OLP Connect Data Application Form for Business ... - Legal & General

Tips for completing this application form• Yellow parts must be completed.• Green parts are additional questionnaires which only need to be completed if you are instructed to do so within the form.• For joint life plans, please complete Client 1 and Client 2 sections, each client must fill out their own details.• If your financial adviser is going to complete this form on your behalf using the information you have provided, youmust read all of the questions and answers carefully before signing the Client Declaration and Consent at the end.Your financial adviser is acting on your behalf in this respect.To help you complete this application you will need:• Information relating to existing or previous life insurance.• Details of medication or treatment that you are currently having.• Your doctor’s name and the practice name and address (including their postcode).• Your bank account details.Please be aware of the following points before proceeding with this application:Why it’s important that you give us the right informationYou must tell Legal & General everything they ask for as all answers may be taken into account when assessingacceptance of the application and in calculating the premium.Legal & General will try to rely on the information that you tell them and you must not assume that they will always clarifythat information with your doctor (GP). However, Legal & General may, as part of their administrative procedures, requesta copy of your full health records from your doctor (GP) to check the medical information you provide.If any of your answers change AFTER you have completed the questions in this application form, but BEFORE your policystarts (see section opposite) you must tell Legal & General immediately. This is just as important as giving full, accurateand truthful answers in the first place. If you have given the information in the past please provide it again.How we safeguard the information you give usConfidentialityLegal & General follow a strict confidentiality code about all medical information they hold. This means that your medicalinformation is held securely and access is limited to authorised individuals who need to see it.A copy of the confidentiality policy is available on request.The information you give Legal & GeneralThey will only use the information provided, for the purposes of underwriting, processing and administering the policyor policies requested, or any subsequent policy(ies) and for statistical analysis. Legal & General will keep the informationfor the duration of any policy issued and for a period after the policy has ceased. They may also use the information inprocessing any claim under the policy or policies. If the application does not go ahead, the information will only be heldfor a limited period of time from the date of cancellation.Application Form Page 3

Your personal and medical informationLegal & General will not pass any personal or medical information to a third party without your consent. This willonly be necessary in the following circumstances:• If Legal & General ask you to attend a medical screening or they need to get a copy of your full health recordsfrom your doctor.• If Legal & General need to send your personal and medical information to their reinsurer for its opinion oragreement on the acceptance terms to be offered, and/or, at a later stage, for the purpose of administering yourpolicy. This will only be in accordance with Legal & General’s reinsurance business principles, details of whichare available on request.• If you ask Legal & General to send your medical information to another insurance provider to whom you areapplying, or that provider asks Legal & General for your medical information.• If Legal & General need to share information, at the time of a claim, with other insurance companies to preventfraudulent claims. This would be via a Register of Claims and a list of participants is available on request.If you would prefer, you may complete the medical questions in private and return the answers in a sealedenvelope directly to the Medical Officer at Legal & General Assurance Society Limited, Brunel House,2 Fitzalan Road, Cardiff CF24 0EB.Confirming your identityTo protect the client and Legal & General from financial crime, Legal & General may need to confirm the client’sidentity. Legal & General may do this using reference agencies to search sources of information about the client (anidentity search). This will not affect the client’s credit rating. If this identity search fails, Legal & General may need toask the client for documents to confirm the client’s identity.Please be aware of the following informationWhen your policy startsThe benefits provided by the policy or policies will not start until Legal & General have assessed and accepted yourapplication, you have agreed to any revised premium or revised policy conditions, the chosen start date has beenreached and the first premium has been paid.Complaints procedureLegal & General have a formal complaints procedure and details will be given to you when you receive your policydocumentation.The Contract will be governed by the law of England and Wales.CHECKING YOUR DETAILSLegal & General will post a Checking Your Details pack to each life assured reiterating the application details submitted tothem, and asking for any errors or omissions to be notified to them. For joint life applications, each life assured will only besent the medical details applicable to him or her. Failure to notify Legal & General of any errors or omissions may meanthat a claim under the policy or policies may not be paid.Page 4Application Form

APPLICATION FORM – PART AOLP CONNECT – QUOTE.Business ProtectionPart A is designed to mirror the quote section in OLP Connect so that you can capture yourclient’s requirements in advance and complete the quote in OLP Connect.BASIC DETAILSFull name and titlePlease ensure you giveall of your middle names.Client oneMr/Mrs/Miss/Ms/Dr/Rev/OtherForename(s) and middle name(s) in fullClient twoMr/Mrs/Miss/Ms/Dr/Rev/OtherForename(s) and middle name(s) in fullSurnameSurnameGenderWe only use your gender forpurposes that comply withrequirements under theEquality Act.MaleFemaleMaleFemaleDate of birth (DDMMYYYY)During the last 12 monthshave you smoked anycigarettes, cigars, a pipe orused nicotine replacements?Yes –regularlyYes –occasionallyNone at allA simple medical test may be required to check youranswer.If you smoke cigarettes, cigars, a pipe or use nicotinereplacements weekly or more often you shouldanswer ‘Yes – regularly’.Yes –regularlyYes –occasionallyNone at allA simple medical test may be required to check youranswer.If you smoke cigarettes, cigars, a pipe or use nicotinereplacements weekly or more often you shouldanswer ‘Yes – regularly’.Employment statusFull time employeePart time employeeFull time employeePart time employeeContract workerSelf employedContract workerSelf employedRetiredStudentRetiredStudentUnemployedHousepersonUnemployedHousepersonApplication Form – Part A Page 5

APPLICATION FORM – PART AOCCUPATION DETAILSOnly applicable for applications which include Critical Illness Cover.You don’t need to answer this question if you are a Houseperson, retired, a student or unemployed.Client oneClient twoPlease indicate youroccupation type from thecategories listed opposite.If your occupation doesn’t fitinto one of these categories,tick ‘Another category’.Working in an office-type environment for at least 75% of yourtypical working dayRetail – for example, salesperson, retailer, shop worker ormanager, (except market traders)Catering – for example, caterer, chef, cook, waiter, waitress,kitchen staffEducation – for example, teacher, lecturer, head teacher,classroom assistant, nursery workerHealthcare – for example, nursing, medical, surgical, carerAnother category (including market traders)If ‘Healthcare’, please select:Nurse, staff nurse, charge nurse, sister, matron, auxiliary,paramedic, practice nurse, dental nurse, district nurse, midwifeSurgeon, anaesthetist, obstetrician, gynaecologist, dentist,dental hygienist, carer, care assistant, social worker,physiotherapistPhysician, medical or general practitioner, hospital doctor (otherthan surgeon, anaesthetist, obstetrician or gynaecologist – seeabove), psychiatrist, osteopathClient oneIf ‘Another category’, please give details:Occupation*Client twoIf ‘Another category’, please give details:Occupation*The occupation class is to becompleted by your financialadviser.Occupation class12 3 4*Please complete for main occupation only.Occupation class12 3 4*Please complete for main occupation only.Page 6Application Form – Part A

BUSINESS PROTECTION PRODUCTSPlease note:• Term Assurance is Legal & General’s product name for life cover and CIC stands for Critical Illness Cover throughout this application.• Start date. If this plan replaces another, please consider the premium collection date of your existing plan, to reduce the possibility of double cover.PRODUCT SELECTION PRODUCT DETAILSReason forPurchaseBusinessProtectionSelect a ProductTermAssuranceSum Assured£PremiumFrequencyMonthlyPolicy TermyrsReason for Business ProtectionKey Person ProtectionLevel orDecreasingLevelPolicy InterestRateIndexationNot available if‘Decreasing’ isselectedWaiver ofPremium BenefitNoor Premium£AnnualDirector Share ProtectionPartner Share ProtectionBusiness LoanProtection onlyDecreasing onlyYesClient 1Client 2Business Loan Protection Decreasing% NoBothSelect ClientCritical IllnessCoverTotal and PermanentDisability CoverPlans including CICGuaranteed orReviewable PremiumsPayment of BenefitLump SumStart date (DDMMYYYY)Client 1 only (single life)Client 2 only (single life)Both (joint life)NoYesNoYes – Own OccupationYes – Specified WorkTasksGuaranteedPlans including CICReviewableInstalment optionsnot available if‘Business LoanProtection’ is selected2-yr Instalments3-yr Instalments5-yr Instalmentsor not knownPRODUCT SELECTION PRODUCT DETAILSReason forPurchaseBusinessProtectionSelect a ProductTermAssuranceSum Assured£or Premium£PremiumFrequencyMonthlyAnnualPolicy TermyrsReason for Business ProtectionKey Person ProtectionDirector Share ProtectionPartner Share ProtectionLevel orDecreasingLevelBusiness LoanProtection onlyPolicy InterestRateDecreasing onlyIndexationNot available if‘Decreasing’ isselectedYesWaiver ofPremium BenefitNoClient 1Client 2Business Loan Protection Decreasing% NoBothSelect ClientCritical IllnessCoverTotal and PermanentDisability CoverPlans including CICGuaranteed orReviewable PremiumsPayment of BenefitLump SumStart date (DDMMYYYY)Client 1 only (single life)Client 2 only (single life)Both (joint life)NoYesNoYes – Own OccupationYes – Specified WorkTasksGuaranteedPlans including CICReviewableInstalment optionsnot available if‘Business LoanProtection’ is selected2-yr Instalments3-yr Instalments5-yr Instalmentsor not knownApplication Form – Part A Page 7

BUSINESS PROTECTION PRODUCTS continuedPRODUCT SELECTION PRODUCT DETAILSReason forPurchaseSelect a ProductSum AssuredPremiumFrequencyBusinessProtectionTermAssurance£Monthlyor PremiumAnnual£Select ClientCritical IllnessCoverTotal and PermanentDisability CoverPlans including CICClient 1 only (single life)NoNoClient 2 only (single life)YesYes – Own OccupationBoth (joint life)Yes – Specified WorkTasksPRODUCT SELECTION PRODUCT DETAILSReason forPurchaseSelect a ProductSum AssuredPremiumFrequencyBusinessProtectionTermAssurance£Monthlyor PremiumAnnual£Select ClientCritical IllnessCoverTotal and PermanentDisability CoverPlans including CICClient 1 only (single life)NoNoClient 2 only (single life)YesYes – Own OccupationBoth (joint life)Yes – Specified WorkTasksPolicy TermReason for Business ProtectionLevel orDecreasingPolicy InterestRateyrsKey Person ProtectionLevelDirector Share ProtectionPartner Share ProtectionBusiness LoanProtection onlyDecreasing onlyBusiness Loan Protection Decreasing%Guaranteed orReviewable PremiumsPayment of BenefitLump SumGuaranteedPlans including CICReviewableInstalment optionsnot available if‘Business LoanProtection’ is selected2-yr Instalments3-yr Instalments5-yr InstalmentsPolicy TermReason for Business ProtectionLevel orDecreasingPolicy InterestRateyrsKey Person ProtectionLevelDirector Share ProtectionPartner Share ProtectionBusiness LoanProtection onlyDecreasing onlyBusiness Loan Protection Decreasing%Guaranteed orReviewable PremiumsPayment of BenefitLump SumGuaranteedPlans including CICReviewableInstalment optionsnot available if‘Business LoanProtection’ is selected2-yr Instalments3-yr Instalments5-yr InstalmentsIndexationNot available if‘Decreasing’ isselectedWaiver ofPremium BenefitNoClient 1YesClient 2NoBothStart date (DDMMYYYY)or not knownIndexationNot available if‘Decreasing’ isselectedWaiver ofPremium BenefitNoClient 1YesClient 2NoBothStart date (DDMMYYYY)or not knownPage 8Application Form – Part A

APPLICATION FORM – PART BOLP CONNECT –STANDARD UNDERWRITING (SAB2.2).Business ProtectionPart B is designed to mirror the Standard Underwriting route in OLP Connect so that you cancapture your client’s answers in advance and complete the application in OLP Connect. Thisform cannot be used with the Interactive Underwriting route.CUSTOMER CONTACT DETAILSClient oneClient twoWhat is your contact address,including postcode?Please check that you’ve filledin your postcode as this isessential for processing theapplication more quickly.As Client 1PostcodePostcodeWhat is your home address,including postcode, if differentfrom the contact addressprovided above?Please check that you’vefilled in your postcode.As Client 1PostcodePostcodeWhat are your contact details?Please ensure that youcomplete all details.Work phoneHome phoneMobile phoneEmail addressWork phoneHome phoneMobile phoneEmail addressIt may be necessary for us tocontact you to discuss yourapplication, which might includediscussing matters of a sensitivenature. Are you happy for us totelephone you in this event?Please note, we may recordand monitor calls.YesNoIf ‘Yes’, which phone number and time is most suitable?WorkMon-Fri9am-11amMon-Fri2pm-4pmMon-Fri6pm-8pmHomeMon-Fri11am-2pmMon-Fri4pm-6pmMobileYesNoIf ‘Yes’, which phone number and time is most suitable?WorkMon-Fri9am-11amMon-Fri2pm-4pmMon-Fri6pm-8pmHomeMon-Fri11am-2pmMon-Fri4pm-6pmMobileApplication Form – Part B Page 9

WORK, TOTAL COVER AND TRAVELIt’s very important you answer every question truthfully and accurately to ensure all valid claims are paid to protect you and your dependants. Ifyou don’t, it could mean a claim may not be paid and your policy may be cancelled. Legal & General won’t always write to your doctor to confirmyour answers.Client oneClient twoPlease tick to confirm you’ve read the abovestatement.Please tick to confirm you’ve read the abovestatement.If you’re a Houseperson, retired, a student or unemployed, please ignore this question and proceed to the next question.Client oneClient twoDo you work in any of theoccupations or environmentsopposite?If ‘Yes’, tick all that apply.If ‘No’, tick ‘None of the above’.15 metres is the height of a typical3 storey house.Outside at heights over 15 metres (50 ft) for more than 5 hours duringa typical weekThe Armed Forces or as a member of the Army ReserveThe offshore fishing industryThe offshore oil or gas industryAs a full time barman, barmaid or landlord in a public house.Full time means working an average of 30 or more hours a week.UnderwaterUnderground, for example mining, tunnellingWith explosivesNone of the aboveClient oneClient twoPlease tell us your occupation ifyou haven’t told us already in thisform and you’ve ticked one of theoccupations in this question.Occupation*Occupation**If you have more than one, please state your main occupation only.Including this application, will thetotal amount of cover on your lifefor business purposes exceed£1,500,000 life cover or £750,000critical illness cover?Please ignore cover that will becancelled and applications that arefor comparison purposes only.Yes£NoIf ‘Yes’:How much business protection life cover doyou have?How much business protection critical illnesscover do you have?Enter an amount if you answered yes to thisquestion and this application includes criticalillness cover.Yes£NoIf ‘Yes’:How much business protection life cover do youhave?How much business protection critical illnesscover do you have?Enter an amount if you answered yes to thisquestion and this application includes criticalillness cover.£ £If you’ve answered ‘Yes’ to the above question, please complete the Business Assurance Questionnaire (page 17) BEFORE continuingwith the next question.Page 10Application Form – Part B

Client oneClient twoDuring the last 5 years have youspent more than 90 consecutivedays in Africa, the Caribbean,Russia, Thailand or Ukraine?The Caribbean includes Antigua,Bahamas, Barbados, Bermuda,Cuba, Dominican Republic,Grenada, Haiti, Jamaica, Trinidadand Tobago and its other islands.YesNoIf ‘Yes’, which part of the world was this?(tick all that apply)Africa – Algeria, Egypt, Libya, Morocco, TunisiaAfrica – otherRussia or UkraineThe CaribbeanThailandYesNoIf ‘Yes’, which part of the world was this?(tick all that apply)Africa – Algeria, Egypt, Libya, Morocco, TunisiaAfrica – otherRussia or UkraineThe CaribbeanThailandDuring the next 2 years do youintend to spend more than 30consecutive days outside the UK?Please ignore travel as a memberof the Armed Forces.In this context, UK includesEngland, Scotland, Wales andNorthern Ireland.YesNoIf ‘Yes’, please give the following details:Will you be staying within the European Union,United States of America, Canada, Australia orNew Zealand?Yes NoDo you plan to leave the UK permanently?YesNoIf ‘Yes’, please give the following details:Will you be staying within the European Union,United States of America, Canada, Australia orNew Zealand?Yes NoDo you plan to leave the UK permanently?YesNoYesNoIf ‘Yes’ to leaving permanently, when do you intendto leave?If ‘Yes’ to leaving permanently, when do you intendto leave?Within 3 monthsLater than 3 monthsWithin 3 monthsLater than 3 monthsIf ‘No’ to leaving permanently:How long do you plan to be outside the UK orRepublic of Ireland during the next 2 years?If ‘No’ to leaving permanently:How long do you plan to be outside the UK orRepublic of Ireland during the next 2 years?weeksdaysweeksdaysWhich countries or islands outside the EuropeanUnion, United States of America, Canada, Australiaor New Zealand are you going to?Which countries or islands outside the EuropeanUnion, United States of America, Canada, Australiaor New Zealand are you going to?HAZARDOUS ACTIVITIESClient oneClient twoDo you regularly take part in any ofthe activities listed opposite or doyou intend to do so within the next6 months?Please ignore one off bungee andparachute jumps.If ‘Yes’, tick all that apply.If ‘No’, tick ‘None of the above’.Caving or PotholingFlying (other than as a fare-paying passengeror cabin crew)Hang gliding or ParaglidingMotor car sportMotorcycle sportMountaineering or Rock climbingParachuting, Sky diving or BASE jumpingPowerboat racingSailing other than inlandUnderwater divingAny Extreme Sport, for example bungeejumping, canyoning, white water raftingNone of the aboveCaving or PotholingFlying (other than as a fare-paying passengeror cabin crew)Hang gliding or ParaglidingMotor car sportMotorcycle sportMountaineering or Rock climbingParachuting, Sky diving or BASE jumpingPowerboat racingSailing other than inlandUnderwater divingAny Extreme Sport, for example bungeejumping, canyoning, white water raftingNone of the aboveIf you’ve ticked any of the activities listed in the question above, please complete the Hazardous Activities Questionnaire (page 21) BEFOREcontinuing with the next question.Application Form – Part B Page 11

GENERAL HEALTH AND LIFESTYLEPlease don’t assume that we’ll contact your doctor for confirmation of medical details.Genetic Testing.The Association of British Insurers (ABI) have a policy on genetics and insurance. Currently, you only need to tell us about any genetic test resultsconcerning Huntington’s disease, for life insurance over £500,000 in total. This is because the Government has approved this test for insurers to use.The total is for any life insurance application being made now together with any life insurance you have already. You don’t need to tell us about anyother genetic test result. However, you must tell us if you are experiencing symptoms of, or are having treatment for, a medical condition includingany genetically inherited condition. You must also tell us of any family history of a medical condition as asked for in the relevant question in thisapplication. If you want to tell us about a negative genetic test result, we’ll be willing to consider this when setting your premium. A copy of theConcordat and Moratorium on Genetics and Insurance is available from us on request or from the ABI website www.abi.org.ukClient oneClient twoWhat is your height(without shoes)?mORftinmORftinWhat is your weight(in indoor clothes)?kgORstlbkgORstlbIf you’re pregnant, please give your weight immediately prior to this pregnancy.What is your trouser size or, forfemales, your UK dress, skirt ortrouser size?Complete only one answer.ORcmORinUK dress, skirt or trouser sizeORcmORinUK dress, skirt or trouser sizeHow many cigarettes do yousmoke on average each day?Please use the size from the most recent clothing purchase you made for yourself.If you’re pregnant, please advise your size immediately prior to this pregnancy.cigarettes per daycigarettes per dayIf you don’t smoke cigarettes daily, please enter ‘0’.During the last 5 years have you usedany of the drugs listed opposite? – Recreational drugs other than cannabis, for – Recreational drugs other than cannabis, forexample cocaine, ecstasy, heroinexample cocaine, ecstasy, heroinWe’ll only use the answer to thisquestion to assess your application – Methadone– Methadoneand at claim stage. Therefore there – Anabolic steroids not prescribed by a doctor – Anabolic steroids not prescribed by a doctorare no ‘legal implications’ inanswering yes to this question. Yes NoYes NoHave you ever tested positive forHIV, or are you waiting for theresult of an HIV test?A negative HIV test result won’t,by itself, have any effect on youracceptance terms for insurance.Tested positive for HIVAwaiting results of HIV testNoTested positive for HIVAwaiting results of HIV testNoHow often do you drink alcohol?Tick only one answer.NeverMonthly or lessfrequentlyOn specialoccasions onlyTwo or threetimes a monthNeverMonthly or lessfrequentlyOn specialoccasions onlyTwo or threetimes a monthWeeklyWeeklyFor example, a drink is a glass ofwine or a glass or bottle of beer.If ‘Two or three times a month’, on atypical day when you have alcohol,how many alcoholic drinks do you have?If ‘Weekly’, during a typical week, howmany alcoholic drinks do you have?If ‘Two or three times a month’, on atypical day when you have alcohol,how many alcoholic drinks do you have?If ‘Weekly’, during a typical week, howmany alcoholic drinks do you have?Have you ever been seen by analcohol specialist or attended analcohol support group or been toldthat you have any liver damage?Tick all that apply.Seen by an alcohol specialist or attendeda support groupTold about liver damageNeitherSeen by an alcohol specialist or attendeda support groupTold about liver damageNeitherHave you ever been told by a healthprofessional that you should reducethe amount of alcohol you havebecause you were drinking toomuch?YesNoIf ‘Yes’, when was this?YesNoIf ‘Yes’, when was this?What were you drinking at the time?What were you drinking at the time?Page 12Application Form – Part B

HEALTH – EVERWhen answering the following questions, if you’re unsure whether to tell us about a medical condition, please tell us anyway. There’s no needto tell us about the same condition more than once in this application.Client oneClient twoHave you ever:a) had diabetes or a heart condition, for exampleangina, heart attack, heart valve problem,heart surgery?YesNoYesNob) had a stroke, mini stroke, transient ischaemicattack (TIA), brain haemorrhage or surgery toyour blood vessels?YesNoYesNoPlease ignore varicose veins unless there’s ulceration present.c) had cancer, Hodgkin lymphoma,Non-Hodgkin lymphoma, leukaemia or amelanoma?d) had a cyst, growth or tumour in either your brainor spine?YesYesNoNoYesYesNoNoe) had any neurological condition or visualdisturbance, for example epilepsy, multiplesclerosis, muscular dystrophy, cerebral palsy,motor neurone disease, Parkinson’s disease,optic neuritis?YesNoYesNoPlease ignore long and short sightedness that’s been corrected.f) been admitted overnight to hospital or referredto a psychiatrist for mental illness, anorexiaor bulimia?YesNoYesNoIf you’ve answered ‘Yes’ to ANY part of the above question, please complete one of the Medical Questionnaires (page 22) BEFOREcontinuing with the next question.HEALTH – LAST 5 YEARSApart from anything you’ve alreadytold us about in this application,during the last 5 years have youseen a doctor, nurse or other healthprofessional for:a) raised blood pressure, raised cholesterol orcondition affecting blood or blood vessels, forexample anaemia, excess sugar in the blood,blood clot, deep vein thrombosis?b) any condition affecting your kidneys, bladderor prostate, for example blood or protein inthe urine, kidney or bladder stones?c) any condition affecting your stomach,oesophagus or bowel, for example Crohn’sdisease, ulcerative colitis?YesYesYesNoNoNoYesYesYesNoNoNoPlease ignore diarrhoea, food poisoning, sickness or vomiting,stomach bug or upset, provided no hospital investigation was advisedor completed.d) any condition affecting your gall bladder, liver orpancreas, for example hepatitis, fatty liver?YesNoYesNoe) any condition affecting your lungs or breathing,for example asthma, emphysema, sleep apnoea,sarcoidosis?YesNoYesNoPlease ignore hay fever and one off chest infections from which you’vefully recovered.f) lupus, fibromyalgia, gout or any type of arthritis,neck, back, spine or joint trouble, for examplerheumatoid arthritis, sciatica?g) anxiety, depression or any mental illness that’srequired treatment or counselling, or chronicfatigue syndrome?YesYesNoNoYesYesNoNoh) a growth, lump, polyp or tumour of any kind?YesNoYesNoi) chest pain, palpitations or irregular heartbeat?paralysis, numbness, persistent tingling orpins and needles, tremor or facial pain otherthan dental pain?memory loss, dizziness or balance problems?Yes No Yes NoIf you’ve answered ‘Yes’ to ANY part of the above question, please complete one of the Medical Questionnaires (page 22) BEFOREcontinuing with the next question.Application Form – Part B Page 13

HEALTH – LAST 5 YEARS continuedWhen answering the following questions, if you’re unsure whether to tell us about a medical condition, please tell us anyway. There’s no needto tell us about the same condition more than once in this application.Only answer this question if you’re applying for Critical Illness Cover.Client oneClient twoApart from anything you’ve alreadytold us about in this application,during the last 5 years have youseen a doctor, nurse or other healthprofessional for:a) a mole or freckle?Please ignore birthmarks where no treatment or specialist referral hasbeen advised.b) any condition affecting your thyroid?Yes NoYesNoYesYesNoNoc) any condition affecting your ears or hearing, forexample Meniere’s disease, deafness?YesNoYesNoPlease ignore simple earache and ear infections that have resolved leavingno continuing hearing loss.d) any condition affecting your eyes or vision, notwholly corrected by spectacles, lenses or laser Yes Notreatment, for example cataract, blindness?This question is applicable for females only:YesNoe) any gynaecological condition for which you’venot yet been discharged from follow up, or acervical smear requiring further investigations?YesNoYesNoPlease ignore routine cervical smears if the results have been normal.If you’ve answered ‘Yes’ to ANY part of the above question, please complete one of the Medical Questionnaires (page 22) BEFOREcontinuing with the next question.HEALTH – LAST 12 MONTHSApart from anything you’ve alreadytold us about in this application,during the last 12 months have you:a) had any medical condition, illness or injurythat you’ve received treatment for over acontinuous period of 4 weeks or more?YesNoYesNoPlease ignore oral contraception pill, pregnancy and minor accidents andinjuries, for example pulled or strained muscle, torn ligament or tendon,sprained joint, provided they’ve not kept you off work for 2 weeks for more.b) been referred to or had any investigations inhospital, for example biopsy, scan, ECG?YesNoYesNoPlease ignore investigations related to pregnancy or infertility where theresults have been confirmed as normal.If you’ve answered ‘Yes’ to ANY part of the above question, please complete one of the Medical Questionnaires (page 22) BEFOREcontinuing with the next question.HEALTH – CONTINUEDApart from anything you’ve alreadytold us about in this application, doyou have any medical condition orsymptom that:a) your doctor or nurse told you to see themabout during the next 3 weeks?Please ignore consultations for repeat prescriptions and pregnancy.YesNoYesNoDuring the last 3 months have youhad any of the symptoms listedopposite?b) unexplained bleeding, weight loss, lump or growth– mole or freckle that’s bled or changed in appearance– a cough that’s lasted for 3 weeks or moreYes No Yes No– any other symptom that you may see a health professionalabout for the first time during the next 4 weeksIf you’ve answered ‘Yes’ to EITHER of the above questions, please complete one of the Medical Questionnaires (page 22) BEFOREcontinuing with the next question.Page 14Application Form – Part B

FAMILY HISTORYIf you’re aged over 50, only answer this question if your application includes Critical Illness Cover. If you’re aged 50 or under, pleaseanswer this question.Client one3No. ofrelativesaffectedYoungestageaffectedSecondyoungestage affectedClient two3No. ofrelativesaffectedYoungestageaffectedSecondyoungestage affectedHave any of your natural parents,brothers or sisters, before theage of 60, had any of theconditions opposite?If ‘Yes’, tick all that apply.If ‘No’, tick ‘None of the above’.Please answer in relation to thefamily members above that youknow about. If you don’t knowabout any of these relatives,answer ‘Don’t know’.For each condition selected,please give:• the total number of relativeswho had the condition• their age(s) at the time thecondition first occurred (exceptwhere indicated) – but only theyoungest (lowest) age(s).The conditions shown aren’talways hereditary and it’s notintended to imply that they are.Heart attack, Angina, Stroke or Type 2 DiabetesCancer of the BreastCancer of the OvaryCancer of the Bowel (Colon)Cancer of another siteIf ‘Cancer of another site’, for each relative pleasetell us the part of the body affected by the ‘primary’cancer, that is, where it first occurred in the body.Heart attack, Angina, Stroke or Type 2 DiabetesCancer of the BreastCancer of the OvaryCancer of the Bowel (Colon)Cancer of another siteIf ‘Cancer of another site’, for each relative pleasetell us the part of the body affected by the ‘primary’cancer, that is, where it first occurred in the body.Cardiomyopathy (primary disorder of the heart muscle)Cardiomyopathy (primary disorder of the heart muscle)Multiple SclerosisMultiple SclerosisN/AN/AN/AN/AIf ‘Multiple Sclerosis’, please tell us the familymember(s) affected:If ‘Multiple Sclerosis’, please tell us the familymember(s) affected:MotherFatherMotherFatherBrother(s)Sister(s)Brother(s)Sister(s)Myotonic DystrophyMyotonic DystrophyPolyposis coli (Familial adenomatous)Polyposis coli (Familial adenomatous)Polycystic Kidney DiseasePolycystic Kidney DiseaseMotor Neurone DiseaseMotor Neurone DiseaseHuntington’s DiseaseHuntington’s DiseaseParkinson’s DiseaseParkinson’s DiseaseAlzheimer’s DiseaseAlzheimer’s DiseasecontinuesApplication Form – Part B Page 15

FAMILY HISTORY continuedClient one3No. ofrelativesaffectedYoungestageaffectedSecondyoungestage affectedClient two3No. ofrelativesaffectedYoungestageaffectedSecondyoungestage affectedAny other condition that runs in your family andthat you’re receiving regular follow up orscreening forAny other condition that runs in your family andthat you’re receiving regular follow up orscreening forIf ‘Any other condition’, please give details of thecondition(s) and the results of any investigations.If ‘Any other condition’, please give details of thecondition(s) and the results of any investigations.None of the aboveDon’t knowNone of the aboveDon’t knowTRUST AND OWNERSHIPClient oneClient twoAre any of the policies on thisapplication replacing an existingpolicy or policies held withLegal & General?We may need to get authority tocancel the policy if it is in trust orowned by someone else.YesNoIf ‘Yes’, please enter the policy number(s) to bereplaced.YesNoIf ‘Yes’, please enter the policy number(s) to bereplaced.Is it your intention to put any ofthe policies on this applicationunder Trust?YesNoIf ‘Yes’, which policy(ies)?YesNoIf ‘Yes’, which policy(ies)?If you’ve answered ‘Yes’ to the above question, please contact your financial adviser about the type of trust most appropriate to you andyour circumstances.Are any of the policies on thisapplication to be owned byanother individual or business?YesNoIf ‘Yes’, which policy(ies)?YesNoIf ‘Yes’, which policy(ies)?If you’ve answered ‘Yes’ to the above question, please complete a Policy Owner Questionnaire for each policy (page 25) BEFOREcontinuing with the next question.DOCTOR’S DETAILSPlease include your doctor’spractice name or clinic, postcodeand telephone number as thisis essential for processing yourapplication more quickly.Please don’t assume thatwe’ll contact your doctor forconfirmation of medical details.Doctor’s namePractice/clinic name and address(including postcode)Doctor’s namePractice/clinic name and address(including postcode)As client 1Telephone numberPostcodeTelephone numberPostcodeThis now completes the mandatory question and answer part of your application.The following five green sections are all additional questionnaires which you only need to complete if we’ve asked you to in one of theprevious questions, or if you need to provide us with additional information.Please now ensure you read and sign the Client Declaration and Consent in Part C1 and complete the Direct Debit instruction in Part C3.Page 16Application Form – Part B

QUESTIONNAIRE 1 – BUSINESS ASSURANCE QUESTIONAIREThis questionnaire only applies if you have answered ‘Yes’ to the Total Cover question on page 10.Client oneClient two1. Do you have, or are you applyingfor, any other Life cover withLegal & General or with anotherinsurance company?This includes any Life coverprovided by your employer.If ‘Yes’ and you need morespace, please use the AdditionalInformation section on page 24.Yes NoIf ‘Yes’, please give details:CompanyStart datePolicy typeYes NoIf ‘Yes’, please give details:CompanyStart datePolicy typeTermyearsTermyearsAmount of cover £Amount of cover £Reason for coverReason for coverWill this policy remainin force/be going ahead?Do you have any otherpolicies to tell us about?YesYesNoNoIf ‘Yes’, please give the same details as above for theother policy(ies), on page 24 (Additional Information)before continuing with this section.Will this policy remainin force/be going ahead?Do you have any otherpolicies to tell us about?YesYesNoNoIf ‘Yes’, please give the same details as above for theother policy(ies), on page 24 (Additional Information)before continuing with this section.2. Do you have, or are youapplying for, any otherCritical Illness cover withLegal & General or withanother insurance company?If ‘Yes’ and you need morespace, please use the AdditionalInformation section on page 24.Yes NoIf ‘Yes’, please give details:CompanyStart datePolicy typeYes NoIf ‘Yes’, please give details:CompanyStart datePolicy typeTermyearsTermyearsAmount of cover £Amount of cover £Reason for coverReason for coverWill this policy remainin force/be going ahead?Yes NoDo you have any otherpolicies to tell us about?Yes NoIf ‘Yes’, please give the same details as above for theother policy(ies), on page 24 (Additional Information)before continuing with this section.Will this policy remainin force/be going ahead?Do you have any otherpolicies to tell us about?YesYesNoNoIf ‘Yes’, please give the same details as above for theother policy(ies), on page 24 (Additional Information)before continuing with this section.3. Business details TradingnameNumber ofemployeesHow long has thebusiness been trading? years monthsTradingnameNumber ofemployeesHow long has thebusiness been trading? years monthsApplication Form – Part B Page 17

Client oneTurnoverGross profitNet profit(before tax)Client twoTurnoverGross profitNet profit(before tax)4. Please give turnover, grossprofit and net profit (beforetax) figures for the last threecompleted years.If the business has been tradingfor between one and three years,please provide figures for allcompleted years.If the business has been tradingfor less than one year, pleaseprovide projected figures.MostrecentyearLastyearPreviousyearProjectedfigures£ £ ££ £ ££ £ ££ £ £MostrecentyearLastyearPreviousyearProjectedfigures£ £ ££ £ ££ £ ££ £ £5. Has a loss been reported in thelast two years or is a loss due tobe reported?If you answer ‘Yes’ to this questionplease provide a copy of the lasttwo years’ reports and accounts.Reports and accounts are alsorequired when a certain amount ofcover is reached. Please speak toyour Financial Adviser to see if thisapplies to you.YesNoIf ‘Yes’, please give an explanation of why thisoccurred and give details of any action taken:YesNoIf ‘Yes’, please give an explanation of why thisoccurred and give details of any action taken:6. What is your exact shareholdingin the business and the currentvalue of that shareholding?Percentageof shares%Currentvalue£Percentageof shares%Currentvalue£7. Have you been investigated,arrested, charged, convictedor do you have a prosecutionpending for any of the following?Bribery, Corruption, Counterfeiting,Embezzlement, Fraud, Moneylaundering, Tax evasion.Please ignore any conviction thatis spent under the Rehabilitationof Offenders Act.Please tick only one answer.InvestigatedArrestedChargedConvictedProsecution pendingNoIf you have been investigated, arrested or charged,please give details:InvestigatedArrestedChargedConvictedProsecution pendingNoIf you have been investigated, arrested or charged,please give details:If you have selected a product for Business Loan Protection, please continue with the next question.If you haven’t selected a product for Business Loan Protection, please now go straight to the Key Person Protection or Director Shareand/or Partner Share Protection questions.BUSINESS LOAN PROTECTION8. Please give details of yourbusiness mortgage/loan.For some applications, a copy ofyour loan offer or the latest loanstatement of interest may needto be provided. Please speak toyour Financial Adviser to see if thisapplies to you.What is the reason for your mortgage/loan?If ‘Other’, please give detailsBusiness premisesExpansionOtherEquipmentWhat is the reason for your mortgage/loan?If ‘Other’, please give detailsBusiness premisesExpansionOtherEquipmentName(s)of lender(s)Name(s) ofborrower(s)Name(s)of lender(s)Name(s) ofborrower(s)continuesPage 18Application Form – Part B

Client oneClient twoMortgage/loan amount£Mortgage/loan amount£Mortgage/loan termyearsMortgage/loan termyearsInterest rate %Does the term oramount of cover of thispolicy differ from themortgage/loan?YesIf ‘Yes’, please explain why you require thisNoInterest rate %Does the term oramount of cover of thispolicy differ from themortgage/loan?YesIf ‘Yes’, please explain why you require thisNoType of mortgage/loan:Type of mortgage/loan:New orremortgageExistingarrangementNew orremortgageExistingarrangementRepayment basisIf ‘Other’, please give detailsInterest onlyCapitaland interestOtherRepayment basisIf ‘Other’, please give detailsInterest onlyCapitaland interestOther9. Are any other policies beingtaken out to cover thismortgage/loan?YesNoIf ‘Yes’, please give full details:YesNoIf ‘Yes’, please give full details:If you have selected a product for Key Person Protection, please continue with question 10. Otherwise:– if you have selected a product for Director Share and/or Partner Share Protection, please now go straight to question 16; or– if you HAVEN’T selected a product for Director Share and/or Partner Share Protection, and you have completed this questionnaire then youshould return to your application on page 11.KEY PERSON PROTECTION10. What is the total remuneration(including dividends, bonusesetc) that you have received ineach of the last three years?Current yearLast year££Current yearLast year££Previous year£Previous year£11. What type of work are youengaged in?12. Please explain the effect your losswould have on the business.For example, profits may reduce,key contacts may be lost or youmay be the guarantor of a loan.continuesApplication Form – Part B Page 19

Client oneClient two13. Please explain how you havecalculated the amount of coverthat you need.For example, this may be theexpected loss of profitsmultiplied by the number ofyears that it would take thebusiness to recover.14. Is the business taking out anyother key person policies, on youor any other key person, or arethere any other policies alreadyin force, with another insurancecompany and/or Legal & General?If ‘Yes’, please give full detailsincluding amount of cover,contract types and provider(s)names.If you need more space, pleaseuse the Additional Informationsection on page 24.15. What proportion of the businessnet profit can fairly be attributedto you?Yes NoYes NoIf ‘Yes’, please give full details:If ‘Yes’, please give full details:% %If you have selected a product for Director Share and/or Partner Share Protection, please continue with question 16.Otherwise, you have completed this questionnaire and you should return to your application on page 11.DIRECTOR SHARE/PARTNER SHARE PROTECTION16. What is the total value of thebusiness and how has this valuebeen calculated?Please include full details of thecalculations, for example PriceEarnings (PE) ratios, asset valuestaken into account.£Calculations£Calculations17. Are any policies being taken outon other shareholders, partners ormembers with Legal & General oranother insurance company?If ‘Yes’, please provide details ofall applications and state if any ofthese are with Legal & General.If you need more space, pleaseuse the Additional Informationsection on page 24.YesNoIf ‘Yes’, please give full details:YesNoIf ‘Yes’, please give full details:If you require a product that contains Critical Illness Cover, please continue with the next question.Otherwise you have completed this questionnaire and you should return to your application on page 11.18. Does the shareholder agreement(cross option or similar) specifythe outcome in the event ofcritical illness?YesNoIf ‘No’, please tell us why:YesNoIf ‘No’, please tell us why:Please now return to your application on page 11.Page 20Application Form – Part B

QUESTIONNAIRE 2 – HAZARDOUS ACTIVITIES QUESTIONNAIREThis questionnaire only applies if you have ticked any of the hazardous activities listed on page 11.Client oneClient two1. What is the name of the activitythat you have ticked in theHazardous Activities questionon page 11?If ‘Any Extreme Sport’, pleasetell us which oneIf you have ticked more than one activity in the Hazardous Activities question on page 11, you will need tocomplete a separate Hazardous Activities Questionnaire for each one. Use this page to give details of thefirst activity and then use the Additional Information section (page 24), or photocopy this page, to givethe same details for the other activity(ies).2. Do you take part in this asa professional?Yes No Yes No3. Are you a member of arecognised club, associationor professional body?YesNoYesNo4. Where is this activity carried out?If ‘Other’, please tell us whereUK onlyOtherEurope onlyUK onlyOtherEurope only5. Do you ever take part in thisactivity alone?YesNoYesNo6. Do you, or are you likely to, takepart in Aerobatics, Expeditions,Record attempts, Testing of anyequipment or Underwater internalwreck exploration in connectionwith this hobby or pursuit?YesNoYesNo7. On average, how many times ayear do you do this activity?8. On average, how many hours ayear do you spend on this activity?times a yearhours a yeartimes a yearhours a year9. If this activity is listed opposite,please answer these additionalquestions, as applicable.Motor car andMotorcyclesportType of motor sportMotor car andMotorcyclesportType of motor sportMaximum enginesize usedccMaximum enginesize usedccMountaineeringor RockclimbingMaximum heightyou climb tometresMountaineeringor RockclimbingMaximum heightyou climb tometresSeverity levelyou climb toSeverity levelyou climb toParachuting,Sky diving orBASE jumpingDo you take part in free-fallparachuting, competitions,sky diving or sky surfing?Parachuting,Sky diving orBASE jumpingDo you take part in free-fallparachuting, competitions,sky diving or sky surfing?YesNoYesNoSailingType of sailing – For example,offshore category 1 or 2SailingType of sailing – For example,offshore category 1 or 2Powerboatracing andExtreme SportsFull detailsPowerboatracing andExtreme SportsFull detailsUnderwaterdivingMaximum depthyou dive tometresUnderwaterdivingMaximum depthyou dive tometres10. Did you tick any otheractivity(ies) in theHazardous Activitiesquestion on page 11?YesNoIf ‘Yes’, please give the same details as above, forthe other activity(ies), on page 24 (AdditionalInformation).YesNoIf ‘Yes’, please give the same details as above, forthe other activity(ies), on page 24 (AdditionalInformation).You have completed this additional questionnaire. Please return to your application on page 12.Application Form – Part B Page 21

QUESTIONNAIRE 3 – MEDICAL QUESTIONNAIREPlease only complete this questionnaire if you have answered ‘Yes’ to any health questions on pages 13 or 14. If you have more than onecondition to tell us about, use this page to give details of the first condition, use the next questionnaire for the second, and then eitheruse the Additional Information section on page 24 or photocopy this page to give us the same details for any further conditions.MEDICAL QUESTIONNAIRE 1Client oneClient two1. Which health question (for exampleHealth – Last 5 Years, part f) doesthis information relate to?2. Name of actual medicalcondition, illness or injuryIf growth or lump, also state thepart of body affected.3. How long ago did the conditionfirst occur?yearsmonthsyearsmonths4. How often do you havesymptoms?Please tick appropriate box – donot enter anything else in the box.No symptoms nowYearlyMonthly Weekly DailyNo symptoms nowYearlyMonthly Weekly Daily5. How long ago was your last majorattack? This means a suddenincrease in the severity of symptoms,or need for treatment other thanyour usual medicine or tablets.Never had amajor attackCurrently orat presentOther years monthsNever had amajor attackCurrently orat presentOther years months6. In the last 5 years, have youhad surgery or an operation, orany other hospital admission(including an overnight stay) forthis condition?Please answer both parts ofthis question.Surgery or operationIf ‘Yes’, how long ago? years monthsOther hospital admission(including overnight stay)YesYesNoNoIf ‘Yes’, how long ago? years monthsSurgery or operationIf ‘Yes’, how long ago? years monthsOther hospital admission(including overnight stay)YesYesNoNoIf ‘Yes’, how long ago? years months7. In the last 5 years, in total, howmuch time off your normal work ordaily activities have you had forthis condition?8. If you have had time off, how longago was the most recent occasion?Not applicable if you haveanswered ‘0’ to the question above.weeks daysIf you haven’t taken time off, please enter ‘0’.years monthsIf you are currently off work, please enter ‘0’.weeks daysIf you haven’t taken time off, please enter ‘0’.years monthsIf you are currently off work, please enter ‘0’.9. Do you expect to have, or are youcurrently waiting for, surgery oran operation, any other hospitaladmission (including an overnightstay) or referral to a specialist forthis condition?Please answer all three parts ofthis question.Surgery or operationIf ‘Yes’, when?Other hospital admission(including overnight stay)If ‘Yes’, when?YesYesNoNoSurgery or operationIf ‘Yes’, when?Other hospital admission(including overnight stay)If ‘Yes’, when?YesYesNoNoReferral to a specialistYesNoReferral to a specialistYesNoIf ‘Yes’, when?If ‘Yes’, when?10. Are you currently receivingtreatment for this condition?YesNoIf ‘Yes’, please give the name of medicine or tablet, ordetails of other treatment, for example physiotherapy.If more than one treatment, please state them all.YesNoIf ‘Yes’, please give the name of medicine or tablet, ordetails of other treatment, for example physiotherapy.If more than one treatment, please state them all.11. Do you have any more medicalconditions to disclose as aresult of answering ‘Yes’ toa health question onpages 13 or 14?Yes No Yes NoIf ‘Yes’, please complete the second MedicalQuestionnaire overleaf before returning to yourapplication.If ‘Yes’, please complete the second MedicalQuestionnaire overleaf before returning to yourapplication.Page 22Application Form – Part B

MEDICAL QUESTIONNAIRE 2Client oneClient two1. Which health question (for exampleHealth – Last 5 Years, part f) doesthis information relate to?Use this page to give details of a second condition and then use the Additional Information section(page 24), or photocopy this page, to give the same details for any further medical condition(s).2. Name of actual medicalcondition, illness or injuryIf growth or lump, also state thepart of body affected.3. How long ago did the conditionfirst occur?yearsmonthsyearsmonths4. How often do you havesymptoms?Please tick appropriate box – donot enter anything else in the box.5. How long ago was your lastmajor attack? This means asudden increase in the severityof symptoms, or need fortreatment other than yourusual medicine or tablets.6. In the last 5 years, have youhad surgery or an operation,or any other hospital admission(including an overnight stay)for this condition?No symptoms nowMonthly Weekly DailyNever had amajor attackYearlyCurrently orat presentOther years monthsSurgery or operation Yes NoIf ‘Yes’, how long ago? years monthsOther hospital admission(including overnight stay)YesNoIf ‘Yes’, how long ago? years monthsNo symptoms nowMonthly Weekly DailyNever had amajor attackYearlyCurrently orat presentOther years monthsSurgery or operation Yes NoIf ‘Yes’, how long ago? years monthsOther hospital admission(including overnight stay)YesNoIf ‘Yes’, how long ago? years months7. In the last 5 years, in total, howmuch time off your normal workor daily activities have you hadfor this condition?8. If you have had time off, how longago was the most recent occasion?Not applicable if you have answered‘0’ to the question above.weeks daysIf you haven’t taken time off, please enter ‘0’.years monthsIf you are currently off work, please enter ‘0’.weeks daysIf you haven’t taken time off, please enter ‘0’.years monthsIf you are currently off work, please enter ‘0’.9. Do you expect to have, or are youcurrently waiting for, surgery oran operation, any other hospitaladmission (including an overnightstay) or referral to a specialist forthis condition?Surgery or operation Yes NoIf ‘Yes’, when?Other hospital admission(including overnight stay)If ‘Yes’, when?If ‘Yes’, when?YesNoReferral to a specialist Yes NoSurgery or operation Yes NoIf ‘Yes’, when?Other hospital admission(including overnight stay)If ‘Yes’, when?YesNoReferral to a specialist Yes NoIf ‘Yes’, when?10. Are you currently receivingtreatment for this condition?Yes No Yes NoIf ‘Yes’, please give the name of medicine ortablet, or details of other treatment, for examplephysiotherapy. If more than one treatment, pleasestate them all.If ‘Yes’, please give the name of medicine ortablet, or details of other treatment, for examplephysiotherapy. If more than one treatment, pleasestate them all.11. Do you have any more medicalconditions to provide as aresult of answering ‘Yes’ toa health question onpages 13 or 14?Yes No Yes NoIf ‘Yes’, please give the same details as above,for the other medical condition(s), on page 24(Additional Information).If ‘Yes’, please give the same details as above,for the other medical condition(s), on page 24(Additional Information).You have completed this questionnaire and you may return to your application.Application Form – Part B Page 23

ADDITIONAL INFORMATIONThis section only applies if you need more space to answer any questions. If you don’t need more space, please now go straight to Part C.Client oneClient twoSection Nameand Question No.Additional InformationSection Nameand Question No.Additional InformationPage 24Application Form – Part B

This section only applies if you need more space to answer any questions. If you don’t need more space, please now go straight to Part C.Client oneClient twoSection Nameand Question No.Additional InformationSection Nameand Question No.Additional InformationApplication Form – Part B (SA2) Page 25

QUESTIONNAIRE 4 – POLICY OWNER QUESTIONNAIREThis questionnaire only applies if any of the policies on this application are to be owned by another individual or business.If more than one policy is to be owned by someone else you must complete a separate Policy Owner Questionnaire for each – please askyour financial adviser for another questionnaire, as required.• Please note, if the Policy Owner is not the Applicant(s) they must be over 18 and have an insurableinterest in the Applicant(s).• Please consult your financial adviser if you wish to assign your policy to someone else once the policyhas been accepted and issued.• Your financial adviser can help you to complete this section.Policy OwnerSecond Policy Owner (if applicable)1. Is the Policy Owner anindividual or a business?An individualA businessAn individualA business2. What is the name of thePolicy Owner?Give the full name or businessname as applicable.Mr/Mrs/Miss/Ms/Dr/Rev/OtherForename(s) and middle name(s) in fullMr/Mrs/Miss/Ms/Dr/Rev/OtherForename(s) and middle name(s) in fullorSurnameBusinessnameorSurnameBusinessname3. Contact name within theorganisation?4. What is the Policy Owner’srelationship to the Applicant(s)?SpouseBusiness PartnerEmployerEx-spouseSpouseBusiness PartnerEmployerEx-spouseCo-habiting PartnerEx-partnerCo-habiting PartnerEx-partnerCivil PartnerTrusteeCivil PartnerTrusteeCreditorOtherCreditorOtherCo-shareholderCo-shareholder5. What is the Policy Owner’scurrent address?Please give the full address(including postcode) of theperson or business who is toown the policy(ies).PostcodePostcode6. What are the Policy Owner’scontact details?If the policy is to be owned bya business, please give thecontact details of the business’srepresentative.7. Declaration of the Policy Owner(s)(who is not the Client(s))This Declaration should beread, confirmed, signed anddated by the Policy Owner,not by the Client(s).PhonePhoneI declare that the answers given are, to the best of my knowledge and belief, true and complete.Use of personal information: Legal & General takes client privacy very seriously. I understand thatLegal & General will use the personal information collected via this application and any other informationthat I provide to Legal & General (“my information”) for the purposes of:1. Providing me with Legal & General products and services and dealing with my enquiries and requests;2. Underwriting and administering my policy including processing claims; and3. Carrying out market research, statistical analysis and client profiling.I understand that given the global nature of Legal & General’s business, it may be necessary to transfermy information to countries outside the European Economic Area in order to provide Legal & General’sservices to me.Application Form – Part B Page 26

Disclosures: I understand that Legal & General will disclose my information to other companies withinthe Legal & General group of companies, regulatory bodies, law enforcement agencies, future owners ofLegal & General’s business, suppliers engaged by Legal & General to process data on its behalf and whennecessary, to a reinsurer.If I have been dealing with a financial adviser, Legal & General will give them information about theproduct and, where appropriate, provide them with other information about my dealings withLegal & General to enable them to give me informed advice.Where I have been introduced to Legal & General by another company (e.g. a bank, insurer or buildingsociety) Legal & General may share my information with them to enable them to:(a) carry out market research, statistical analysis and client profiling; and(b) send me marketing information about their products and services and products and services ofcompanies in the Legal & General group and of third parties whose products and servicesLegal & General offers to its clients.By signing this Declaration I agree to receive the information as described in (b) above by post ortelephone, unless I indicate otherwise by writing with my full contact details to Legal & General P10290,5 Gemini Business Park, Europa Boulevard, Warrington, Cheshire, WA5 7YF.Access: I understand that I have the right to ask for a copy of my information in return for payment ofa small fee. To obtain a copy of your information please write to Legal & General at UKSO BusinessStandards, Legal & General Assurance Society, Legal & General House, St Monica’s Road, Kingswood,Surrey, KT20 6EU.Approaching fraud prevention agencies: Legal & General will check my details with fraud preventionagencies. If false or inaccurate information is provided and fraud is identified details will be passed tofraud prevention agencies. Law enforcement agencies may access and use this information.Legal & General and other organisations may also access and use this information to prevent fraud andmoney laundering, for example, when:• checking details on applications for credit and credit related or other facilities;• managing credit and credit related accounts or facilities;• recovering debt;• checking details on proposals and claims for all types of insurance;• checking details of job applicants and employees.Legal & General and other organisations may access and use from other countries the informationrecorded by fraud prevention agencies.8. Declaration of the PolicyOwner(s) (who is not theClient(s))This Declaration shouldbe read, confirmed,signed and dated by thePolicy Owner, not bythe Client(s).I understand that I can contact Legal & General at Group Financial Crime, Legal & General House, Kingswood,Tadworth, Surrey KT20 6EU if I want to receive details of the relevant fraud prevention agencies.I request that Legal & General Assurance Society Limited issue the proposed policy in my name or thebusiness’s name and I understand that this request and Declaration, and any other statement signedby the Client(s) in connection with this application, will be used to determine whether to offer a policyand to assess how much premium should be paid. Alongside the Policy Schedule and Policy Terms andConditions this information will form part of the legal relationship between us and if any of it is incorrectit may mean that a claim will be declined and the policy cancelled. I understand that if more than onePolicy Owner has been requested, then each Policy Owner will be required to complete a version ofthis document.Policy OwnerPolicy Owner signatureSecond Policy owner (if applicable)Policy Owner signatureDate (DDMMYYYY)Date (DDMMYYYY)Date of birth (DDMMYYYY)Date of birth (DDMMYYYY)If you want another policy(ies) to be owned by someone else, please complete another Policy Owner Questionnaire(s) for each.Otherwise, please return to your application on page 16.Application Form – Part B (SA2) Page 27

Page 28Application Form – Part B (SA2)

APPLICATION FORM – PART COLP CONNECT – CLIENT DECLARATION,CONSENT AND DIRECT DEBIT.Business ProtectionC1 – CLIENT DECLARATION AND CONSENT• Please ensure that you have read the notes at the beginning of this form.• You must read carefully the answers you have given to the questions before accepting the following Declaration.• In most instances the payments will be as originally quoted. Legal & General may sometimes offer revised terms and/or premiums andvery occasionally may not be able to offer the benefits requested. Legal & General will inform you as soon as possible if this is the case.• Please remember that all items of information asked for in this application are taken into account when assessing acceptance of theapplication and in calculating the premium. Please also remember that if you do not answer the questions fully and accurately it willvery likely mean that a claim will be declined and the policy(ies) cancelled. If you have given information to Legal & General in the past,please provide it again. If necessary, please return to the questions and amend your answer in the appropriate place.• Legal & General will try to rely on the information you provide and you must not assume that they will always clarify that informationwith your doctor (GP). However, as part of their administrative procedures, Legal & General may ask for information from your GP tocheck the medical information you provide. Legal & General may ask you to contact your doctor if they are waiting for information whichthey have asked for.• If Legal & General asks you to attend a medical examination, it may be necessary to share the application information with anothercompany which they have authorised. If so, that company will make the arrangements for the examination to take place.All Clients – it is important that you read and accept all of the following paragraphs. If you are unsure of anything or have any queries pleasespeak to your financial adviser.I/We declare that, to the best of my/our knowledge and belief all thestatements made, including anything I/we may have said, are true andcomplete and have been recorded accurately in this application.I/we acknowledge that Legal & General will use the information I/we givein this application to determine whether to offer me/us a policy and toassess how much premium I/we must pay. Alongside the Policy Scheduleand the Policy Terms and Conditions, this information will form part ofthe legal relationship between us.I/We understand that if I/we do not give all of the requested informationfully and accurately it will very likely mean that a claim will be declinedand the policy or policies cancelled.I/We agree to immediately inform Legal & General in writing if there areany changes to any answers under the following categories given on theapplication before the policy or policies start:• medical information;• occupation;• pastimes;• country of residence (other than for holidays);• family history.I/We understand that failure to tell Legal & General of any change maymean that a claim will be declined and the policy or policies may becancelled.I/We agree to Legal & General getting relevant information from anotherinsurance company about previous or concurrent applications for life,critical illness, sickness, disability, accident or private medical insurancethat I/we have applied for. I/We authorise them to give this information.I/We also agree to Legal & General sharing any medical informationobtained in connection with this application with another insurancecompany to whom I am/we are applying or may apply to in the future.Also, when necessary, sharing it with a reinsurer and/or third partyadministrator. See also the paragraph headed ‘Sensitive data’.I/We understand that Insurers share information with each other toprevent fraudulent claims via a Register of Claims and that a list ofparticipants is available on request. The information I/we supply in thisapplication, together with that provided on any additional medicalreports and any other information in the event of a claim, will be given tothe Register and made available to other participants.I/We agree that if the policy is to be set up as joint lives, it will be ownedjointly by us or by the survivor of us.For all applicantsData ProtectionUse of personal information: Legal & General takes client privacy veryseriously. I/We understand that Legal & General will use the personalinformation collected via this application and any other information thatI/we provide toLegal & General (“my/our information”) for the purposes of:1. Providing me/us with Legal & General products and services anddealing with my/our enquiries and requests;2. Underwriting and administering my/our policy(ies) includingprocessing claims;3. Carrying out market research, statistical analysis and client profiling;and4. Sending me/us marketing information (by post, telephone, emailand SMS) about products and services of companies in theLegal & General group and of third parties whose products andservices Legal & General offers to its clients.Please tick this box if you DO want to receive information described in 4.Client oneClient twoI/We understand that given the global nature of Legal & General’sbusiness, it may be necessary to transfer my/our information tocountries outside the European Economic Area in order to provideLegal & General’s services to me/us.Disclosures: I/We understand that Legal & General will disclose my/ourinformation to other companies within the Legal & General group ofcompanies, regulatory bodies, law enforcement agencies, future ownersof Legal & General’s business, suppliers engaged by Legal & General toprocess data on its behalf and when necessary, to a reinsurer.If I/we have been dealing with a financial adviser, Legal & General willgive them information about the product and, where appropriate, providethem with other information about my/our dealings with Legal & Generalto enable them to give me/us informed advice.Application Form – Part C Page 29

C1 – CLIENT DECLARATION AND CONSENT continuedL&G use only:A NWhere I/we have been introduced to Legal & General by another company(e.g. a bank, insurer or building society), Legal & General may share my/ourinformation with them to enable them to:(a) carry out market research, statistical analysis and client profiling; and(b) send me/us marketing information about their products and services andproducts and services of companies in the Legal & General group andof third parties whose products and services Legal & General offers toits clients.By signing this Declaration I/we agree to receive the information asdescribed in (b) above by post or telephone, unless I/we indicate otherwiseby writing with my/our full contact details to Legal & General P10290,5 Gemini Business Park, Europa Boulevard, Warrington, Cheshire, WA5 7YF.Access: I/We understand that I/we have the right to ask for a copy of my/ourinformation in return for payment of a small fee. To obtain a copy of yourinformation please write to Legal & General at UKSO Business Standards,Legal & General Assurance Society, Legal & General House, St Monica’sRoad, Kingswood, Surrey KT20 6EU.Approaching fraud prevention agencies: Legal & General will check my/ourdetails with fraud prevention agencies. If false or inaccurate information isprovided and fraud is identified details will be passed to fraud preventionagencies. Law enforcement agencies may access and use this information.Legal & General and other organisations may also access and use thisinformation to prevent fraud and money laundering, for example, when:• checking details on applications for credit and credit related or otherfacilities;• managing credit and credit related accounts or facilities;• recovering debt;• checking details on proposals and claims for all types of insurance;• checking details of job applicants and employees.Legal & General and other organisations may access and use from othercountries the information recorded by fraud prevention agencies.I/We understand that I/we can contact Legal & General at Group FinancialCrime, Legal & General House, Kingswood, Tadworth, Surrey KT20 6EU ifI/we want to receive details of the relevant fraud prevention agencies.Sensitive data: I/We consent to Legal & General using the medical andhealth information provided in this application, and any other medicalinformation provided in the course of this application, solely for the purposesof allowing Legal & General to underwrite and administer my/our policy(ies)and/or any subsequent policy and in connection with any claim. My/Ourmedical information (and other information collected via this application)may be disclosed to Legal & General’s reinsurer and to any doctor thatLegal & General uses, including my/our own GP, and to any otherinsurance company I/we apply to for products or services.I/We confirm that I am/we are a UK resident.I/We have been told that Legal & General have a formal complaintsprocedure, details of which will be given to me/us when I/we receive thepolicy documentation.I/We have been told that the contract will be governed by the law of Englandand Wales.I/We understand that the full terms and conditions of the policy and a copyof the completed application is available on request.Medical Consent: Legal & General may gather relevant information fromother insurers about any other applications for life, critical illness, sickness,disability, accident or private medical insurance that I/we have applied for.I/we authorise those asked to provide medical information when they see acopy of this consent form.I/we agree that this information can also be used to maintain managementinformation for business analysis.Your medical information – Subject Access RequestIn order to process your application Legal & General may need to obtain someinformation from your doctor and we’ll need your permission to do this.The most effective way for us to do this is a Subject Access Request, underthe Data Protection Act 1998. If you complete the Subject Access RequestForm (in Parts 10A/10B of this application) it gives us permission to contactyour doctor on your behalf and receive a copy of your full medical records.If you do not want us to request a full copy of your medical records, we canas an alternative, ask your doctor for a medical report. This will require aseparate consent, which will be sent to you if we require some informationfrom your doctor.However if you don’t consent to either of these methods of obtaining theinformation, we won’t be able to progress your application.Legal & General will ask your doctor not to reveal information about:• negative tests for HIV, hepatitis B or C;• any sexually-transmitted diseases unless there could be long-term effectson your health; or• predictive genetic test results.The information you and your doctor provide about your health may result inLegal & General:• refusing to provide insurance; or• setting exclusions; or• increasing premiums above standard rates; or• setting premiums at standard rates.If you have any questions about your rights under the Subject AccessRequest or questions relating to the process of getting, assessing or storingmedical information, please write to: Claims and Underwriting Director,Legal & General Assurance Society Limited, City Park, The Droveway, Hove,BN3 7PY.Please sign and date this declaration in the box below. Please provide your full name, date of birth, signature and date of signing.Please remember that you must tell Legal & General everything they have asked for as all answers may be taken into account when assessingacceptance of the application and in calculating the premium.If you have not given full information to the questions asked or if you feel the information is incorrect, please return to the questions and answerin the appropriate place. If you have given information to Legal & General in the past please provide it again.I/We confirm that I/we accept this Client Declaration and Consent, and the notes section at the beginning of this form.By signing this Declaration I/we agree to all of the contents.Client oneNameClient twoNameDate of birth(DDMMYYYY)Date of birth(DDMMYYYY)SignatureSignatureDate(DDMMYYYY)Date(DDMMYYYY)To give your consent to a Subject Access Request (SAR) please complete C2A and C2B. A separate consent form is needed for each client.Please ensure you sign and date this form as well.Page 30Application Form – Part C

C2A – SAR MEDICAL CONSENT FORM FOR CLIENT ONE.Consent form to release full and complete medical records under the Data Protection Act 1998 –Subject Access Request (SAR).Please complete the following details to help your doctor’s surgery to match your records withthis request:Full Name:Current Address:Mr/Mrs/Miss/Ms/Dr/Rev/OtherPrevious Name(s):Previous Address(es)(within the last five years):Date of Birth (DDMMYYYY):Contact Phone Number:NHS Number (if known):DeclarationI confirm that:• I understand that completing and signing this form gives you permission to give copies of all my medical records,and any hospital records to Legal & General;• I have not had a predictive genetic test;• To my knowledge there is no other information in my records that I would want my doctor to withhold(e.g. negative HIV tests, or information about other people);• This consent is valid for 12 months from the date that I sign this form; and• This consent is in addition to any other Subject Access Request (SAR), I may have made previously.I give full and explicit consent for you to give Legal & General copies of my medical records, in line withthe Data Protection Act 1998, within 40 days.Signature:Date (DDMMYYYY):Application Form – Part C Page 31

Page 32Application Form – Part C

C2B – SAR MEDICAL CONSENT FORM FOR CLIENT TWO.Consent form to release full and complete medical records under the Data Protection Act 1998 –Subject Access Request (SAR).Please complete the following details to help your doctor’s surgery to match your records withthis request:Full Name:Current Address:Mr/Mrs/Miss/Ms/Dr/Rev/OtherPrevious Name(s):Previous Address(es)(within the last five years):Date of Birth (DDMMYYYY):Contact Phone Number:NHS Number (if known):DeclarationI confirm that:• I understand that completing and signing this form gives you permission to give copies of all my medical records,and any hospital records to Legal & General;• I have not had a predictive genetic test;• To my knowledge there is no other information in my records that I would want my doctor to withhold(e.g. negative HIV tests, or information about other people);• This consent is valid for 12 months from the date that I sign this form; and• This consent is in addition to any other Subject Access Request (SAR), I may have made previously.I give full and explicit consent for you to give Legal & General copies of my medical records, in line withthe Data Protection Act 1998, within 40 days.Signature:Date (DDMMYYYY):Application Form – Part C Page 33

Page 34Application Form – Part C

✁C3 – DIRECT DEBIT INSTRUCTIONIf you want to pay for different products by Direct Debit from different bank accounts, you must complete a separate Direct Debit instructionfor each bank account – please ask your Adviser for another direct debit instruction(s), as required.This Direct Debit instruction must be fully completed, signed and dated before your application can be processed.Instruction to your bank or building society to pay by Direct DebitLegal & General Assurance Society Limited, Kingswood, Tadworth, Surrey KT20 6EUOriginator’s Identification Numbers8 0 6 1 6 2 9 1 3 1 4 8 5 1 1 1 4 8 9 9 6 8 4 11. Name and full postal addressof your bank or buildingsociety branchTo:AddressBank or Building Society2. Bank account namePostcode3. Bank or building societyaccount number4. Branch sort code – –5. Reference number(Legal & General use only)6. Preferred collection dateeach month7. Instruction to your bank orbuilding societyPlease pay Legal & General Assurance Society Limited Direct Debits from the account detailed in this instructionsubject to the safeguards assured by the Direct Debit Guarantee.I understand that this instruction may remain with Legal & General Assurance Society Limited and, if so, detailswill be passed electronically to my bank or building society.SignatureSignatureBanks and building societiesmay not accept Direct Debitinstructions for some typesof accountDate(DDMMYYYY)Date(DDMMYYYY)If the person (or business) paying the premiums is neither the policy owner nor the life assured, please supply their name and address inthe fields below.Please now cut off the Direct Debit Guarantee below and keep it somewhere safe.Use the checklist opposite to make sure that you have completed everything that you need to.Name of person (or business)paying premium (if not the policyowner or life assured):AddressPostcodeCut off here and keep the Direct Debit Guarantee somewhere safeThe Direct Debit Guarantee – this guarantee should be detached and retained by the payer• This Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits.• If there are any changes to the amount, date or frequency of your Direct Debit Legal & General Assurance Society Limitedwill notify you 5 working days in advance of your account being debited or as otherwise agreed. If you requestLegal & General Assurance Society Limited to collect a payment, confirmation of the amount and date will be given to youat the time of the request.• If an error is made in the payment of your Direct Debit, by Legal & General Assurance Society Limited or your bank orbuilding society, you are entitled to a full and immediate refund of the amount paid from your bank or building society.– If you receive a refund you are not entitled to, you must pay it back when Legal & General Assurance Society Limitedasks you to.• You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may berequired. Please also notify us.Application Form – Part C Page 35

Once you’ve completed your application...Check that you’vecompleted everything.It is unlikely that you will need to complete every section of this form in detail, but please make sure thatthe following parts have been completed (as applicable):Part A Quote.Part B Standard Underwriting (SAB2.2).All Clients (yellow parts)Part APart BAdditional questionnaires, as applicable (green parts)– Business Assurance Questionnaire: if you have ticked ‘Yes’ to theBusiness Assurance question. Questionnaire 1– Hazardous Activities Questionnaire: if you have ticked any of theactivities in the Hazardous Activities question. Questionnaire 2– Medical Questionnaire(s): if you have been asked to do so. Questionnaire 3– Policy Owner Questionnaire(s): if any policy(ies) will be owned bysomeone other than the Client(s). Questionnaire 4– Additional Information: if you require extra space to complete any question.Part C Client Declaration, Consent and Direct Debit.Part CAll Clients, as applicable (yellow parts)Please make sure that you have also:– signed, dated and ticked the relevant boxes in the Declaration. C1– fully completed, signed and dated the Subject Access Request form(s). C2A/C2B– fully completed, signed and dated the Direct Debit instruction(s). C3legalandgeneral.comLegal & General Assurance Society LimitedRegistered in England and Wales No.00166055Registered office: One Coleman Street, London EC2R 5AAWe are authorised by the Prudential Regulation Authority and regulated bythe Financial Conduct Authority and the Prudential Regulation Authority.We are members of the Association of British Insurers.W13430 05/14