PDF (3.77 Mo) - Le CrÃ©dit Agricole

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Crédit <strong>Agricole</strong> S.A.Update of the Registration document 2011 - A03Discontinuing operations(in millions of euros) Q2-12 Q2-12*ChangeQ2*/Q2H1-12 H1-12*ChangeH1*/H1Revenues 37 37 nm (298) 65 nmOperating expenses (23) (23) (14.8%) (50) (50) +0.0%Gross operating income 14 14 nm (348) 15 nmCost of risk (27) (27) +28.6% (78) (39) (49.9%)Operating income (13) (13) (81.9%) (426) (24) (81.0%)Equity affiliates - - - - nmNet income on other assets - - - - nmChange in value of goodwill - - - - nmIncome before tax (13) (13) (81.9%) (426) (24) (81.0%)Tax 6 6 (73.9%) 159 14 (87.2%)Net income (after tax) from discontinuedactivities- - nm - - nmNet income (7) (7) (85.7%) (267) (10) (88.0%)Minority interests - - (6) - nmNet income Group share (7) (7) (85.4%) (261) (10) (88.1%)*Restated for impact of adjustment planThe discontinuing operations’ net income Group share was negligible in the second quarter. It amounted to -7million euros with no impact linked to the adjustment plan.Page 24 sur 237
Crédit <strong>Agricole</strong> S.A.Update of the Registration document 2011 - A036. CORPORATE CENTRE(in millions of euros) Q2-12ChangeQ2/Q2H1-12ChangeH1/H1Revenues (503) nm (214) (22.0%)Operating expenses (214) (15.4%) (437) (5.7%)Gross operating income (717) x3.4 (651) (11.7%)Cost of risk (20) (58.3%) (10) (76.3%)Operating income (737) x2.9 (661) (14.7%)Equity affiliates (24) nm (52) nmNet income on other assets 2 x2.3 (4) x6.1Income before tax (759) x3.0 (717) (7.5%)Tax 61 (51.2%) 4 (98.5%)Net income (698) x5.4 (713) +36.2%Minority interests 41 2.6% 87 (1.4%)Net income Group share (739) x4.4 (800) +30.8%In the second quarter of 2012, Corporate Centre revenues amounted to -503 million euros, compared with +43million euros in the second quarter of 2011. The main item in the second quarter was an impairment charge of427 million euros on the Intesa Sanpaolo shares.It is worth noting that the second quarter of 2011 incorporated high revenues from financial management due tothe sharp rise in the return on inflation-indexed assets.Furthermore, operating expenses fell by 15.4% year-on-year in the second quarter of 2012.Page 25 sur 237
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PDF (3.77 Mo) - Le CrÃ©dit Agricole

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