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Crédit Agricole S.A.Update of the Registration document 2011 - A03APPENDICESContentCrédit Agricole S.A. consolidated resultsConsolidated income statement by business line– quarterlyData per shareAdditional information on business lines of Credit AgricoleS.A.Regional Banks: Customer assets and loans outstandingRegional Banks: Fee income from customersLCL: Customer assets and loans outstandingLCL: RevenuesIRB: Activity indicatorsInsurance: Activity indicatorsCIB: Q2-12 resultsCIB: Discontinuing activitiesCIB: Significant dealsCIB: Sensitive exposures based on Financial Stability BoardrecommendationsCorporate centre: Income statement36373839404142434445464753Trends in riskRisk weighted assets per business lineChange in credit risk outstandingCost of risk on loans outstanding per business lineBreakdown of risks by geographic region and business sectorMarket risk exposureSovereign risk exposure of the banking GroupSovereign risk exposure - InsuranceFinancial structureCrédit Agricole Group regulatory capitalCrédit Agricole S.A. regulatory capitalEquity and subordinated debtConsolidated balance sheetCrédit Agricole S.ACrédit Agricole Group54555658596061626364656635 SECOND QUARTER AND FIRST HALF 2012 RESULTSCRÉDIT AGRICOLE S.A. CONSOLIDATED RESULTSConsolidated income statement by business line€mFrench retailbanking –Regional banksFrench retailbanking - LCLInternational retailbankingSpecialisedfinancial servicesSavingsmanagementCorporate andinvestmentbankingDiscontinuingactivitiesCorporate centreGroupQ2-11 Q2-12 Q2-11 Q2-12 Q2-11 Q2-12 Q2-11 Q2-12 Q2-11 Q2-12 Q2-11 Q2-12 Q2-11 Q2-12 Q2-11 Q2-12 Q2-11 Q2-12Revenues - - 980 1,001 754 769 996 884 1,334 1,215 1,449 1,348 (24) 37 43 (503) 5,531 4,751Operating expenses - - (623) (630) (517) (585) (427) (384) (626) (606) (858) (830) (27) (23) (252) (214) (3,330) (3,272)Gross operatingincome- - 357 371 237 184 569 500 708 609 591 518 (51) 14 (209) (717) 2,201 1,479Cost of risk - - (75) (66) (437) (502) (360) (444) (124) (4) (63) (101) (21) (27) (45) (20) (1,125) (1,164)Equity affiliates 200 173 - - 27 28 4 5 2 3 34 40 - - - (24) 269 225Net income on otherassetsChange in value ofgoodwill- - - 1 - (2) - - - 28 (9) 12 - - - 2 (8) 41- - - - (359) - - - - - - - - - - - (359) -Income before tax 200 173 282 306 (532) (292) 213 61 586 636 553 469 (72) (13) (254) (759) 978 581Tax - - (88) (107) (197) 26 (71) (34) (208) (187) (172) (174) 23 6 126 61 (587) (409)Net gain (loss) ondiscontinuing operations- - - - 13 2 5 - - - - - - - (1) - 17 2Net income 200 173 194 199 (716) (264) 147 27 378 449 381 295 (49) (7) (129) (698) 408 174Minority interests - - 10 9 (21) 7 9 (29) 31 36 2 (1) (1) - 39 41 69 63Net income Groupshare200 173 184 190 (695) (271) 138 56 347 413 379 296 (48) (7) (168) (739) 339 11136 SECOND QUARTER AND FIRST HALF 2012 RESULTSPage 45 sur 237