Letno poročilo 2009.pdf - UniCredit Banka Slovenija dd

Financial StatementsNotes on the Financial StatementsDeposits from customersEUR 1,000 31. 12. 2009 31. 12. 2008On demand 274,444 238,397Corporates 147,363 129,406Financial institutions 4,043 2,033Public sector 4,998 8,307Private customers 90,112 73,522Non-residents 27,928 25,129Short-term deposits 439,817 342,542Corporates 90,245 125,687Financial institutions 30,928 22,908Public sector 225,324 79,515Private customers 69,465 98,377Non-residents 23,855 16,055Long-term deposits 106,492 61,348Corporates 4,427 1,771Financial institutions 1,053 7,255Public sector 1,452 1,461Private customers 94,514 46,925Non-residents 5,046 3,936Total 820,753 642,287Deposits from corporates also include deposits from sale traders.Subordinated liabilitiesEUR 1,000 31. 12. 2009 31. 12. 2008Subordinated liabilities to banks 30,129 20,204Total 30,129 20,204In the year 2008, the Bank signed a subordinated loan facility agreement for ten years in the amount of 20,000 thousand euros with loaninterest rate Euribor + 1.1 %.In the year 2009, the Bank signed an additional subordinated loan facility agreement for 10,000 thousand euros with loan interaste rate Euribor+ 3 %. Both facility amounts were signed with UniCredit Bank Austria AG and fully drawn.Note 17: ProvisionsEUR 1,000 31. 12. 2009 31. 12. 2008For pending legal cases 119 5For severance and jubilee salaries 880 794For operational risk - money laundering 14 14Potential losses 931 -For off-balance sheet items 534 353Total 2,478 1,166190 2009 Annual Report · UniCredit Bank