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Crédit Agricole S.A.Update of the 2011 registration document - A032. Tier 2 capital or supplementary capitalThis includes in particular:• funds from subordinated debt instruments that meet the conditions set out in Article 4c ofRegulation 90-02 on capital (perpetual subordinated notes);• funds from subordinated debt instruments that meet the conditions set out in Article 4d ofRegulation 90-02 on capital (redeemable subordinated notes);• 45% of net unrealised gains on equity instruments transferred on a currency by currency basisbefore tax into Tier 2 capital;• the positive difference between expected losses calculated using the internal rating-basedapproach and the sum of value adjustments and collective impairments on the relevant exposures.IssuerCréditAgricole S.A.CréditAgricole S.A.CréditAgricole S.A.CréditAgricole S.A.CréditAgricole S.A.CréditAgricole S.A.LCLPerpetual subordinated notesDetails of the perpetual subordinated notes as at 30 June 2012 were as follows:Date of issueAmount onissue (inmillions) Currency Call dates CompensationJune 2003 1,050 GBP Jun.-18 thenevery 5 yearsDecember2001937 EUR Dec.-11 thenquarterlyMarch 2003 636 EUR Mar.-15 thenevery 12 yearsJune 2003 497 EUR July-16 thenevery 13 yearsDecember2003505 EUR Dec.-15 thenevery 12 years5% then starting 20/06/2018,5 Y UKT + 0.97%+1%5.641% then starting 20/12/2011,E3M+0.75%5.2% then starting 07/03/2015, 12-year govt.lending rate +1.50% (revised every 12 years)4.7% then starting 03/07/2016 until 03/07/2029,13-year govt. lending rate +1% then starting03/07/2029, 13-year govt. lending rate +1.25%(revised every 13 years)5% then starting 24/12/2015, 12-year govt.lending rate +0.75% (revised every 12 years)June 2006 500 EUR June-11 then 4.61% then starting 30/06/2011 until 30/06/2016,quarterly E3M+1.29%, then starting 30/06/2016,E3M+2.04%November1985LCL January 1987 229 EUR Jan.-94 thenannually229 EUR - Average of average monthly rates of return forpayment of govt.-guaranteed and similar loans(INSEE publication) – 0.15%Average of average monthly rates of return forpayment of govt.-guaranteed and similar loans(INSEE publication) – 0.30%Regulatoryamounts at30/06/2012(in millionsof euros) (1)TOTAL 3,2991. Amounts used for the COREP declaration.18993758244642150097127In addition, subordinated debts as at 30 June 2012 also included (cf. Note 5.7 to the consolidated financialstatements on “Debt Securities in issue and subordinated debt”):• mutual security deposits• participating securities and loans• redeemable subordinated notes (TSR)Page 101 sur 237