Internet Business Banking Service Agreement - Union Bank

electronic bills. The time for notification may vary from Payee to Payee. You are responsible for ensuring timelypayment of all bills.v. Cancellation of electronic bill notification. The electronic Payee reserves the right to cancel thepresentment of electronic bills at any time. You may cancel electronic bill presentment at any time. Thetimeframe for cancellation of your electronic bill presentment may vary from Payee to Payee. It may take up tosixty (60) days, depending on the billing cycle of each Payee. The Service will notify your electronic Payee(s) asto the change in status of your account and it is your sole responsibility to make arrangements for analternative form of bill delivery. The Service will not be responsible for presenting any electronic bills that arealready in process at the time of cancellation.vi. Non-Delivery of electronic bill(s). You agree to hold the Service harmless should the Payee fail todeliver your statement(s). You are responsible for ensuring timely payment of all bills. Copies of previouslydelivered bills must be requested from the Payee directly.vii. Accuracy and dispute of electronic bill. The Service is not responsible for the accuracy of yourelectronic bill(s). The Service is only responsible for presenting the information we receive from the Payee. Anydiscrepancies or disputes regarding the accuracy of your electronic bill summary or detail must be addressedwith the Payee directly.This Agreement does not alter your liability or obligations that currently exist between you and your Payees.15. TRANSFERS. The following types of transfers are available with the Service:For Personal Accounts Only:(a) Transfers between an Activated Account and an account owned by you at another financialinstitution. You may transfer funds between (to or from) your Activated Account with us and any otheraccount owned by you (or your business) at another U.S. financial institution that supports and permitssuch transfers. Such transfers settle within three Business Days.(b) Transfers from an Activated Account to an account at another financial institution that you do notown or that we have not verified or an account at Union Bank not owned by you (“Unverified Account”).You may make transfers from an Activated Account to an Unverified Account at another U.S. financialinstitution that supports and permits such transfers. Such transfers settle within two Business Days.For both Personal and Business Accounts:(c) Wire Transfers. You may initiate a wire transfer from an Activated Account to a destination within theUnited States. Transaction limits apply. For security reasons, we may require additional verification of youridentity prior to authorizing the wire transfer. All wire transfers are subject to the terms and conditions of theUnion Bank Master Funds Transfer Agreement. A wire transfer fee will be imposed for a completed wiretransfer. Refer to the applicable Account Agreement for more information.(d) Transfers between Activated Accounts (CONSUMER AND BUSINESS). You may transfer the amount ofavailable funds from anActivated Account owned by you to another Activated Account. Transfers to and from your UnionBank Activated Accounts are usually effective immediately if the “from” account has adequate funds andsecurity controls are met.