Letno poročilo 2009.pdf - UniCredit Banka Slovenija dd

Financial StatementsNotes on the Financial StatementsOther administrative costsEUR 1,000 2009 2008Operating leasehold on premises 2,173 1,902IT services 2,204 2,205Communication 1,710 1,332Consulting and auditing services 1,389 1,591Other outsourced services 740 1,428Marketing 1,592 2,796Training 335 638Material costs 474 615Costs of fixed assets maintenance 880 491Insurance 611 458Travel costs 195 243Other costs 703 667Total 13,006 14,366Consulting and auditing services include the audit of the financial statements for 2009 in the amount of 76 thousand euros provided by KPMGSlovenija, podjetje za revidiranje, d.o.o. The same audit company performed the audit of custody business which amounts to 5.5 thousandeuros and the audit of capital adequacy in amount of 1.8 thousand euros. The costs of tax advisory by Ernst & Young Svetovanje d.o.o. amountto 16 thousand euros.The Bank rents a number of branches and office premises. Rental contracts usually run for up to 15 years with the option to renew or cancel them.The minimum future obligations for rental payments less than one year amount to 2,124 thousand euros (in 2008: 2,101 thousand euros).The Bank does not have minimum future obligations for rental payments for more than one year.Note 37: DepreciationEUR 1,000 2009 2008Depreciation of property, plant and equipment 2,118 1,692Depreciation of leasehold improvements 826 562Depreciation of computer hardware 617 595Depreciation of other equipment 675 535Amortisation of intangible assets 2,325 1,856Total 4,443 3,548Note 38: ProvisionsEUR 1,000 2009 2008For pending legal cases (114) (5)For severance and jubilee salaries (127) (185)For potential losses (931) -For off-balance sheet items (181) 67Total (1,354) (123)Reconcilliation between the beginning balance and end balance of provisions with interpretation is in note 17.198 2009 Annual Report · UniCredit Bank