-Business Day will be processed on the first Business Day after the Send onDate (also referred to as the Date to Send).(c) Transfers from an Activated Account to an Unverified Account are processed on the Business Daythey are scheduled, if the transfer request is received by midnight (Pacific Time). Once we haveprocessed the transfer request, the transfer cannot be canceled or stopped. Transfers can be scheduledfor the current Business Day or up to one year in the future and on a one-time or a recurring basis. Anyone-time, future-dated or recurring transfer scheduled for a non-Business Day will be processed on thefirst Business Day after the Send on Date.(d) For limitations on cancelling or modifying a payment, See Section 14(i) above.(e) Checks deposited using Mobile Check Deposit before 9:00 p.m. (Pacific Time) on a Business Day will beconsidered deposited that Business Day.(f) Wire transfer requests can be submitted through the Service only between 7:30 a.m. and 2:30 p.m.(Pacific Time).23. SERVICE UNAVAILABILITY. Access to the Service may be unavailable with or without notice at certain timesfor the following reasons:(a) Scheduled Maintenance -- There are periods when systems require maintenance or upgrades. Thesetypically occur as follows: (a) available for inquiries only Tuesday to Saturday 12:00 a.m. to as late as1:00 a.m., Pacific Time (b) unavailable Sunday from 12:00 a.m. to 6 a.m. (Pacific Time) (c)unavailable 2:00 a.m. to 4:00 a.m. Monday, Pacific Time. Transfers between an Activated Accountand an account owned by you at another financial institution may be unavailable between 9:00 p.m.Saturday and 3:00 a.m. Sunday, Pacific Time(d) New Union Bank Bill Pay System - unavailableSaturday, 11:00 p.m. to Sunday, 3:00 a.m., or Sunday, 1:00 a.m. to 3:00 a.m., Pacific Time. Subjectto Sunday maintenance window schedule.(b) Unscheduled Maintenance -- The Service may be unavailable when unforeseen maintenance is necessary.(c) System Outages -- Major unforeseen events, such as earthquakes, fires, floods, computer failures,interruptions in telephone service, or electrical outages may interrupt Service availability. During“Inquiry Only” mode, you may not be able to schedule payments or transfers, or change your password.Although we undertake reasonable efforts to ensure the availability of the Service, we will not be liable in anyway for its unavailability or for any damages that may result from such unavailability.(d) The Service is subject to system capacity and technical limitations. If the Service encounters such limitations,such as an excessive number of bill payments or payees, the Service may not have the capability to display all of