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Crédit Agricole S.A.Update of the Registration document 2011 - A03As a result of these initiatives, Crédit Agricole S.A. continued to strengthen its liquidity and solvency ratios.- As of 15 August, after raising 12.2 billion euros since the beginning of the year at an average spread of132 basis points versus mid-swap for an average term of 6.8 years, it had completed 102% of its 2012programme for medium-to-long term market issues. With the head start secured at the end of 2011, ithad raised 16.6 billion euros, compared with a projected programme of 12 billion euros;- Net short-term debt was reduced by 60 billion euros between 30 June 2011 and 30 June 2012, to 110billion euros, mainly due to a structural reduction in the business lines' needs, in keeping with adjustmentplan targets and the replacement of short-term debt by medium-to-long term debt. Over the sameperiod, liquidity reserves were replenished, rising to 151 billion euros, excluding deposits with centralbanks (17 billion euros): they account for 137% of net short-term debt.Social and environmental responsibility: Crédit Agricole S.A. appoints ombudsman for procurementWith nearly 6 billion euros in purchases each year, Crédit Agricole S.A. Group is a major buyer in France. As partof its responsible procurement policy, the Group has signed the Charter governing relations between majorbuyers, small and medium-sized companies and large corporations, under the aegis of the Minister for theEconomy and Finance. This Charter contains 10 commitments and is designed to ensure equitable financialtreatment of suppliers and to reduce the risk that buyers and suppliers will become mutually dependent. Thisyear, in keeping with the Charter, the Group appointed the Head of Sustainable Development to act asombudsman for inter-company relations. Suppliers can submit their grievances to the ombudsman in the event ofa dispute.Financial calendar9 November 2012 2012 third quarter results20 February 2013 2012 fourth quarter and full-year results7 May 2013 2013 first quarter results23 May 2013 General Shareholders' Meeting6 August 2013 2013 second quarter results7 November 2013 2013 third quarter resultsPage 7 sur 237