Page 8 Notebook <strong>June</strong>, <strong>1991</strong>POA Bulletin #91-45Cathy McKulsky Cancer FundAnd Public CampaignCatharine Nelson McKulsky (Cathy) isthe wife of Drug Enforcement AdministrationSpecial Agent Edward McKulsky. Sheis the mother of two sons, age 5 and 6 andlives in Northern Virginia. She is a former<strong>San</strong> <strong>Francisco</strong> <strong>Police</strong> Officer. Ed is also aformer patrolman of the Oakland <strong>Police</strong>Department. In December of 1990 Cathywas diagnosed as having Stage II breastcancer (with positive lymph nodes) andunderwent a modified radical mastectomyshortly thereafter. During surgery, doctorsfound 18 positive (malignant) lymph nodes.Ten or more positive lymph nodes indicatea high risk for recurrence of the cancer.Cathy is currently undergoing intensivechemotherapy to treat her cancer. HerPrudential PruCare network approved oncologiststates that, without an autologousbone marrow transplant (ABMT), there isa 50% chance that the cancer will recurewithin two years and an 80% chance thatit will recur within five years. If her cancerrecurs, it will likely be fatal with presentlyavailable technology.An ABMT is a medical procedure inwhich bone marrow is removed from thepatient and stored. The patient thenreceives higher dosage chemotheraphydesigned to eliminate all cancerous cellsfrom the body. The patient's own bonemarrow is then returned, increasingchances of a cancer-free life to about 80%.SAN FRANCISCOPOLICE DEPARTMENTS.E.P. CRIME PREVENTIONSPECIALISTHERMAN DOWELLDIVISION DISPATCHERSENIOR ESCORT PATROL319 CLEMENTINASAN FRANCISCO, CA 94103597-7956Cathy has been evaluated for, this procedureat the Duke University MedicalCenter in Durham, North Carolina and,because of her youth and superb physicaland mental condition, she is considered anexcellent candidate.The treatment will cost in excess of$150,000, of which medical insurance willcover $100,000. The McKulsky familydoes not have this kind of money. Medicalauthorities acknowledge that stress is avery negative factor in cancer therapy. Tohelp relieve financial worries so that Cathycan concentrate on her cure, a group ofconcerned citizens has formed a coalitioncalled the Friends of Cathy McKulsky. Thepurpose of the coalition is to raise the fundsrequired to pay for Cathy's treatment. Theinitial goal is only $50,000. Any excessfunds will be donated to continue this fightby Cathy. We hope to focus national attentionon the plight of the McKulskys andothers in similar circumstances to causechanges nationally in health insurancecoverage so others do not have to gothrough this same experience. TheMcKulskys have already initiated some activitiesin support of this goal.Please contribute what monies you canto the:Cathy McKulsky Cancer Fund13115 Tingewood CourtHerndon, VA 22071CourtesyOf AFriendAre You Adequately InsuredAgainst The Uninsured Motorist?by Dale AllenIt is estimated that there are 20,000,000automobiles on the road in the State ofCalifornia today. Of those cars, it is furtherestimated that 30 percent are uninsured.What happens when you are involved inan autombile accident with a negligentuninsured motorist? Your only recourse forrecovery is contained in your own insurancepolicy under Insurance Code §11580.2.The Uninsured Motorist Act Set ForthIn Insurance Code § 11580.2The legislature initially adopted this lawin 1959 and has since amended and updatedit over the years. This law requiresevery automobile liability insurance policyissued or delivered in California to includeuninsured motorist coverage, a type ofbodily injury insurance designed to compensatethe insured, you, for damage inflictedby a financially irresponsiblemotorist unless expressly waived. The term"uninsured motorist" does not appear in thelaw, but is a shorthand substitute for thestatutory phrase "owner or operator of anuninsured motor vehicle."The coverage, for which an additionalpremium is charged, insures the insured,his heirs, or his legal representative for allsums up to the statutory minimum that heor they, as the case may be, may be legallyentitled to recover from the uninsuredmotorist as damages for bodily injury orwrongful death. The minimum coveragelimits are $15,000 for one person in oneaccident, and $30,000 for two or more personsin any one accident. "Bodily injury"includes sickness or disease, and deathresulting from either.OPEN ROADBICYCLESDff( )1352 Irving St.<strong>San</strong> <strong>Francisco</strong>, CA 94122(415) 753-6272The insurers liability, that is the insurancecompany, derives from and is contingenton your legal right as an insured torecover from the uninsured motorist asdetermined by the general principles of tortlaw. In other words, if the uninsuredmotorist has committed the negligent act,then you as the injured party are entitledto recover. By this law, you then are protectedand can recover up to the amountof insurance you purchased against injuriesand damages inflicted by someone notinsured.In 1985, the California legislature requiredthat all policies including uninsuredmotorist coverage must now also includeunder-insured motorist coverage. Underinsuredmotorist coverage means that if aninsured person is injured or damaged to theextent that recovery exceeds the amountof insurance carried by the negligent party,the remaining amount can be recoveredagainst the injured party's own insuredpolicy. By this law, the legislature closeda loop-hole where, for example, thecatastrophic type injury occurs yet thenegligent party carried the minimumamount of insurance required by CaliforniaLaw. Despite the nature of the injuryand the liability of the negligent party, theinjured party was limited to a recovery ofthe minimum amount.There are certain limitations as to whenan uninsured motorist claim can be made.In order to curtail fraud, if the uninsuredmotorist is the owner or operator of a hitand run vehicle who fled the scene, the injuredparty must report the accident within24 hours to the local police or highwaypatrol and file a written claim under oathwith his or her insurance company within30 days of the accident. If the claim is fora hit and run vehicle there must be physicalcontact between the two vehicles in orderfor the claim to qualify. If the unknown or"phantom" vehicle merely forces the injuredparty's vehicle off the road, withoutphysical contact, there is no coverage.Another favorable aspect of uninsuredmotorist coverage allows for an injured partyto recover even if the injury occurs whileriding in a friend's car that is involved inan accident with an uninsured vehicle. Theclaim can be made under both your ownpolicy as well as your friend's. 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<strong>June</strong>, <strong>1991</strong> Notebook Page 9Right HereIn River Cityby Bill Hemby,COPS LegislativeAdvocateCops Are on Trial at the Capitolhe fallout over the L.A. incident justT keeps on rolling. I was in Senate IndustrialRelations Committee recently,testifying on improving our cancerpresumption law, when committee chairman,Senator Bill Greene (D) L.A., tore intome over the Rodney King incident. Theremainder of my testimony resulted indefending police actions, not police cancer.In the meantime, several bills are beingheard "dealing" with the L.A. incident. Allof these bills are bad for police officers, andin this current climate of "police bashing,"may have a good chance of passage.The worst is Senate Bill 1261, bySenator Ed Davis (R), Northridge. SenatorDavis was, years ago, <strong>Police</strong> Chief of LosAngeles, as well as a past president of theLos Angeles <strong>Police</strong> Protective League.Something must have gotten lost over theyears, because Ed Davis is no friend torank and file law enforcement officers.Under the Davis bill, every uniformedcop must immediately restrain or arrestanother cop whom he or she observesengaging in felonious use of force. If youdon't - it is a felony.It gets better - every police officer whohas actual knowledge as to the felonioususe of force by another police officer hasto immediately report that use of force tothe appropriate authorities. If you don't -it is a felony.The bill goes on to say - "Any peaceofficer engaging in the felonious use offorce, who fails to immediately adhere tothe order ofl another uniformed peace officerto cease and desist is guilty of interferencewith a peace officer under colorof law . . . a felony.Xanadu Gallery900 North Point<strong>San</strong> <strong>Francisco</strong>, CA 94109(415)441-5211Davis explains "felonious use of force"as: "force that both clearly exceeds theforce necessary for a peace officer to legallyarrest or subdue a suspect." And thatcomes from a conservative Republicanlawmaker!Now imagine just what QCC can dowith that? Can you see yourself at the nextpublic disturbance, the front line is fightingoff the demonstrators while the back lineis arresting the front line! It's kind of like,"Hit a Crook - Go To Jail!"Assemblyman Bill Ferguson (R) NewportBeach, another conservative Republican,has Assembly Bill 183 which reads: "a lawenforcement officer present at the place ofa lawful or an unlawful assembly who willinglyand knowingly uses pain compliancetechniques upon any person assembledwhose participation in the assembly ispassive, is guilty of a misdemeanor." Youcan pick them up, but if it hurts - you arein trouble. Bill Ferguson is worried aboutpro-lifer demonstrators being hurt whenthey picket the local Planned Parenthoodshop.Then there is AB 1114, by Assemblymember Archie Hudson (D) L.A. This billsays: "Every peace officer has a continuingduty to abate and report any and allviolations of... (the Penal Code). . . whichare enforceable by that peace officer, andthis duty includes, but is not limited to,situations where those laws are violated byother peace officers. Any violation. . . shallbe presumed to be negligent behaviour onthe part of that peace officer unless rebuttedby clear and convincing evidence thathis or her action or failure to act wasreasonable." AB 1114 also allows an aclionfor damages against the peace officerfor violating these provisions. As you cansee, it is not a fun year for us at the StateCapitol.Craig Condemnationby Gary DelagnesAnyone who knows me is aware of thefact that remaining quiet on certain issueshas never been a strong point of mine. Ihave remained uncharacteristically quiet forthe past few months about CommissionerGwen Craig because I didn't, in any way,want to hurt Rich Cairns' chances beforethe <strong>Police</strong> Commission.I attend the weekly comedy show at the<strong>Police</strong> Commission every Wednesay night.The usual routine features John Crew, andhis band of radical idiots, attempting to dictatepolicy for this <strong>Police</strong> Department. I canthink of no other city in this country thatwould give the credibility to the likes ofJohn Crew that he enjoys in S.F. I havebeen intrigued with Commissioner Craigsince the first time I was introduced to her,during Gorbachev's visit to S.F. When introducedI noticed she was wearing afigurine of Lenin, the father of communism,on her lapel.Since that time I have become disgustedwith her apparent open contempt for policeofficers in general, while sitting on a supposedlyunbiased <strong>Police</strong> Commission.Craig's completely unwarranted attack onmyself, Jim Deignan, and the new P.O.A.Executive Board in an interview she gavewith a gay newspaper only exemplifies herobviously preconceived conclusion that allpolice officers are barbaric homophobeswho cruise the streets of our city searchingout homosexuals to harrass and beatHer behavior during the Rich Cairns'hearing, cuminating with her self-servingpolitical tirade at the conclusion, was adisgrace. It was so obvious from the startthat Craig had made her mind up longbefore the hearing that Rich Cairns wasguilty. Gwen Craig is guilty of violatingeverything she claims to represent. A predeterminedbelief that all cops are thesame, that all cops are homophobic, andthat all cops are enemies of the gay community.She has done more to damagerelations between the <strong>Police</strong> Departmentand the gay community than any cop everycould. That Gwen Craig is allowed to sitin judgement of any police officer contradictseverything the <strong>Police</strong> Commissionsupposedly exemplifies. I, for one, call forher immediate removal from the <strong>Police</strong>Commission. But then, when did anyoneat City Hall listen to a cop? We are just thepawns they use to play their little politicalgames and further their own politicalcareers.415.441.1001Fax: 441.86161001 California St.,<strong>San</strong> <strong>Francisco</strong>, CA 94108TheTo: All <strong>Police</strong>menYou assure security of our CityPaintingWe assure you of our Nice & Right Furniture!LadyNICE & RIGHT FURNITUREMarge JoefredaHome Comfort SpecialistsOwnerTel: (415) 821-2123621-19662710 Oakdale Avenue<strong>San</strong> <strong>Francisco</strong>, CA 94124North Beach524 Union St. In JLf398-19522 SatellitesOpen 7 NightsDANCE TO THE MUSICof THE 50's & 60'sFRANK BRUNOI I INational Education Centers, Inc.2039 Clement StreetRichmond District<strong>San</strong> <strong>Francisco</strong>, CA 94121HEE CHAN TRAVELSUE CHAN(Owner)Air Ticket:(415) 221-7085Bus Ticket:(415) 752-0737(415) 752-0738PdBryman Campus731 Market Street<strong>San</strong> <strong>Francisco</strong>, CA94103415/777-2500We Train You To Become An:• Optical Technician• Dental Assistant• Medical Assistant• . . 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