Senior Citizen Mediclaim Policy - The New India Assurance Co. Ltd.
Senior Citizen Mediclaim Policy - The New India Assurance Co. Ltd. Senior Citizen Mediclaim Policy - The New India Assurance Co. Ltd.
ITEMS WHICH FORM PART OF HOSPITAL SERVICES WHERE SEPARATE CONSUMABLES ARE NOT PAYABLEBUT THE SERVICE IS75 WARD AND THEATRE BOOKING CHARGESPayable under OT Charges, notseparately76 ARTHROSCOPY & ENDOSCOPY INSTRUMENTSRental charged by the Hospitalpayable. Purchase of InstrumentsNot Payable.77 MICROSCOPE COVERPayable under OT Charges, notseparately78 SURGICAL BLADES, HARMONIC SCALPEL, SHAVERPayable under OT Charges, notseparately79 SURGICAL DRILLPayable under OT Charges, notseparately80 EYE KITPayable under OT Charges, notseparately81 EYE DRAPEPayable under OT Charges, notseparately82 X-RAY FILMPayable under Radiology Charges,not as consumable83 SPUTUM CUPPayable under Investigation Charges,not as consumable84 BOYLES APPARATUS CHARGES Part of OT Charges, not separately85BLOOD GROUPING AND CROSS MATCHING OF DONORSSAMPLESPart of Cost of Blood, not payable86 Antisepticordis infectant lotionsNot Payable - Part of DressingCharges87BAND AIDS, BANDAGES, STERLILE INJECTIONS, NEEDLES, Not Payable - Part of DressingSYRINGEScharges88 COTTONNot Payable -Part of DressingCharges89 COTTON BANDAGENot Payable- Part of DressingCharges90 MICROPORE/ SURGICAL TAPENot Payable – Part of DressingCharges91 BLADE Not Payable92 APRON Not Payable93 TORNIQUET Not Payable94 ORTHOBUNDLE, GYNAEC BUNDLENot Payable, Part of DressingCharges95 URINE CONTAINER Not PayableELEMENTS OF ROOM CHARGE96 LUXURY TAXActual tax levied by government ispayable. Part of room charge for sublimits97 HVACPart of room charge, Not Payableseparately98 HOUSE KEEPING CHARGESPart of room charge, Not Payableseparately99SERVICE CHARGES WHERE NURSING CHARGE ALSO Part of room charge, Not PayableCHARGEDseparately20
100 TELEVISION & AIR CONDITIONER CHARGESPart of room charge, Not Payableseparately101 SURCHARGESPart of room charge, Not Payableseparately102 ATTENDANT CHARGESPart of room charge, Not Payableseparately103 IM IV INJECTION CHARGESPart of nursing charge, Not Payableseparately104 CLEAN SHEETPart of Laundry / Housekeeping, NotPayable separately105EXTRA DIET OF PATIENT (OTHER THAN THAT WHICH Patient Diet provided by Hospital isFORMS PART OF BED CHARGE)payable106 BLANKET/WARMER BLANKETPart of room charge, Not PayableseparatelyADMINISTRATIVE OR NON - MEDICAL CHARGES107 ADMISSION KIT Not Payable108 BIRTH CERTIFICATE Not Payable109BLOOD RESERVATION CHARGES AND ANTE NATALBOOKING CHARGESNot Payable110 CERTIFICATE CHARGES Not Payable111 COURIER CHARGES Not Payable112 CONVENYANCE CHARGES Not Payable113 DIABETIC CHART CHARGES Not Payable114 DOCUMENTATION CHARGES / ADMINISTRATIVE EXPENSES Not Payable115 DISCHARGE PROCEDURE CHARGES Not Payable116 DAILY CHART CHARGES Not Payable117 ENTRANCE PASS / VISITORS PASS CHARGES Not Payable118 EXPENSES RELATED TO PRESCRIPTION ON DISCHARGEPayable under Post-Hospitalisationwhere admissible119 FILE OPENING CHARGES Not Payable120 INCIDENTAL EXPENSES / MISC. CHARGES (NOT EXPLAINED) Not Payable121 MEDICAL CERTIFICATE Not Payable122 MAINTENANCE CHARGES Not Payable123 MEDICAL RECORDS Not Payable124 PREPARATION CHARGES Not Payable125 PHOTOCOPIES CHARGES Not Payable126 PATIENT IDENTIFICATION BAND / NAME TAG Not Payable127 WASHING CHARGES Not Payable128 MEDICINE BOX Not Payable129 MORTUARY CHARGESPayable up to 24 hrs, shiftingcharges not payable130 MEDICO LEGAL CASE CHARGES (MLC CHARGES) Not PayableEXTERNAL DURABLE DEVICES131 WALKING AIDS CHARGES Not Payable132 BIPAP MACHINE Not Payable133 COMMODE Not Payable134 CPAP/ CAPD EQUIPMENTS Device not payable135 INFUSION PUMP – COST Device not payable136 OXYGEN CYLINDER (FOR USAGE OUTSIDE THE HOSPITAL) Not Payable21
- Page 3 and 4: India / National Accreditation Boar
- Page 5 and 6: 3.14.1 HOSPITALISATION:means admiss
- Page 7 and 8: Homeopathy set up by the Government
- Page 9 and 10: insurance, will not be covered even
- Page 11 and 12: 4.4.13 Maternity Expenses, except a
- Page 13 and 14: of cancellation. The Insured may at
- Page 15 and 16: 8.0 COMPANY’S LIABILITY:The Compa
- Page 17 and 18: eginning of the financial year in w
- Page 19: 39 TOOTH PASTE Not Pavable40 TOOTH
- Page 23 and 24: Payable reasonably169 NOVARAPID Pay
- Page 25 and 26: CHENNAINEW DELHIGUWAHATIHYDERABADKO
100 TELEVISION & AIR CONDITIONER CHARGESPart of room charge, Not Payableseparately101 SURCHARGESPart of room charge, Not Payableseparately102 ATTENDANT CHARGESPart of room charge, Not Payableseparately103 IM IV INJECTION CHARGESPart of nursing charge, Not Payableseparately104 CLEAN SHEETPart of Laundry / Housekeeping, NotPayable separately105EXTRA DIET OF PATIENT (OTHER THAN THAT WHICH Patient Diet provided by Hospital isFORMS PART OF BED CHARGE)payable106 BLANKET/WARMER BLANKETPart of room charge, Not PayableseparatelyADMINISTRATIVE OR NON - MEDICAL CHARGES107 ADMISSION KIT Not Payable108 BIRTH CERTIFICATE Not Payable109BLOOD RESERVATION CHARGES AND ANTE NATALBOOKING CHARGESNot Payable110 CERTIFICATE CHARGES Not Payable111 COURIER CHARGES Not Payable112 CONVENYANCE CHARGES Not Payable113 DIABETIC CHART CHARGES Not Payable114 DOCUMENTATION CHARGES / ADMINISTRATIVE EXPENSES Not Payable115 DISCHARGE PROCEDURE CHARGES Not Payable116 DAILY CHART CHARGES Not Payable117 ENTRANCE PASS / VISITORS PASS CHARGES Not Payable118 EXPENSES RELATED TO PRESCRIPTION ON DISCHARGEPayable under Post-Hospitalisationwhere admissible119 FILE OPENING CHARGES Not Payable120 INCIDENTAL EXPENSES / MISC. CHARGES (NOT EXPLAINED) Not Payable121 MEDICAL CERTIFICATE Not Payable122 MAINTENANCE CHARGES Not Payable123 MEDICAL RECORDS Not Payable124 PREPARATION CHARGES Not Payable125 PHOTOCOPIES CHARGES Not Payable126 PATIENT IDENTIFICATION BAND / NAME TAG Not Payable127 WASHING CHARGES Not Payable128 MEDICINE BOX Not Payable129 MORTUARY CHARGESPayable up to 24 hrs, shiftingcharges not payable130 MEDICO LEGAL CASE CHARGES (MLC CHARGES) Not PayableEXTERNAL DURABLE DEVICES131 WALKING AIDS CHARGES Not Payable132 BIPAP MACHINE Not Payable133 COMMODE Not Payable134 CPAP/ CAPD EQUIPMENTS Device not payable135 INFUSION PUMP – COST Device not payable136 OXYGEN CYLINDER (FOR USAGE OUTSIDE THE HOSPITAL) Not Payable21
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