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6 • Visit us @ www.champnews.com FOCUS ON CARE & INDEPENDENT LIVING CMBA The Champion • Wednesday 12 June 2013Independent Living“Without doubt thebest property decisionwe have made!”Discover the freedom rentingin retirement can bring55+? Did you know you can rent private retirement property on a Life LongTenancy which gives you the right to remain living in the property for as long asyou wish, with service charges and maintenance included in the rent?0800 525 184 www.girlings.co.ukPeace of MindIndependenceFlexibilityChoiceComplete bathroom design & installation serviceto make showering & bathing safer at home.Specialising in bathrooms for the disabled and less ablePhone for your FREEno obligation QUOTATION0151 924 5690info@inadap.com11197771112140The majority of retirees today canexpect a long and active retirementaveraging 25 years - with life expectancy at86 years for men and 88 years for women.But for many people the prospectof a long retirement can bring a bigfinancial strain, many retired peopletoday have to make tough decisionsabout how they live in later life and howthey fund their retirement.We all know an Englishman’s home is hiscastle and the desire for home ownership isdeeply rooted in the UK culture. However, inrecent years there has been a big increasein the number of people choosing to rentin later life for the economic and practicalbenefits it can afford.Renting in retirement may give peoplefar greater financial freedom than homeownership. Deciding to sell and rent meansthat people can finally get hold of theircapital and make decisions about how toinvest their money and how to spend it. Italso means that some of the headachesof home ownership such as upkeep costsand maintenance are taken care of by thelandlord, which can be very appealing inlater life.In the past some people may havebeen put off by short term rental contractswhile today, assured tenancy agreementsare available, which allow tenants to remainin their properties for life if they choose.Such contracts have increased the appealof renting in retirement.Renting in retirement can also be costeffective, with some companies includingthe maintenance and service charge inthe monthly rent, so enabling efficientbudgeting. The majority of retirementdevelopments include the service of aHouse Manager on site to act as a ‘goodneighbour’. Then there is also a sense ofcommunity which suits people who enjoya busy and active social life. It is littlewonder that recent research highlightedthat one in ten people aged 75 or olderliving alone, suffer from severe lonelinessand that moving to a retirementcommunity could have positive benefitsof well-being and health.Retirement offers complete freedomand a new lease of life and renting inretirement is growing in popularity amongstthose who want to live independently andaffordably in retirement.27 Park Crescent,Southport PR9 9LRHatherlow House, SouthportIndependent Living – with total peace of mindStay Together - with peace of mind and a place to call homeSuperb purpose built 1 and 2 bedroom apartments for couples, where one has dementiaFrom £87,475 *• Privacy and pleasure of your own home• Specialist safety and security features• 24 emergency response• Optional, flexible, quality care• Purchase, part own or rentAn invitation especially for youWe would be delighted to see you at our salesoffice to find out morePhone: 01332 296200or email: enquiries@mha.org.ukBy prior appointment onlyWe’d be delighted to meet you.MHA Epworth House Stuart Street Derby DE1 2EQ • Phone: 01332 296200 Fax: 01332 296925 • Methodist Homes (MHA) Registered as a Charity – No. 1083995Company Limited by Guarantee – No. 4043124 • OC/5963 • * 50% shared ownership.1119766