Letno poroÄilo 2009.pdf - UniCredit Banka Slovenija dd

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Financial StatementsNotes on the Financial StatementsRemuneration paidEUR 1,000 2009 2008Remuneration paid to the Management Board 623 509Salaries and other short-term benefits 623 509Remuneration paid to the Supervisory Board members 17 -Remuneration paid to other employees with an individual contract 542 612Salaries and other short-term benefits 542 612Total 1,182 1,121Number of the Management Board members as of 31. 12. 3 4Number of the Supervisory Board members as of 31.12. 6 5Number of other employees with an individual contract as of 31. 12. 10 6In 2009, there were on average eight employees with an individual contract.Based on additional requirements in the ZGD-1, the Bank reveals renumeration paid to the Management Board members. The ManagementBoard members received: dr. France Arhar 174 thousand euros fix part, 66 thousand euros variable part and 2 thousand euros other revenues;Janko Medja 125 thousand euros fix part, 20 thousand euros variable part, 2 thousand euros other revenues and 1 thousand euros ofreinbursements; Francesco Vercesi (member from October 20th) 44 thousand euros fix part; dr. Heribert Fernau (member until November30th), 106 thousand euros fix part and 1 thousand euros of reinbursements and Stefan Vavti (member until September 30th) 85 thousandeuros fix part and 1 thousand euros of reinbursements. The Management Board members dr. Heribert Fernau and Stefan Vavti receivedadditonal renumeration in the UniCredit Group.The Supervisory Board members received: Giuseppe Verrascina 8.6 thousand euros compensations paid and 0.9 thousand euros ofreinbursements and Andretta Franco 7.5 thousand euros renumeration paid.Note 47: Events after the reporting periodAfter 31 December 2009 the Bank did not detect any major events that would affect the business.Note 48: Legal disputesThere have been four pending litigations amounting together to 6.4 million euros in which the bank has been involved as a defendant onDecember 31, 2009. Claims in all four litigations are in bank’s opinion entirely unfounded and therefore the bank does not expect significantexpenses in this respect. Furthermore, the bank has formed adequate loan-loss provisions for litigations in line with the professional rules.In January 2010 the bank has received a waiver of a claim from the plaintiff in one of the above mentined litigation and as a consequence thebank is only engaged in three pending litigations, which all together amount to 4.7 million euros.Note 49: Statement of material effect on the financial statementUniCredit Banka Slovenija d.d., as a member of the UniCredit Group, enters into several business transactions with related parties from theGroup. Such transactions are conducted at normal market conditions and have no negative impact on presented financial statements. In linewith 545 th paragraph of the Companies Act, we declare that in the years 2009 and 2008 there were no harmful transactions or other actionsdone, which would in any way impair the Bank.Dr. France Arhar Janko Medja, MBA Francesco VercesiChairman of the Management Board Member of the Management Board Member of the Management Board204 2009 Annual Report · UniCredit Bank
Rein Kilk,AS PereCorporate Banking Client – Estonia»As an entrepreneur,I appreciate that, despite thedifficult economic situation,UniCredit Bank is able to actin a cool and calm way whenfinancing an enterprise.The professional behavior ofthe bank in a time of crisismakes entrepreneurs moreconfident, which then helpsstabilize the whole economicenvironment. In every crisis,there are always losers andwinners. The companies thatare lucky enough to have ahighly experienced financialpartner like UniCredit have aclear advantage duringrough times.«It’s easy withUniCredit.UniCredit Bank · 2009 Annual Report 205
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2009 Letno porocilo / Annual Report
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Kazalo / ContentsPredstavitev Banke
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ciljev. Leto 2010 bo zato leto tran
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• Na trgu dela so se novi pogoji
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Cenjene sodelavke in sodelavci, dov
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Organi upravljanja BankeNadzorni sv
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Poslovna mrežaPE Ljubljana BTCŠma
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po vsej Sloveniji. Ob tej priložno
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100-odstotna zašËita vplaËanih s
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Poslovno poroËiloGospodarsko okolj
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Poslanstvo, vizija in strategijaNa
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Poslovno poroËiloFinanËni rezulta
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finanËnimi instrumenti za stranke,
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FINAN»NE OBVEZNOSTI2009 2008191211
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Poslovno poroËiloPoslovanje Banke
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Poslovno poroËiloPoslovanje Banke
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Poslovno poroËiloObvladovanje posl
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Poslovno poroËiloObvladovanje posl
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Poslovno poroËiloDružbena odgovor
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Jozsef Varga,Valid Dental-Medical N
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PoroËilo nadzornega svetaPoroËilo
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HeaderTitle 24ptDace MarkeviËaUral
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PoroËilo neodvisnega revizorjaPoro
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RaËunovodski izkaziRaËunovodski i
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RaËunovodski izkaziBilanca stanjaV
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RaËunovodski izkaziIzkaz gibanja k
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RaËunovodski izkaziPovzetek raËun
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RaËunovodski izkaziPojasnila k ra
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BanËna tveganjaBanËna tveganjaCel
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BanËna tveganjaBanËna tveganjaDel
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BanËna tveganjaBanËna tveganjaKre
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BanËna tveganjaBanËna tveganjasku
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BanËna tveganjaBanËna tveganjaKot
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BanËna tveganjaBanËna tveganjaBil
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BanËna tveganjaBanËna tveganjaObs
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BanËna tveganjaBanËna tveganjaLik
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BanËna tveganjaBanËna tveganjaBil
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BanËna tveganjaBanËna tveganjaBaz
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BanËna tveganjaBanËna tveganjaUpr
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We UniCredit people are committed t
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IntroductionPreface by the Chairman
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IntroductionStatement by the Chairm
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IntroductionStatement by the Chairm
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IntroductionAbout UniCredit Banka S
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126 2009 Annual Report · UniCredit
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IntroductionAchievements and Events
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Business ReportEconomic Environment
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Business ReportMission, Vision and
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Business ReportFinancial Resultsmil
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Business ReportFinancial ResultsFIN
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Business ReportBank’s Segment Per
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Business ReportManaging Business Ri
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Business ReportManaging Business Ri
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Business ReportCorporate Sustainabi
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Page 162 and 163: Report from the Supervisory BoardRe
Page 164 and 165: HeaderTitle 20ptWolfang M. Heckl,De
Page 166 and 167: Report of AuditorsReport of Auditor
Page 168 and 169: Financial StatementsFinancial State
Page 170 and 171: Financial StatementsBalance SheetIt
Page 172 and 173: Financial StatementsStatement of Ch
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Page 182 and 183: Financial StatementsNotes on the Fi
Page 208 and 209: Risk ReportRisk ReportOverall Risk
Page 210 and 211: Risk ReportRisk ReportThe following
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Page 216 and 217: Risk ReportRisk Reportsecurities, c
Page 218 and 219: Risk ReportRisk ReportBalance sheet
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