social security - FOD Sociale Zekerheid

Apart from this age condition, you may only combine the pension with a professional activityunder strict conditions. A professional activity is defined as follows: “any activity that may yieldprofessional revenues within the meaning of the law on the income taxes”. Still, this does notmean you cannot exercise any activity whatsoever, like in the unemployment scheme, but theincome from this activity may not exceed a certain annual financial limit. The financial limitdepends on the status, the family situation and the nature of the pension granted.The table below lists the financial limits for 2011:Employment as aAvant l’âge normalde la pensionA partir de l’âge normalde la pensionsalaried person(private or public sector)(gross amounts)- basis 7.421,57 € 21.436,50 €- with at least1 dependent child11.132,37 € 26.075,00 €self-employed person(net amounts)- basis 5.937,26 € 17.149,19 €with at least1 dependent child8.905,89 € 20.859,98 €If one exceeds these limits with at least 15%, the payment of the pension is suspended for theentire calendar year concerned.If one exceeds these amounts by less than 15%, the pension amount is reduced proportionally tothe excess for the calendar year concerned.The pension will not be paid out either if you e.g. receive a sickness, invalidity or unemploymentbenefit.There are fundamental differences between the salaried persons' scheme, the public sectorscheme and the self-employed persons' scheme as to the way to calculate a pension. Moreover,a pension may be composed of pensions from the different systems, if the person has worked inseveral social security schemes during his/her career.Per career year, the following formula is applied:36Annual salary adapted to the inflation x 60% (single person) or 75% (family)45The results are added up and give the gross pension amount.Depending on the family situation, you will receive a pension equal to 75% or 60% of the calculationresult. If you are head of the household, i.e. that your spouse depends on you (no personal pensionand no or limited professional revenues), you will be entitled to 75%, else only to 60%.