PDF (3.77 Mo) - Le Crédit Agricole

Crédit Agricole S.A.Update of the 2011 registration document - A03(in millions of euros)French retail bankingRegionalBanksLCLnetworkInternationalretail bankingSpecialisedfinancialservices31/12/2011Assetmanagement,insuranceandprivatebankingCorporate andinvestmentbankingCorporatecentre (1)Revenues 3,822 3,068 3,926 5,243 5,436 (712) 20,783Operating expenses (2,497) (2,104) (1,744) (2,508) (3,784) (975) (13,612)Gross operating income 1,325 964 2,182 2,735 1,652 (1,687) 7,171Cost of risk (1) (286) (1,846) (1,606) (1,075) (504) (340) (5,657)Operating income 1,039 (882) 576 1,660 1,148 (2,027) 1,514Share of net income of equity-accountedentities 1,008 (911) 14 11 133 (26) 229Net gains (losses) on other assets 1 8 (1) 1 (4) 5Change in value of goodwill (634) (247) (1,053) (1,934)Pre-tax income 1,008 1,040 (2,419) 343 1,670 229 (2,057) (186)Income tax charge (330) (247) (242) (620) (383) 796 (1,026)Net gains (losses) on discontinuedoperations 14 5 (5) 14Net income for the period 1,008 710 (2,652) 106 1,050 (154) (1,266) (1,198)Minority interests 35 (51) 15 99 (7) 181 272NET INCOME GROUP SHARE 1,008 675 (2,601) 91 951 (147) (1,447) (1,470)Segment assetsOf which investments in equityaccountedentities 14,403 1,724 178 82 1,261 638 18,286Of which Goodwill 5,263 3,183 3,116 4,541 1,353 72 17,528TOTAL ASSETS 7,937 112,543 75,926 117,418 351,564 1,011,617 46,603 1,723,608(1) The cost of risk of “Corporate centre” contains the provisions recognised by Crédit Agricole S.A. for the guarantees granted to its subsidiaries (Crédit Agricole CIB, Emporiki andEmporiki Leasing).TotalPage 156 sur 237