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Crédit Agricole S.A.Update of the Registration document 2011 - A03CRÉDIT AGRICOLE S.A.Analysis of Q2-12 net income Group shareNormalised* net income Group share by business line4139948173( 312 )430Retail bankingSavingsmanagementIRB excl.GreeceSFS CIB CorporatecenterNet income Group share (€m)140( 370)851( 16)( 494)111 111Q2-12 normalised* Revaluation of debt Emporiki contribution Cost of the plan Depreciation ofissuesIntesa Sanpaolo andSACAM InternationalsharesQ2-12 published* Before: Impairment of Intesa Sanpaolo and SACAM International shares, Greece, revaluation of debt issues, adjustment plan11SECOND QUARTER AND FIRST HALF 2012 RESULTSCRÉDIT AGRICOLE S.A.Detailed impacts of specific items€m Q2-12 Q2-11RevenuesAdjustment plan – impact of CIB portfolio disposalsEmporiki contributionRevaluation of debt issuesImpairment of Intesa Sanpaolo shares(117)(39)125224(427)255(1)17482-Operating expensesEmporiki contributionCost of riskAdjustment plan – write-backs in SFSGreece – Emporiki (excl. PSI and business sector and country risk provision)Greece – Emporiki PSIGreece – business sector and country risk provisionPSI: insuranceEquity affiliatesImpairment of SACAM InternationalChange in value of goodwillEmporiki goodwill impairmentTaxEmporiki – DTA impairmentImpact of above-listed items(146)(146)(365)12(234)-(143)-(67)(67)--(58)-(58)(133)(133)(479)-(277)(71)-(131)--(359)(359)(143)(148)512SECOND QUARTER AND FIRST HALF 2012 RESULTSPage 33 sur 237