Senior Citizen Mediclaim Policy - The New India Assurance Co. Ltd.

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ANNEXURE I: LIST OF EXPENSES EXCLUDED ("NON-MEDICAL")SNO LIST OF EXPENSES EXCLUDED ("NON-MEDICAL") SUGGESTIONSTOILETRIES/COSMETICS/ PERSONAL COMFORT OR CONVENIENCE ITEMS1 HAIR REMOVAL CREAM Not Payable2 BABY CHARGES (UNLESS SPECIFIED/INDICATED) Not Payable3 BABY FOOD Not Payable4 BABY UTILITES CHARGES Not Payable5 BABY SET Not Payable6 BABY BOTTLES Not Payable7 BRUSH Not Payable8 COSY TOWEL Not Payable9 HAND WASH Not Payable10 M01STUR1SER PASTE BRUSH Not Payable11 POWDER Not Payable12 RAZOR Payable13 SHOE COVER Not Payable14 BEAUTY SERVICES Not Payable15 BELTS/ BRACES16 BUDS Not Payable17 BARBER CHARGES Not Payable18 CAPS Not Payable19 COLD PACK/HOT PACK Not Payable20 CARRY BAGS Not Payable21 CRADLE CHARGES Not Payable22 COMB Not Payable23 DISPOSABLES RAZORS CHARGES ( for site preparations) Payable24 EAU-DE-COLOGNE / ROOM FRESHNERS Not Payable25 EYE PAD Not Payable26 EYE SHEILD Not Payable27 EMAIL / INTERNET CHARGES Not Payable28FOOD CHARGES (OTHER THAN PATIENT'S DIET PROVIDEDBY HOSPITAL)Not Payable29 FOOT COVER Not Payable30 GOWN Not Payable31 LEGGINGS32 LAUNDRY CHARGES Not Payable33 MINERAL WATER Not Payable34 OIL CHARGES Not Payable35 SANITARY PAD Not Payable36 SLIPPERS Not Payable37 TELEPHONE CHARGES Not Payable38 TISSUE PAPER Not PayableEssential and may be paidspecifically for cases who haveundergone surgery of thoracic orlumbar spine.Essential in bariatric and varicosevein surgery and should beconsidered for these conditionswhere surgery itself is payable.18
39 TOOTH PASTE Not Pavable40 TOOTH BRUSH Not Payable41 GUEST SERVICES Not Payable42 BED PAN Not Payable43 BED UNDER PAD CHARGES Not Payable44 CAMERA COVER Not Payable45 CLINIPLAST Not Payable46 CREPE BANDAGE Not Payable/ Payable by the patient47 CURAPORE Not Payable48 DIAPER OF ANY TYPE Not Payable49 DVD, CD CHARGES50 EYELET COLLAR Not Payable51 FACE MASK Not Payable52 FLEXI MASK Not Payable53 GAUSE SOFT Not Payable54 GAUZE Not Payable55 HAND HOLDER Not Payable56 HANSAPLAST/ADHESIVE BANDAGES Not Payable57 INFANT FOOD Not Payable58 SLINGSNot Payable ( However if CD isspecifically sought by In surer/TPAthen payable)Reasonable costs for one sling incase of upper arm fractures shouldbe consideredITEMS SPECIFICALLY EXCLUDED IN THE POLICIES59 WEIGHT CONTROL PROGRAMS/ SUPPLIES/ SERVICES Not Payable60COST OF SPECTACLES/ CONTACT LENSES/ HEARING AIDSETC.,Not Payable61DENTAL TREATMENT EXPENSES THAT DO NOT REQUIREHOSPITALISATIONNot Payable62 HORMONE REPLACEMENT THERAPY Not Payable63 HOME VISIT CHARGES Not Payable64INFERTILITY/ SUBFERTILITY/ ASSISTED CONCEPTIONPROCEDURENot Payable65OBESITY (INCLUDING MORBID OBESITY) TREATMENT IFEXCLUDED IN POLICYNot Payable66 PSYCHIATRIC & PSYCHOSOMATIC DISORDERS Not Payable67 CORRECTIVE SURGERY FOR REFRACTIVE ERROR Not Payable68 TREATMENT OF SEXUALLY TRANSMITTED DISEASES Not Payable69 DONOR SCREENING CHARGES Not Payable70 ADMISSION/REGISTRATION CHARGES Not Payable717273HOSPITALISATION FOR EVALUATION/ DIAGNOSTICPURPOSEEXPENSES FOR INVESTIGATION/ TREATMENT IRRELEVANTTO THE DISEASE FOR WHICH ADMITTED OR DIAGNOSEDANY EXPENSES WHEN THE PATIENT IS DIAGNOSED WITHRETRO VIRUS + OR SUFFERING FROM /HIV/ AIDS ETC ISDETECTED/ DIRECTLY OR INDIRECTLYNot PayableNot PayableNot Payable74 STEM CELL IMPLANTATION/ SURGERY and storage Not Payable19
Page 3 and 4: India / National Accreditation Boar
Page 5 and 6: 3.14.1 HOSPITALISATION:means admiss
Page 7 and 8: Homeopathy set up by the Government
Page 9 and 10: insurance, will not be covered even
Page 11 and 12: 4.4.13 Maternity Expenses, except a
Page 13 and 14: of cancellation. The Insured may at
Page 15 and 16: 8.0 COMPANY’S LIABILITY:The Compa
Page 17: eginning of the financial year in w
Page 21 and 22: 100 TELEVISION & AIR CONDITIONER CH
Page 23 and 24: Payable reasonably169 NOVARAPID Pay
Page 25 and 26: CHENNAINEW DELHIGUWAHATIHYDERABADKO

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