Regulation on Bank Capital Adequacy

Trading and salesRetail brokerage(Activities with a individualphysical persons or with smalland medium sized entities)Commercial bankingRetail banking(Activities with a individualphysical persons or with smalland medium sized entitiesmeeting the criteria set out inArticle 79 for the retailexposure class)Payment and settlementAgency servicesAsset managementDealing on own accountMoney brokingReception and transmission of orders in relation to one ormore financial instrumentsExecution of orders on behalf of clientsPlacing of financial instruments without a firmcommitment basisOperation of Multilateral Trading FacilitiesReception and transmission of orders in relation to one ormore financial instrumentsExecution of orders on behalf of clientsPlacing of financial instruments without a firmcommitment basisAcceptance of deposits and other repayable fundsLendingFinancial leasingGuarantees and commitmentsAcceptance of deposits and other repayable fundsLendingFinancial leasingGuarantees and commitmentsMoney transmission services,Issuing and administering means of paymentSafekeeping and administration of financial instrumentsfor the account of clients, including custodianship andrelated services such as cash/collateral managementPortfolio managementManaging of UCITSOther forms of asset management18%12%15%12%18%15%12%