PDF (3.77 Mo) - Le CrÃ©dit Agricole

More documents

Recommendations

Info

Crédit <strong>Agricole</strong> S.A.Update of the Registration document 2011 - A03Discontinuing operations(in millions of euros) Q2-12 Q2-12*ChangeQ2*/Q2H1-12 H1-12*ChangeH1*/H1Revenues 37 37 nm (298) 65 nmOperating expenses (23) (23) (14.8%) (50) (50) +0.0%Gross operating income 14 14 nm (348) 15 nmCost of risk (27) (27) +28.6% (78) (39) (49.9%)Operating income (13) (13) (81.9%) (426) (24) (81.0%)Equity affiliates - - - - nmNet income on other assets - - - - nmChange in value of goodwill - - - - nmIncome before tax (13) (13) (81.9%) (426) (24) (81.0%)Tax 6 6 (73.9%) 159 14 (87.2%)Net income (after tax) from discontinuedactivities- - nm - - nmNet income (7) (7) (85.7%) (267) (10) (88.0%)Minority interests - - (6) - nmNet income Group share (7) (7) (85.4%) (261) (10) (88.1%)*Restated for impact of adjustment planThe discontinuing operations’ net income Group share was negligible in the second quarter. It amounted to -7million euros with no impact linked to the adjustment plan.Page 24 sur 237
Crédit <strong>Agricole</strong> S.A.Update of the Registration document 2011 - A036. CORPORATE CENTRE(in millions of euros) Q2-12ChangeQ2/Q2H1-12ChangeH1/H1Revenues (503) nm (214) (22.0%)Operating expenses (214) (15.4%) (437) (5.7%)Gross operating income (717) x3.4 (651) (11.7%)Cost of risk (20) (58.3%) (10) (76.3%)Operating income (737) x2.9 (661) (14.7%)Equity affiliates (24) nm (52) nmNet income on other assets 2 x2.3 (4) x6.1Income before tax (759) x3.0 (717) (7.5%)Tax 61 (51.2%) 4 (98.5%)Net income (698) x5.4 (713) +36.2%Minority interests 41 2.6% 87 (1.4%)Net income Group share (739) x4.4 (800) +30.8%In the second quarter of 2012, Corporate Centre revenues amounted to -503 million euros, compared with +43million euros in the second quarter of 2011. The main item in the second quarter was an impairment charge of427 million euros on the Intesa Sanpaolo shares.It is worth noting that the second quarter of 2011 incorporated high revenues from financial management due tothe sharp rise in the return on inflation-indexed assets.Furthermore, operating expenses fell by 15.4% year-on-year in the second quarter of 2012.Page 25 sur 237
Page 1 and 2: UPDATE A03Financial reviewat 30 Jun
Page 3: Crédit Agricole S.A.Update of the
Page 8 and 9: Crédit Agricole S.A.Update of the
Page 50 and 51: JUNE 2012JUNE 2012JUNE 2012JUNE 201
Page 58 and 59: Total regulatory capital before ded
Page 74 and 75:
Crédit Agricole S.A.Update of the
Page 76 and 77:
Page 78 and 79:
Page 80 and 81:
Page 82 and 83:
Page 84 and 85:
Page 86 and 87:
Page 88 and 89:
Page 90 and 91:
Page 92 and 93:
Page 94 and 95:
Page 96 and 97:
Page 98 and 99:
Page 100 and 101:
Page 102 and 103:
Page 104 and 105:
Page 106 and 107:
Page 108 and 109:
Page 110 and 111:
Page 112 and 113:
Page 114 and 115:
Page 116 and 117:
Page 118 and 119:
Page 120 and 121:
Page 122 and 123:
Page 124 and 125:
Page 126 and 127:
Page 128 and 129:
Page 130 and 131:
Page 132 and 133:
Page 134 and 135:
Page 136 and 137:
Page 138 and 139:
Page 140 and 141:
Page 142 and 143:
Page 144 and 145:
Page 146 and 147:
Page 148 and 149:
Page 150 and 151:
Page 152 and 153:
Page 154 and 155:
Page 156 and 157:
Page 158 and 159:
Page 160 and 161:
Page 162 and 163:
Page 164 and 165:
Page 166 and 167:
Page 168 and 169:
Page 170 and 171:
Page 172 and 173:
Page 174 and 175:
Page 176 and 177:
Page 178 and 179:
Page 180 and 181:
Page 182 and 183:
Page 184 and 185:
Page 186 and 187:
Page 188 and 189:
Page 190 and 191:
Page 192 and 193:
Page 194 and 195:
Page 196 and 197:
Page 198 and 199:
Page 200 and 201:
Page 202 and 203:
Page 204 and 205:
Page 206 and 207:
Page 208 and 209:
Page 210 and 211:
Page 212 and 213:
Page 214 and 215:
Page 216 and 217:
Page 218 and 219:
Page 220 and 221:
Page 222 and 223:
Page 224 and 225:
Page 226 and 227:
Page 228 and 229:
Page 230 and 231:
Page 232 and 233:
Page 234 and 235:
Page 236 and 237:
show all

PDF (3.77 Mo) - Le CrÃ©dit Agricole

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?