PDF (3.77 Mo) - Le CrÃ©dit Agricole

More documents

Recommendations

Info

Crédit Agricole S.A.Update of the 2011 registration document - A035.9 Property, plant & equipment and intangible assets (excluding goodwill)(in millions ofeuros) 31/12/2011Changesinscope (2)Property, plant & equipment used inoperationsIncreases(acquisitions,businesscombinations)Decreases(disposalsand Translationredemptions) adjustmentOther Balance atmovements (3) 30/06/2012Gross amount 9,592 (17) 335 (464) 26 102 9 574Amortisation andimpairment (1) (4,422) 8 (312) 290 (16) (48) (4,500)NET CARRYINGAMOUNT 5,170 (9) 23 (174) 10 54 5,074Intangible assetsGross amount 4,670 (98) 218 (50) 10 (15) 4,735Amortisation andimpairment (2,802) 40 (207) 21 (8) 1 (2,955)NET CARRYINGAMOUNT 1,868 (58) 11 (29) 2 (14) 1,780(1) Including depreciation on fixed assets let to third parties.(2) The change in scope is related to the exit of BES Vida in the second quarter of 2012 for -€10 million euroson net property, plant & equipment and for 58 million euros on net intangible assets.(3) Inclusion of temporarily vacant property net of impairment corresponding to expired or terminated financelease contracts for €68 million.(in millions ofeuros) 31/12/2010Changesinscope (2)Property, plant & equipment used inoperationsIncreases(acquisitions,businesscombinations)Decreases(disposalsand Translationredemptions) adjustmentOther Balance atmovements (3) 31/12/2011Gross amount 9,342 108 935 (1,086) - 293 9,592Amortisation andimpairment (1) (4,140) (63) (661) 617 (1) (174) (4,422)NET CARRYINGAMOUNT 5,202 45 274 (469) (1) 119 5,170Intangible assetsGross amount 4,060 137 420 - 3 50 4,670Amortisation andimpairment (2,317) 1 (395) (39) (2) (50) (2,802)NET CARRYINGAMOUNT 1,743 138 25 (39) 1 - 1,8681) Including depreciation on fixed assets let to third parties.(2) At Cariparma, FriulAdria and Carispezia, allocation of goodwill as an intangible asset for a total amount of€133 million. Intangible assets arising from mark-to-market adjustments to assets and liabilities acquiredare amortised over the same period and according to the same method used to amortise other intangibleassets of the same class.At Carispezia, inclusion of property, plant & equipment for a gross value of €108 million and relatedamortisations for -€63 million.(3) Inclusion of temporarily vacant property corresponding to expired or terminated finance lease contracts for€146 million.At Predica, current account reclassification of SCI Imefa 128 regarding the Procession building fromOperating building to Investment property for -€38 million.At Amundi, de-netting of €53 million of amortisation on intangible assets previously recognised at net value.Page 178 sur 237
Crédit Agricole S.A.Update of the 2011 registration document - A035.10 Provisions(in millions d’euros) 31/12/2011Home purchase savingsplansFinancing commitmentexecution risksChange inscope IncreasesReversals,amountsused380 - - -219Reversals,amounts Translationnot used adjustment(82)Othermovements 30/06/2012- - 298- 53 (1) (34) (4) -Operational risk (1) 73 - 9 (2) (5) - (3) 72Employee retirementand similar benefits (2) 1,861 - 117 (157) (99) 2 175Litigation (3) 1,208 (17) 55 (9) (30) 8 (22) 1,193Equity investments 25 - 2 (1) - - 1 27Restructuring (4) 80 - 11 (8) (9) - (10) 64Other risks 952 (3) 122 (53) (126) 3 3 898TOTAL 4,798 (20) 369 (231) (385) 9 144 4,684(1) The main contributors are LCL and Specialised financial services (lease finance, factoring and investor services).(2) Employee retirement and similar benefits” includes:- post-employment benefits under defined-benefit plans, amoung which €183 million in “other movements” on actuarialgains and losses linked, on June 30th, 201,2 to the significant decrease of reference rates used for the assessment of thecommitments relative to long-term benefit regimes;- provisions related to the adjustment plan of Crédit Agricole CIB for €215 million and to the voluntary departure plan inCariparma for €54 million.(3) Litigation” includes:- in "change in scope" for €17 million mainly the impact linked to the sale of BES Vida- in “other movements" the transfer of a litigation provision to an impairment on customer loans for -€17 million andthetransfer of a litigationprovision to a provision for other risks for -€6 million euros.(4) The provision for restructuring includes in particular €54 million to Crédit Agricole Consumer Finance within the frameworkof the adjustment plan, €5 million at LCL and €3 million at CACEIS Deutschland.2331,899((in millions of euros) 31/12/2010Change inscope (4) IncreasesReversals,amountsusedReversals,amounts Translationnot used adjustmentOthermovements (5) 31/12/2011Home purchase savingsplans 468 - 10 - (98) - - 380Financing commitmentexecution risks 264 - 167 (10) (197) (5) - 219Operational risk (1) 83 3 14 (7) (21) - 1 73Employee retirementand similar benefits (2) 1,775 33 401 (239) (179) 1 69 1,861Litigation 990 3 318 (54) (101) 4 48 1,208Equity investments 20 - 5 - - - - 25Restructuring (3) 18 - 79 (15) (2) - - 80Other risks 874 11 432 (149) (175) 4 (45) 952TOTAL 4,492 50 1,426 (474) (773) 4 73 4,798(1) The main contributors are LCL and Specialised financial services (lease finance, factoring and investor services).(2) “Employee retirement and similar benefits” includes post-employment benefits under defined-benefit plans as well asprovisions for obligations to employees arising from the LCL competitiveness plan and the adjustment plan at CréditAgricole CIB for €286 million.(3) The provision for restructuring includes €57 million for CA Consumer Finance for the adjustment plan and €10 million forBFT.(4) Changes in scopeMovements in the change of scope for the most part involve the inclusion of Carispezia for €32 million and the branchcontributions at Cariparma for €16 million.(5) Other movements:• Employee retirement and similar benefits: €69 million are primarily related to the actuarial gains on the defined benefitplans;• Litigation and other risks: including €48 million corresponding primarily to transfers of other risks to various litigation.Page 179 sur 237
Page 1 and 2:
UPDATE A03Financial reviewat 30 Jun
Page 3:
Crédit Agricole S.A.Update of the
Page 8 and 9:
Page 10 and 11:
Page 12 and 13:
Page 14 and 15:
Page 16 and 17:
Page 18 and 19:
Page 20:
Page 23 and 24:
Page 25 and 26:
Page 27 and 28:
Page 29 and 30:
Page 31:
Page 36 and 37:
Page 38 and 39:
Page 40 and 41:
Page 42 and 43:
Page 44 and 45:
Page 46 and 47:
Page 48 and 49:
Page 50 and 51:
JUNE 2012JUNE 2012JUNE 2012JUNE 201
Page 52 and 53:
Page 54 and 55:
Page 56 and 57:
Page 58 and 59:
Total regulatory capital before ded
Page 60 and 61:
Page 62 and 63:
Page 64 and 65:
Page 66 and 67:
Page 68 and 69:
Page 70 and 71:
Page 72 and 73:
Page 74 and 75:
Page 76 and 77:
Page 78 and 79:
Page 80 and 81:
Page 82 and 83:
Page 84 and 85:
Page 86 and 87:
Page 88 and 89:
Page 90 and 91:
Page 92 and 93:
Page 94 and 95:
Page 96 and 97:
Page 98 and 99:
Page 100 and 101:
Page 102 and 103:
Page 104 and 105:
Page 106 and 107:
Page 108 and 109:
Page 110 and 111:
Page 112 and 113:
Page 114 and 115:
Page 116 and 117:
Page 118 and 119:
Page 120 and 121:
Page 122 and 123:
Page 124 and 125:
Page 126 and 127:
Page 128 and 129: Crédit Agricole S.A.Update of the
Page 228 and 229:
Page 230 and 231:
Page 232 and 233:
Page 234 and 235:
Page 236 and 237:
show all

PDF (3.77 Mo) - Le CrÃ©dit Agricole

Create successful ePaper yourself

Delete template?

Save as template?